Perspective on Risk
@perspectiveonrisk.bsky.social
Former senior risk manager and Federal Reserve bank supervisor. I write an occasional piece on https://perspectiveonrisk.substack.com/
The Starling Review is tainted by being only one side of the story; none of the FRBSF personnel were interviewed before the findings were derived.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Perspective on Risk - Sept. 25, 2026 (Starling Review)
The 2nd draft of the Fed’s handling of the SVB failure is only one side of the story, and this likely taints its findings. Decision rights and policy accountability matter more than the reported ‘risk
perspectiveonrisk.substack.com
September 25, 2026 at 3:46 PM
The Starling Review is tainted by being only one side of the story; none of the FRBSF personnel were interviewed before the findings were derived.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
@fareedzakaria.bsky.social I enjoyed your AI regulation discussion. I’m a former Fed bank supervisor. You may enjoy this post I wrote.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Perspective on Risk - Sept. 18, 2026 (AI Developments & Risk)
Some thinking about, and frameworks for, regulating AI and the parallels with financial regulation.
perspectiveonrisk.substack.com
September 20, 2026 at 2:58 PM
@fareedzakaria.bsky.social I enjoyed your AI regulation discussion. I’m a former Fed bank supervisor. You may enjoy this post I wrote.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Fed Gov Bowman previewed her new SVB post-mortem. I agree with much of her diagnosis, but there are still many unanswered questions.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Perspective on Risk - Sept. 19, 2026 (SVB Post-Mortem Redux)
They Knew; We Have Been Told This Before; Decision Rights Are The Disease; The Tailoring Explanation, and Quarles; Right Diagnosis, Wrong Medicine; What The Review Didn’t Ask; Twitter Didn’t Kill SVB;
perspectiveonrisk.substack.com
September 19, 2026 at 3:43 PM
Fed Gov Bowman previewed her new SVB post-mortem. I agree with much of her diagnosis, but there are still many unanswered questions.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
The issues around AI involve a principal-agent problem wrapped up in a Prisoners' Dilemma. In this piece I discuss the parallels between financial supervision and the five layers of risk management needed for the emergent AI models.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Perspective on Risk - Sept. 18, 2026 (AI Developments & Risk)
Some thinking about, and frameworks for, regulating AI and the parallels with financial regulation.
perspectiveonrisk.substack.com
September 18, 2026 at 1:47 PM
The issues around AI involve a principal-agent problem wrapped up in a Prisoners' Dilemma. In this piece I discuss the parallels between financial supervision and the five layers of risk management needed for the emergent AI models.
perspectiveonrisk.substack.com/p/perspectiv...
perspectiveonrisk.substack.com/p/perspectiv...
Reposted by Perspective on Risk
🚨 NEWS: Katie Phang just scored another major development in her lawsuit seeking the full Epstein Files.
After Attorney General Todd Blanche blew a critical deadline and argued he didn’t need to respond, Judge Emmet Sullivan has now ordered him to file an answer by September 24.
After Attorney General Todd Blanche blew a critical deadline and argued he didn’t need to respond, Judge Emmet Sullivan has now ordered him to file an answer by September 24.
September 17, 2026 at 9:24 PM
🚨 NEWS: Katie Phang just scored another major development in her lawsuit seeking the full Epstein Files.
After Attorney General Todd Blanche blew a critical deadline and argued he didn’t need to respond, Judge Emmet Sullivan has now ordered him to file an answer by September 24.
After Attorney General Todd Blanche blew a critical deadline and argued he didn’t need to respond, Judge Emmet Sullivan has now ordered him to file an answer by September 24.
Reposted by Perspective on Risk
Reposted by Perspective on Risk
another Black person was lynched this time in Raleigh amp.newsobserver.com/news/local/c...
August 16, 2026 at 11:10 PM
another Black person was lynched this time in Raleigh amp.newsobserver.com/news/local/c...
The One True Cup
August 8, 2026 at 7:35 PM
The One True Cup
Reposted by Perspective on Risk
“It was violent. There’s blood all over the house. It’s insane,” the homeowner, who is a U.S. citizen, told me. “It’s complete lawlessness. How does the government have impunity to jump into my home without a warrant?”
www.thebulwark.com/p/trump-is-w...
www.thebulwark.com/p/trump-is-w...
Trump Is Walloping Construction Businesses. The Industry Stays Quiet.
Raids on work sites. Roofers under siege. But builders keep mum.
www.thebulwark.com
December 19, 2025 at 9:28 PM
“It was violent. There’s blood all over the house. It’s insane,” the homeowner, who is a U.S. citizen, told me. “It’s complete lawlessness. How does the government have impunity to jump into my home without a warrant?”
www.thebulwark.com/p/trump-is-w...
www.thebulwark.com/p/trump-is-w...
Reposted by Perspective on Risk
The homeowner I interviewed in this piece has now sued the feds for entering his private property without a warrant www.youtube.com/watch?v=_bOg...
July 28, 2026 at 4:33 PM
The homeowner I interviewed in this piece has now sued the feds for entering his private property without a warrant www.youtube.com/watch?v=_bOg...
Reposted by Perspective on Risk
There are plenty of food delivery apps competing for your business.
So why is delivery still so expensive?
The answer starts with a simple idea: competition only works when consumers can compare prices.
https://newsletter.platypuseconomics.com/p/convenience-has-a-price-but-they
So why is delivery still so expensive?
The answer starts with a simple idea: competition only works when consumers can compare prices.
https://newsletter.platypuseconomics.com/p/convenience-has-a-price-but-they
June 24, 2026 at 9:31 PM
There are plenty of food delivery apps competing for your business.
So why is delivery still so expensive?
The answer starts with a simple idea: competition only works when consumers can compare prices.
https://newsletter.platypuseconomics.com/p/convenience-has-a-price-but-they
So why is delivery still so expensive?
The answer starts with a simple idea: competition only works when consumers can compare prices.
https://newsletter.platypuseconomics.com/p/convenience-has-a-price-but-they
