David Perdew
@drperdew.bsky.social
Chicken, an onion, a bell pepper on its last day. That's not a problem. That's an input. Diet Match turns it into dinner.
September 15, 2026 at 11:32 PM
Chicken, an onion, a bell pepper on its last day. That's not a problem. That's an input. Diet Match turns it into dinner.
Fridge open. Nothing coming to you. Tell Diet Match your diet and what's in there -- get real recipes back in seconds. Not links. Recipes.
September 15, 2026 at 7:53 PM
Fridge open. Nothing coming to you. Tell Diet Match your diet and what's in there -- get real recipes back in seconds. Not links. Recipes.
Staring into the fridge hoping dinner reveals itself doesn't work. Never has. Diet Match actually answers the question.
September 15, 2026 at 6:49 PM
Staring into the fridge hoping dinner reveals itself doesn't work. Never has. Diet Match actually answers the question.
You don't need more recipes on the internet. You need the three that actually fit tonight. That's what Diet Match hands you.
September 15, 2026 at 4:17 PM
You don't need more recipes on the internet. You need the three that actually fit tonight. That's what Diet Match hands you.
5:30pm is not the time for a hundred more decisions. Diet Match removes one of them. Pick a diet, get dinner.
September 15, 2026 at 2:56 PM
5:30pm is not the time for a hundred more decisions. Diet Match removes one of them. Pick a diet, get dinner.
For married couples where one spouse keeps working while the other retires, understanding the earnings test threshold before the working spouse claims is worth doing carefully.
July 24, 2026 at 6:18 PM
For married couples where one spouse keeps working while the other retires, understanding the earnings test threshold before the working spouse claims is worth doing carefully.
Continuing to work after claiming Social Security may allow your benefit to be recalculated if your recent earnings are among your top 35 years. More income can mean a higher benefit.
July 24, 2026 at 1:15 PM
Continuing to work after claiming Social Security may allow your benefit to be recalculated if your recent earnings are among your top 35 years. More income can mean a higher benefit.
If you claim Social Security before full retirement age and your spouse keeps working, their earnings do not affect your benefit. The earnings test applies to each person individually.
July 24, 2026 at 12:23 AM
If you claim Social Security before full retirement age and your spouse keeps working, their earnings do not affect your benefit. The earnings test applies to each person individually.
Medicare Part B premiums can be deducted from your Social Security check. This is another reason to coordinate your Medicare enrollment and Social Security timing as a couple.
July 23, 2026 at 6:18 PM
Medicare Part B premiums can be deducted from your Social Security check. This is another reason to coordinate your Medicare enrollment and Social Security timing as a couple.
If you or your spouse has employer health coverage past age 65, you may be able to delay Medicare without penalty. The rules differ by employer size. Know them before you act.
July 23, 2026 at 1:15 PM
If you or your spouse has employer health coverage past age 65, you may be able to delay Medicare without penalty. The rules differ by employer size. Know them before you act.
Medicare eligibility begins at 65 for most people, regardless of when you claim Social Security. Delaying Social Security does not delay your Medicare enrollment deadline.
July 23, 2026 at 12:22 AM
Medicare eligibility begins at 65 for most people, regardless of when you claim Social Security. Delaying Social Security does not delay your Medicare enrollment deadline.
Social Security is one piece of a retirement income plan. Coordinate it with your savings, work plans, and household expenses before you make an irreversible decision.
July 22, 2026 at 6:18 PM
Social Security is one piece of a retirement income plan. Coordinate it with your savings, work plans, and household expenses before you make an irreversible decision.
Run the numbers at three claiming ages: 62, your full retirement age, and 70. The comparison shows the range of outcomes and helps you weigh the real tradeoffs.
July 22, 2026 at 1:15 PM
Run the numbers at three claiming ages: 62, your full retirement age, and 70. The comparison shows the range of outcomes and helps you weigh the real tradeoffs.
Compare both spouses' projected benefits before either person files. The difference in amounts often reveals the right coordination strategy for your household income plan.
July 22, 2026 at 12:23 AM
Compare both spouses' projected benefits before either person files. The difference in amounts often reveals the right coordination strategy for your household income plan.
Create your my Social Security account at ssa.gov. Check your earnings record for accuracy and see your projected benefit at different claiming ages before you decide.
July 21, 2026 at 6:18 PM
Create your my Social Security account at ssa.gov. Check your earnings record for accuracy and see your projected benefit at different claiming ages before you decide.
Assuming whatever your neighbor did is a reasonable Social Security strategy ignores that your earnings record, health, spouse, and finances are entirely different from theirs.
July 21, 2026 at 1:15 PM
Assuming whatever your neighbor did is a reasonable Social Security strategy ignores that your earnings record, health, spouse, and finances are entirely different from theirs.
Ignoring the survivor benefit question until after one spouse files is planning backwards. The time to think about it is before either person claims, not after.
July 21, 2026 at 12:22 AM
Ignoring the survivor benefit question until after one spouse files is planning backwards. The time to think about it is before either person claims, not after.
Treating Social Security as two separate decisions instead of one coordinated household strategy can reduce lifetime household income meaningfully for both spouses.
July 20, 2026 at 6:18 PM
Treating Social Security as two separate decisions instead of one coordinated household strategy can reduce lifetime household income meaningfully for both spouses.
Not comparing your projected benefits at 62, full retirement age, and 70 before filing means you may be leaving a significant amount of money on the table permanently.
July 20, 2026 at 1:15 PM
Not comparing your projected benefits at 62, full retirement age, and 70 before filing means you may be leaving a significant amount of money on the table permanently.
Claiming Social Security without understanding how it affects your spouse is one of the most common and costly retirement planning mistakes a married couple can make.
July 20, 2026 at 12:22 AM
Claiming Social Security without understanding how it affects your spouse is one of the most common and costly retirement planning mistakes a married couple can make.
Myth: You can always undo a claiming decision if you change your mind. Reality: Options for changing course after claiming are limited and time-sensitive. Get it right the first time.
July 19, 2026 at 6:18 PM
Myth: You can always undo a claiming decision if you change your mind. Reality: Options for changing course after claiming are limited and time-sensitive. Get it right the first time.
Myth: Claiming at 62 is smart because Social Security might run out. Reality: Claiming early permanently reduces your benefit and can harm your surviving spouse's income later.
July 19, 2026 at 1:16 PM
Myth: Claiming at 62 is smart because Social Security might run out. Reality: Claiming early permanently reduces your benefit and can harm your surviving spouse's income later.
Myth: If you die, your spouse keeps both Social Security checks. Reality: One payment stops when a spouse dies. Most household expenses do not stop with it.
July 19, 2026 at 12:23 AM
Myth: If you die, your spouse keeps both Social Security checks. Reality: One payment stops when a spouse dies. Most household expenses do not stop with it.
Myth: Social Security decisions are individual. Reality: For married couples, the higher earner's claiming age can affect the surviving spouse's income for decades. One household strategy.
July 18, 2026 at 6:18 PM
Myth: Social Security decisions are individual. Reality: For married couples, the higher earner's claiming age can affect the surviving spouse's income for decades. One household strategy.
Myth: Your spouse automatically gets half your Social Security. Reality: The 50 percent figure is a maximum. Claiming age and your spouse's own earnings record both affect the actual amount.
July 18, 2026 at 1:16 PM
Myth: Your spouse automatically gets half your Social Security. Reality: The 50 percent figure is a maximum. Claiming age and your spouse's own earnings record both affect the actual amount.