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AppTech Payments (OTCQB: APCX) reported Q4 and full-year 2025 results on Jan 20, 2026. For Q4, the company posted an operating loss of $1.3M ($0.04/sh) versus $1.8M ($0.07/sh) in Q4 2024, and revenue of $0.7M compared with $52k a year earlier, driven primarily by the Oct. 31 acquisition of Infinitus Pay. The company said Infinitus Pay has processed more than $450M in transactional volume since joining AppTech. For full-year 2025, revenue was $1.4M versus $278k in 2024; EBITDA was a $5.1M loss, an improvement of $1.6M year-over-year. AppTech also secured $1.5M of additional financing in Q4 with an option to increase to $2.5M.The company noted ongoing expansion of its fintech integrator network and described Q4 as a potential turning point heading into 2026.

AppTech Payments (OTCQB: APCX) reported third-quarter results for the period ended September 30, 2025, recording an operating loss of $1.7 million (−$0.05 per share) versus an operating loss of $2.0 million (−$0.08 per share) in Q3 2024.The company said it is optimizing costs and pursuing sustainable profitability. After quarter close, AppTech completed the acquisition of InfinitusPay to expand its Banking-as-a-Service (BaaS) capabilities; the deal is described as adding technology, customers, and team members and is expected to be accretive to revenue and to deliver operational efficiencies during integration.

AppTech Payments (OTCQB: APCX) announced on November 5, 2025 the strategic acquisition of InfinitusPay to strengthen its Banking-as-a-Service (BaaS) platform and support scalable revenue growth.Management said InfinitusPay contributes technology and sales talent, a growing customer portfolio, and profitable operations. Alan Carr, CEO of InfinitusPay, joins AppTech as Chief Product Officer. The release highlights expected acceleration of embedded financial solutions and expanded digital commerce reach, while a cautionary note flags integration, synergy realization, customer retention, competitive, and regulatory risks.

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