Miranda Marquit
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mirandamarquit.bsky.social
Miranda Marquit
@mirandamarquit.bsky.social
Write and podcast about money on the internet. Love camping and travel. MirandaMarquit.com

#Idaho #Money #PersonalFinance #Outdoors #Writing
Moving to a low-cost area could save you money, but will it cost your sanity?
Are you stupid if you live in a high-cost area?
Moving to a low-cost area could save you money, but will it cost your sanity?
itdoesntmakecents.substack.com
September 18, 2026 at 6:24 PM
Many of us like to feel as though we're making a positive impact in the world. Could a social finance approach help you help others — while making money? 
Want to Make a Difference with Your Money? Consider a Social Finances Approach
Many of us like to feel as though we're making a positive impact in the world. Could a social finances approach help you help others — while making money?
mirandamarquit.com
September 18, 2026 at 3:09 PM
This course will take you to the next level if you've already started earning money as a freelance writer.
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.
freelanceacademy.gumroad.com
September 17, 2026 at 9:25 PM
No, you don't have to be "productive" all the time.
Should you bust your butt to maximize your earning potential?
No, you don't have to be "productive" all the time
itdoesntmakecents.substack.com
September 17, 2026 at 6:37 PM
Building an “in case I die” file is an important part of preparing your family or your business for what happens when you pass on.
How to Create an “In Case I Die” File for Your Freelance Business
An "in case I die" file can be helpful for your personal finances and your freelance business. Here's what you should include.
mirandamarquit.com
September 17, 2026 at 3:34 PM
This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.
Business Aspects of Freelancing: Advanced Topics for your Writing Business
Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work
freelanceacademy.gumroad.com
September 16, 2026 at 9:43 PM
There are a number of interesting ways to change things up and get a little more from your life and work without following a prescribed path.
There's no ladder to climb
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working
itdoesntmakecents.substack.com
September 16, 2026 at 7:14 PM
During times of stress and upheaval, it's easy to feel like it's too big and you can't do anything. Here's how to do good no matter where you are.
What Can I Do to Help? How to Do Good When You Feel You Can't Make a Difference
Trying to figure out how to do good in the face of the latest catastrophe? Here's how you can help today — and tomorrow.
mirandamarquit.com
September 16, 2026 at 4:07 PM
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
itdoesntmakecents.substack.com
September 15, 2026 at 6:44 PM
Do you have a plan for what happens to your freelance business when you die?
What Happens to Your Freelance Business When You Die?
Understand what happens to your freelance business when you die and what you should do to protect your family's income.
mirandamarquit.com
September 15, 2026 at 3:38 PM
Do you wish you could travel more? Do your finances get in the way of seeing more of the world?
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.
mirandamarquit.gumroad.com
September 14, 2026 at 10:05 PM
Are you destroying Western civilization if you don't procreate?
Having children? In THIS economy?
Are you destroying Western civilization if you don't procreate?
itdoesntmakecents.substack.com
September 14, 2026 at 7:35 PM
As a home business owner, you should consider life insurance and how it can help your family replace your income.
Life Insurance for Home Business Owners: What You Need to Protect
Don't forget life insurance if your a business owner. Choosing the right coverage can protect your family if they lose you.
mirandamarquit.com
September 14, 2026 at 4:21 PM
We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.
Intermediate Freelance Writing Course: Turn Your Writing Side Hustle into a Freelance Business
This course will take you to the next level if you've already started earning money as a freelance writer. We'll guide you through the next steps so you can replace your day job with the freedom and flexibility of freelancing.Module 1: How to run your business like a businessCreating contracts (we've got a template for you)Manage your taxesMake sure you get paid – including tips for making it a seamless transactionModule 2: What editors wantSetting the right goals as a freelancerWhen to push back on client requests (and how to do it without losing the gig)Real-life examples of how to deal with tricky client situationsTips for setting health boundariesYour complete guide to pitchingHow to protect yourselfModule 3: Transition to writing full-timeJuggling your freelancing with a jobHow to know when it's time to go full-timePractical tips for making the transition as smooth as possibleModule 4: Interviewing sourcesHow to handle different types of interviewsUnderstanding what makes a good sourceTools for recording and transcribing interviewsBest practices to follow when interviewing sourcesModule 5: Maximizing your incomeUsing expertise and niches to boost your ratesEstablishing good habits to better leverage your timeOvercoming writer's blockManaging productivity, so you're at your peak more oftenReal-life scenarios and examples of how to effectively raise your freelance ratesModule 6: Useful freelance business toolsUse this module to learn more about the tools available to improve your productivity and make your life easier as you manage your freelance business.
freelanceacademy.gumroad.com
September 11, 2026 at 10:18 PM
Are you destroying Western civilization if you don't procreate?
Having children? In THIS economy?
Are you destroying Western civilization if you don't procreate?
itdoesntmakecents.substack.com
September 11, 2026 at 7:12 PM
Are you making investing more complex than it needs to be? Let's simplify.
Does Investing Really Need to Be Complex?
One of the reasons people don't get involved with investing is because they make it more complex than it has to be.
mirandamarquit.com
September 11, 2026 at 4:31 PM
Here's what you need to know about setting up, building, and maintaining a travel fund.
How to Create a Travel Fund: Your Guide to Seeing More of the World
Do you wish you could travel more? Do your finances get in the way of seeing more of the world? A travel fund can help you create an ongoing source of money to use for adventures. Here's what you need to know about setting up, building, and maintaining a travel fund.
mirandamarquit.gumroad.com
September 10, 2026 at 9:24 PM
You don’t HAVE to quit your 9-to-5 to have a good life and build wealth.
It’s ok to keep your 9-to-5
Full-time entrepreneurship isn’t for everyone
itdoesntmakecents.substack.com
September 10, 2026 at 6:45 PM
Do you have freelance writing burnout? I've been there. Here are some things you can do to get through it and emerge on the other side.
3 Tips for Battling Freelance Writing Burnout [Video]
Do you have freelance writing burnout? This week's video offers you 3 tips you can use when trying to power through burnout.
mirandamarquit.com
September 10, 2026 at 3:36 PM
This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.
Business Aspects of Freelancing: Advanced Topics for your Writing Business
Maybe you're already doing just fine as a writer but wondering how to tackle business aspects. This course will help you learn how to scale your efforts and add other revenue-producing projects to your business portfolio.Module 1: Branding yourselfDefine your freelancer brand across platformsCreate an effective freelancer bio that attracts more clientsHow to leverage social media to connect with clients and build your brandTips for creating a compelling websiteHow to get out there more, attracting more clients and others to your projectsModule 2: Classifying your business with the IRSHow to decide on a business classificationComparing an LLC vs. S-CorpUsing an S-Corp for your taxes, even while remaining an LLCModule 3: Manage payroll and accountingHow to set up payroll for yourself (and why it's a good idea)Tips for learning about your state's requirementsWhat you need to know about hiring an accountant or payroll specialistModule 4: How to hire for your businessHow to know when it's time to hire help for your businessChoosing between contractors and employeesUsing a VA to grow your business and handle mundane tasksHow subcontracting works and when it can help you scale your businessModule 5: Create a systemBenefits to using systems to scale your business, earning more while working lessHow to set up a good system that works for youStep-by-step examples of how to set up different systems for your freelancing businessTips for applying systems to your personal life so you can optimize other aspects of your time and energyModule 6: Expand your empireHow to decide to diversify your offeringsDifferent opportunities for expanding your offeringsWhen it makes sense to partner with others on business projectsHow to find the right partners and set up systems to manage that work
freelanceacademy.gumroad.com
September 9, 2026 at 8:47 PM
There are a number of interesting ways to change things up and get a little more from your life and work without following a prescribed path.
There's no ladder to climb
Work sabbaticals, temporary retirement, part-time work and slow-fi: new ways of working
itdoesntmakecents.substack.com
September 9, 2026 at 5:51 PM
Claim a home office tax deduction for the space used for your business.
Home Office Tax Deduction: The Basics
Claim a home office tax deduction for the space used as your home office. You might be surprised at how easy it is to save money.
mirandamarquit.com
September 9, 2026 at 3:09 PM