7 Picos Finance
@7picosfinance.bsky.social
Make personal finance a positive journey.
Decide what you want. Make a plan. Work on it. Every. Single. Day.
Personal Finance Coach / Investor
Decide what you want. Make a plan. Work on it. Every. Single. Day.
Personal Finance Coach / Investor
Futures point to a mixed open as "Wall Street is coming off a strong performance last week, with the S&P 500 soaring nearly 6%." - CNBC
U.S. markets were closed due to Good Friday; the March jobs report showed a strong rebound from February’s weak numbers.
U.S. markets were closed due to Good Friday; the March jobs report showed a strong rebound from February’s weak numbers.
April 6, 2026 at 11:31 AM
Futures point to a mixed open as "Wall Street is coming off a strong performance last week, with the S&P 500 soaring nearly 6%." - CNBC
U.S. markets were closed due to Good Friday; the March jobs report showed a strong rebound from February’s weak numbers.
U.S. markets were closed due to Good Friday; the March jobs report showed a strong rebound from February’s weak numbers.
The "noise" can make you do dumb things.
It'll make you try & time the market. It'll make you look at "investments" you never would have looked a before.
But when it comes to investing in stocks for the long term, the key is to focus on the words "long term".
Stay the course.
It'll make you try & time the market. It'll make you look at "investments" you never would have looked a before.
But when it comes to investing in stocks for the long term, the key is to focus on the words "long term".
Stay the course.
March 31, 2026 at 5:44 PM
The "noise" can make you do dumb things.
It'll make you try & time the market. It'll make you look at "investments" you never would have looked a before.
But when it comes to investing in stocks for the long term, the key is to focus on the words "long term".
Stay the course.
It'll make you try & time the market. It'll make you look at "investments" you never would have looked a before.
But when it comes to investing in stocks for the long term, the key is to focus on the words "long term".
Stay the course.
Wall Street is coming off a mixed session: The Nasdaq and S&P 500 declined Monday (now 9% off its closing high), while the Dow registered a small gain.
U.S. gasoline prices have surged above $4 per gallon for the first time in more than three years.
U.S. gasoline prices have surged above $4 per gallon for the first time in more than three years.
March 31, 2026 at 11:31 AM
Wall Street is coming off a mixed session: The Nasdaq and S&P 500 declined Monday (now 9% off its closing high), while the Dow registered a small gain.
U.S. gasoline prices have surged above $4 per gallon for the first time in more than three years.
U.S. gasoline prices have surged above $4 per gallon for the first time in more than three years.
Markets look to open lower as ongoing conflict in the Middle East keep investors concerned.
Nasdaq now in correction territory down more than 10% from it's October record high. Dow off 9% from it's high and S&P 500 currently around 7% lower.
Nasdaq now in correction territory down more than 10% from it's October record high. Dow off 9% from it's high and S&P 500 currently around 7% lower.
March 27, 2026 at 11:56 AM
Markets look to open lower as ongoing conflict in the Middle East keep investors concerned.
Nasdaq now in correction territory down more than 10% from it's October record high. Dow off 9% from it's high and S&P 500 currently around 7% lower.
Nasdaq now in correction territory down more than 10% from it's October record high. Dow off 9% from it's high and S&P 500 currently around 7% lower.
There's no denying the incredible talent that professional athletes across all sports show when they take the field, court, ice, etc.
But that doesn't mean they are financially literate and in control of the massive wealth they accumulate.
I'll talk about this on Sunday.
But that doesn't mean they are financially literate and in control of the massive wealth they accumulate.
I'll talk about this on Sunday.
March 26, 2026 at 5:25 PM
There's no denying the incredible talent that professional athletes across all sports show when they take the field, court, ice, etc.
But that doesn't mean they are financially literate and in control of the massive wealth they accumulate.
I'll talk about this on Sunday.
But that doesn't mean they are financially literate and in control of the massive wealth they accumulate.
I'll talk about this on Sunday.
Futures point to the markets giving back all of yesterday's gains and oil prices move higher as the U.S. and Iran continue to lob threats at each other.
Meta and YouTube found guilty of negligence in social media addiction trial.
Meta and YouTube found guilty of negligence in social media addiction trial.
March 26, 2026 at 11:00 AM
Futures point to the markets giving back all of yesterday's gains and oil prices move higher as the U.S. and Iran continue to lob threats at each other.
Meta and YouTube found guilty of negligence in social media addiction trial.
Meta and YouTube found guilty of negligence in social media addiction trial.
Tax season is upon us and it's estimated that the average 2025 tax return will be about $3,676.
What are you doing with that money?
Lease a new car OR contribute to Roth IRA?
Go on a vacation OR pay off high interest debt?
Add to your sports betting account OR HYSA?
What are you doing with that money?
Lease a new car OR contribute to Roth IRA?
Go on a vacation OR pay off high interest debt?
Add to your sports betting account OR HYSA?
March 25, 2026 at 4:18 PM
Tax season is upon us and it's estimated that the average 2025 tax return will be about $3,676.
What are you doing with that money?
Lease a new car OR contribute to Roth IRA?
Go on a vacation OR pay off high interest debt?
Add to your sports betting account OR HYSA?
What are you doing with that money?
Lease a new car OR contribute to Roth IRA?
Go on a vacation OR pay off high interest debt?
Add to your sports betting account OR HYSA?
U.S. markets gave back some of its gains from Monday but futures are rebounding this morning on report of possible U.S./Iran peace plan.
Treasury yields and oil move lower.
Treasury yields and oil move lower.
March 25, 2026 at 12:50 PM
U.S. markets gave back some of its gains from Monday but futures are rebounding this morning on report of possible U.S./Iran peace plan.
Treasury yields and oil move lower.
Treasury yields and oil move lower.
Pet ownership in the U.S. isn’t a niche category.
It’s mainstream American life.
Total U.S. pet spending reached $157 Billion in 2025.
Average annual spending per pet owner hit $2,000 per household.
97% of pet owners consider pets family members.
Money well spent?
It’s mainstream American life.
Total U.S. pet spending reached $157 Billion in 2025.
Average annual spending per pet owner hit $2,000 per household.
97% of pet owners consider pets family members.
Money well spent?
March 24, 2026 at 5:43 PM
Pet ownership in the U.S. isn’t a niche category.
It’s mainstream American life.
Total U.S. pet spending reached $157 Billion in 2025.
Average annual spending per pet owner hit $2,000 per household.
97% of pet owners consider pets family members.
Money well spent?
It’s mainstream American life.
Total U.S. pet spending reached $157 Billion in 2025.
Average annual spending per pet owner hit $2,000 per household.
97% of pet owners consider pets family members.
Money well spent?
Markets brushed off Iranian state media reports contradicting Trumps claim that "productive conversations" were ongoing sending averages up 1%.
Brent Crude Oil back above $100 a barrel after dropping 11% on Monday.
Brent Crude Oil back above $100 a barrel after dropping 11% on Monday.
March 24, 2026 at 11:20 AM
Markets brushed off Iranian state media reports contradicting Trumps claim that "productive conversations" were ongoing sending averages up 1%.
Brent Crude Oil back above $100 a barrel after dropping 11% on Monday.
Brent Crude Oil back above $100 a barrel after dropping 11% on Monday.
What would your life look like if money was no longer a source of stress?
March 23, 2026 at 2:40 PM
What would your life look like if money was no longer a source of stress?
Iran pushes back on Trump's claim of "productive" talks.
Futures were pointing to a lower open before Trump social media post claiming Iran U.S. have been holding conversations.
Oil, Gold and Silver move lower. Ten year treasury note had hit it's highest level since July 2025.
Futures were pointing to a lower open before Trump social media post claiming Iran U.S. have been holding conversations.
Oil, Gold and Silver move lower. Ten year treasury note had hit it's highest level since July 2025.
March 23, 2026 at 12:40 PM
Iran pushes back on Trump's claim of "productive" talks.
Futures were pointing to a lower open before Trump social media post claiming Iran U.S. have been holding conversations.
Oil, Gold and Silver move lower. Ten year treasury note had hit it's highest level since July 2025.
Futures were pointing to a lower open before Trump social media post claiming Iran U.S. have been holding conversations.
Oil, Gold and Silver move lower. Ten year treasury note had hit it's highest level since July 2025.
More Americans out of work for longer periods of time.
Everyday expenses still high; insurance, gas, food.
College grads struggling to find jobs.
Credit Card debt at all time highs.
Home affordability is at lows.
Grocery prices not dropping.
I'm getting concerned.
Everyday expenses still high; insurance, gas, food.
College grads struggling to find jobs.
Credit Card debt at all time highs.
Home affordability is at lows.
Grocery prices not dropping.
I'm getting concerned.
March 20, 2026 at 2:01 PM
More Americans out of work for longer periods of time.
Everyday expenses still high; insurance, gas, food.
College grads struggling to find jobs.
Credit Card debt at all time highs.
Home affordability is at lows.
Grocery prices not dropping.
I'm getting concerned.
Everyday expenses still high; insurance, gas, food.
College grads struggling to find jobs.
Credit Card debt at all time highs.
Home affordability is at lows.
Grocery prices not dropping.
I'm getting concerned.
Iran war sends oil soaring with Oil prices rising as much as 3% on Thursday; Gulf facilities burn and Hormuz supply lines stay disrupted.
Broader indices dropping while energy stocks rally. Inflation fears back on the table.
Broader indices dropping while energy stocks rally. Inflation fears back on the table.
March 20, 2026 at 11:56 AM
Iran war sends oil soaring with Oil prices rising as much as 3% on Thursday; Gulf facilities burn and Hormuz supply lines stay disrupted.
Broader indices dropping while energy stocks rally. Inflation fears back on the table.
Broader indices dropping while energy stocks rally. Inflation fears back on the table.
Dow Jones hits lowest level of 2026; closed below its 200-day moving average as Iran war intensifies and fears of inflation persist.
Brent Crude oil trades shy of $120 a barrel; Gold and Silver trade lower.
Brent Crude oil trades shy of $120 a barrel; Gold and Silver trade lower.
March 19, 2026 at 10:50 AM
Dow Jones hits lowest level of 2026; closed below its 200-day moving average as Iran war intensifies and fears of inflation persist.
Brent Crude oil trades shy of $120 a barrel; Gold and Silver trade lower.
Brent Crude oil trades shy of $120 a barrel; Gold and Silver trade lower.
"Dow futures bounce 350 points to start the week as oil prices fall back to $95 a barrel" - CNBC
Shares of Meta (Facebook) higher as rumors circulate they plan to layoff over 20% of their workforce.
Shares of Meta (Facebook) higher as rumors circulate they plan to layoff over 20% of their workforce.
March 16, 2026 at 1:13 PM
"Dow futures bounce 350 points to start the week as oil prices fall back to $95 a barrel" - CNBC
Shares of Meta (Facebook) higher as rumors circulate they plan to layoff over 20% of their workforce.
Shares of Meta (Facebook) higher as rumors circulate they plan to layoff over 20% of their workforce.
Getting a college education is one of the most important financial decisions in your life. However, more Americans are rethinking higher educations value.
Recent surveys show two thirds of Americans feel that they can find a well-paying job without attending college.
Agree?
Recent surveys show two thirds of Americans feel that they can find a well-paying job without attending college.
Agree?
March 13, 2026 at 5:41 PM
Getting a college education is one of the most important financial decisions in your life. However, more Americans are rethinking higher educations value.
Recent surveys show two thirds of Americans feel that they can find a well-paying job without attending college.
Agree?
Recent surveys show two thirds of Americans feel that they can find a well-paying job without attending college.
Agree?
Mixed close on Wednesday as the Dow dropped 289 points, the S&P 500 and Nasdaq inching out a 0.08% gain.
Futures currently pointing to a lower open.
Oil continues to climb higher as foreign ships were struck in the Persian Gulf overnight.
Futures currently pointing to a lower open.
Oil continues to climb higher as foreign ships were struck in the Persian Gulf overnight.
March 12, 2026 at 12:00 PM
Mixed close on Wednesday as the Dow dropped 289 points, the S&P 500 and Nasdaq inching out a 0.08% gain.
Futures currently pointing to a lower open.
Oil continues to climb higher as foreign ships were struck in the Persian Gulf overnight.
Futures currently pointing to a lower open.
Oil continues to climb higher as foreign ships were struck in the Persian Gulf overnight.
Stock futures rise as oil prices inch back toward $90 mark.
Trump announced Tuesday that the U.S. will get its first oil refinery in 50 years located at the port of Brownsville in Texas backed by India's Reliance Industries.
Trump announced Tuesday that the U.S. will get its first oil refinery in 50 years located at the port of Brownsville in Texas backed by India's Reliance Industries.
March 11, 2026 at 11:32 AM
Stock futures rise as oil prices inch back toward $90 mark.
Trump announced Tuesday that the U.S. will get its first oil refinery in 50 years located at the port of Brownsville in Texas backed by India's Reliance Industries.
Trump announced Tuesday that the U.S. will get its first oil refinery in 50 years located at the port of Brownsville in Texas backed by India's Reliance Industries.
Stocks make huge reversal after initial drop: the Dow had fallen nearly 900 points at its session low, and the S&P 500 and Nasdaq dropped as much as 1.5% each before stagging a rally that saw the Nasdaq settle 1.38% higher, the Dow gaining 239 points and the S&P 500 up 0.83%.
March 10, 2026 at 10:54 AM
Stocks make huge reversal after initial drop: the Dow had fallen nearly 900 points at its session low, and the S&P 500 and Nasdaq dropped as much as 1.5% each before stagging a rally that saw the Nasdaq settle 1.38% higher, the Dow gaining 239 points and the S&P 500 up 0.83%.
Dow futures fall 590 points, or 1.2%, rebounding from earlier losses of more than 1,000 points.
Oil traded near $120 a barrel in overnight session; major Middle East producers slashed their output due to conflict.
U.S. orders staff to leave Saudi Arabia.
Oil traded near $120 a barrel in overnight session; major Middle East producers slashed their output due to conflict.
U.S. orders staff to leave Saudi Arabia.
March 9, 2026 at 12:14 PM
Dow futures fall 590 points, or 1.2%, rebounding from earlier losses of more than 1,000 points.
Oil traded near $120 a barrel in overnight session; major Middle East producers slashed their output due to conflict.
U.S. orders staff to leave Saudi Arabia.
Oil traded near $120 a barrel in overnight session; major Middle East producers slashed their output due to conflict.
U.S. orders staff to leave Saudi Arabia.
Global markets continue to see volatility as geopolitical uncertainty worry investors.
The Nasdaq remains 4.8% off of it's all time highs while the Dow Jones is off 2.9% and the S&P 500 is off 1%.
Spain rejects White House claim it agreed to cooperate.
The Nasdaq remains 4.8% off of it's all time highs while the Dow Jones is off 2.9% and the S&P 500 is off 1%.
Spain rejects White House claim it agreed to cooperate.
March 5, 2026 at 1:45 PM
Global markets continue to see volatility as geopolitical uncertainty worry investors.
The Nasdaq remains 4.8% off of it's all time highs while the Dow Jones is off 2.9% and the S&P 500 is off 1%.
Spain rejects White House claim it agreed to cooperate.
The Nasdaq remains 4.8% off of it's all time highs while the Dow Jones is off 2.9% and the S&P 500 is off 1%.
Spain rejects White House claim it agreed to cooperate.
Stop reading, learning and planning but never doing.
This applies to everything in your life.
Finances, hobbies, relationships, traveling, etc.
Are you afraid to take action?
This applies to everything in your life.
Finances, hobbies, relationships, traveling, etc.
Are you afraid to take action?
March 4, 2026 at 5:47 PM
Stop reading, learning and planning but never doing.
This applies to everything in your life.
Finances, hobbies, relationships, traveling, etc.
Are you afraid to take action?
This applies to everything in your life.
Finances, hobbies, relationships, traveling, etc.
Are you afraid to take action?
"Vanguard data shows 6% of workers in 401(k) plans took hardship withdrawals in 2025, up from 4.8% in 2024 & double the pre-pandemic average, with a median amount of $1,900. Reasons included preventing eviction or foreclosure & paying medical bills."
This number grows in 2026.
This number grows in 2026.
March 4, 2026 at 4:13 PM
"Vanguard data shows 6% of workers in 401(k) plans took hardship withdrawals in 2025, up from 4.8% in 2024 & double the pre-pandemic average, with a median amount of $1,900. Reasons included preventing eviction or foreclosure & paying medical bills."
This number grows in 2026.
This number grows in 2026.
Markets in a headline-watching state of volatility.
WTI Crude Oil flirts with $78 a barrel on Tuesday as Iran conflict continues.
Treasury Secretary Scott Bessent said Trump’s 15% global tariff will be implemented this week.
WTI Crude Oil flirts with $78 a barrel on Tuesday as Iran conflict continues.
Treasury Secretary Scott Bessent said Trump’s 15% global tariff will be implemented this week.
March 4, 2026 at 2:10 PM
Markets in a headline-watching state of volatility.
WTI Crude Oil flirts with $78 a barrel on Tuesday as Iran conflict continues.
Treasury Secretary Scott Bessent said Trump’s 15% global tariff will be implemented this week.
WTI Crude Oil flirts with $78 a barrel on Tuesday as Iran conflict continues.
Treasury Secretary Scott Bessent said Trump’s 15% global tariff will be implemented this week.