BANKRATE: Americans Need a Household Income of Over $100k to Afford a Typical Home in the Majority of U.S. States
www.bankrate.com/real-estate/...
www.bankrate.com/real-estate/...
March 31, 2025 at 2:25 PM
BANKRATE: Americans Need a Household Income of Over $100k to Afford a Typical Home in the Majority of U.S. States
www.bankrate.com/real-estate/...
www.bankrate.com/real-estate/...
47% of Americans have enough in their savings to cover a $1,000 expense
~25% have NO emergency savings
29% of Americans have more credit card debt than they do emergency savings
~25% have NO emergency savings
29% of Americans have more credit card debt than they do emergency savings
Bankrate's 2026 Emergency Savings Report | Bankrate
A new Bankrate survey reveals more than half of Americans are uncomfortable with their emergency savings.
www.bankrate.com
February 22, 2026 at 3:09 PM
47% of Americans have enough in their savings to cover a $1,000 expense
~25% have NO emergency savings
29% of Americans have more credit card debt than they do emergency savings
~25% have NO emergency savings
29% of Americans have more credit card debt than they do emergency savings
the median home value in seattle today is $833k (higher for detached houses)
with 10% down at today's national average for mortgage rates... your monthly housing costs would be almost:
$7,000 a month (incl utils)
this puts the income needed to buy a home in seattle at $275k a year
with 10% down at today's national average for mortgage rates... your monthly housing costs would be almost:
$7,000 a month (incl utils)
this puts the income needed to buy a home in seattle at $275k a year
September 29, 2026 at 2:35 PM
the median home value in seattle today is $833k (higher for detached houses)
with 10% down at today's national average for mortgage rates... your monthly housing costs would be almost:
$7,000 a month (incl utils)
this puts the income needed to buy a home in seattle at $275k a year
with 10% down at today's national average for mortgage rates... your monthly housing costs would be almost:
$7,000 a month (incl utils)
this puts the income needed to buy a home in seattle at $275k a year
Which data? Average new home buyer approaching 40. About half of Americans *before the war* said they’d have trouble paying a $1,000 emergency expense, and only 46% said they have enough savings to cover even 3 months of expenses. www.bankrate.com/banking/savi...
Bankrate's 2026 Emergency Savings Report | Bankrate
A new Bankrate survey reveals more than half of Americans are uncomfortable with their emergency savings.
www.bankrate.com
May 22, 2026 at 4:47 PM
Which data? Average new home buyer approaching 40. About half of Americans *before the war* said they’d have trouble paying a $1,000 emergency expense, and only 46% said they have enough savings to cover even 3 months of expenses. www.bankrate.com/banking/savi...
A survey by Bankrate shows 27% of respondents have a side gig compared to 36% last year. This is the lowest percentage since 2017.
Bankrate hypothesizes this is due to a strong job market and a cooling inflation rate.
I wonder if it’s the opposite and the issue is even side gigs are drying up?
Bankrate hypothesizes this is due to a strong job market and a cooling inflation rate.
I wonder if it’s the opposite and the issue is even side gigs are drying up?
www.bankrate.com
July 13, 2025 at 11:42 PM
A survey by Bankrate shows 27% of respondents have a side gig compared to 36% last year. This is the lowest percentage since 2017.
Bankrate hypothesizes this is due to a strong job market and a cooling inflation rate.
I wonder if it’s the opposite and the issue is even side gigs are drying up?
Bankrate hypothesizes this is due to a strong job market and a cooling inflation rate.
I wonder if it’s the opposite and the issue is even side gigs are drying up?
55% of Americans say they would need to make $200,000 or more to feel rich or financially free, and 39% say they would need to make $500,000 or more, per Bankrate.
What would make you feel financially free?
What would make you feel financially free?
July 27, 2025 at 11:28 PM
55% of Americans say they would need to make $200,000 or more to feel rich or financially free, and 39% say they would need to make $500,000 or more, per Bankrate.
What would make you feel financially free?
What would make you feel financially free?
Bankrate guy complains about savers getting screwed by lower rates. Lol.
December 10, 2025 at 8:21 PM
Bankrate guy complains about savers getting screwed by lower rates. Lol.
Yet House Republicans just killed the first comprehensive (and bipartisan!!) housing package of the last few DECADES
More than 75% of homes across the U.S. are unaffordable, study finds
Homeownership can feel like a luxury when only a sliver of the country's housing market is affordable for most Americans, Bankrate analyst says.
www.cbsnews.com
December 9, 2025 at 4:55 PM
Yet House Republicans just killed the first comprehensive (and bipartisan!!) housing package of the last few DECADES
less than half of americans could cover a $1000 emergency expense
Bankrate's 2026 Emergency Savings Report | Bankrate
A new Bankrate survey reveals more than half of Americans are uncomfortable with their emergency savings.
www.bankrate.com
May 30, 2026 at 11:18 PM
less than half of americans could cover a $1000 emergency expense
www.bankrate.com/banking/fede...
Factors that heat and cool inflation-watch these over the next 4 years
Factors that heat and cool inflation-watch these over the next 4 years
What Is Inflation? How Rising Prices Can Erode Your Purchasing Power | Bankrate
Inflation is when the cost of goods and services rises over a sustained period, feeling akin to taking a pay cut.
www.bankrate.com
November 23, 2024 at 10:13 PM
www.bankrate.com/banking/fede...
Factors that heat and cool inflation-watch these over the next 4 years
Factors that heat and cool inflation-watch these over the next 4 years
I do not understand this:
"Bankrate analyzed prices for property taxes, homeowners insurance, utilities, internet and cable bills. We also calculated a sum for maintenance and repairs,"
Renters pay utilities/internet/cable! Those are prices of living in a home. not owning one.
"Bankrate analyzed prices for property taxes, homeowners insurance, utilities, internet and cable bills. We also calculated a sum for maintenance and repairs,"
Renters pay utilities/internet/cable! Those are prices of living in a home. not owning one.
Hidden Homeownership Costs Hit $21,000 A Year In 2025 | Bankrate
Owning a home costs over $21,000 a year in hidden expenses, according to a new Bankrate study. Here’s a breakdown of homeownership expenses across the U.S.
www.bankrate.com
July 22, 2025 at 12:44 PM
I do not understand this:
"Bankrate analyzed prices for property taxes, homeowners insurance, utilities, internet and cable bills. We also calculated a sum for maintenance and repairs,"
Renters pay utilities/internet/cable! Those are prices of living in a home. not owning one.
"Bankrate analyzed prices for property taxes, homeowners insurance, utilities, internet and cable bills. We also calculated a sum for maintenance and repairs,"
Renters pay utilities/internet/cable! Those are prices of living in a home. not owning one.
Try it out here: At $55/mo, even if you never miss a payment, it would take 270 months and you’d pay over $11,000 in interest…or over 3x the principal.
The newborn child Rogers delivered via c-section would be old enough to drink by the time the bill was paid off.
www.bankrate.com/credit-cards...
The newborn child Rogers delivered via c-section would be old enough to drink by the time the bill was paid off.
www.bankrate.com/credit-cards...
What will it take to pay off my credit card? - Bankrate
Find out how long it will take to pay off your credit card balance with Bankrate's calculator.
www.bankrate.com
October 1, 2026 at 9:14 PM
Try it out here: At $55/mo, even if you never miss a payment, it would take 270 months and you’d pay over $11,000 in interest…or over 3x the principal.
The newborn child Rogers delivered via c-section would be old enough to drink by the time the bill was paid off.
www.bankrate.com/credit-cards...
The newborn child Rogers delivered via c-section would be old enough to drink by the time the bill was paid off.
www.bankrate.com/credit-cards...
just leaving this here
April 13, 2026 at 4:13 PM
just leaving this here
Thinking about this today as I deal with my own $1,000 emergency expense (tires, battery, oil change). www.cbsnews.com/news/saving-...
Most Americans can't afford a $1,000 emergency expense, report finds
Nearly 60% of Americans don't have enough money put away to handle common financial emergencies, according to Bankrate.
www.cbsnews.com
July 9, 2026 at 9:35 PM
Thinking about this today as I deal with my own $1,000 emergency expense (tires, battery, oil change). www.cbsnews.com/news/saving-...
Fascinating survey from Bankrate bankrate.com/banking/pay-... We know that average hourly pay has increased 4.0% over the last year. Inflation, excluding owner equivalent rent (the rent homeowners would pay to themselves), rose just over 1%.
Survey: 61% Of Workers Got A Pay Increase, But Some Say They Still Lost Ground To Inflation | Bankrate
Many workers found new, better-paying jobs or received pay raises in the past 12 months. Some still aren't feeling better about inflation.
bankrate.com
December 4, 2024 at 5:42 PM
Fascinating survey from Bankrate bankrate.com/banking/pay-... We know that average hourly pay has increased 4.0% over the last year. Inflation, excluding owner equivalent rent (the rent homeowners would pay to themselves), rose just over 1%.
The median American household has $8k in savings. Do you think 50% of the US is upper class?
www.bankrate.com/banking/savi...
www.bankrate.com/banking/savi...
The Average Savings Account Balance In The U.S. | Bankrate
Many bank accounts hold far less cash than U.S. consumers would need to cover even a few months without income.
www.bankrate.com
August 6, 2026 at 9:53 PM
The median American household has $8k in savings. Do you think 50% of the US is upper class?
www.bankrate.com/banking/savi...
www.bankrate.com/banking/savi...
that bankrate metric has a hard time w/ the vibecession, imo
like if you read the bankrate survey, the percentage of people who would pay for a $1,000 emergency expense from savings *went up* from 2018 to 2025 (in 2026 they added a new survey item that makes this comp harder to do).
like if you read the bankrate survey, the percentage of people who would pay for a $1,000 emergency expense from savings *went up* from 2018 to 2025 (in 2026 they added a new survey item that makes this comp harder to do).
May 22, 2026 at 4:52 PM
that bankrate metric has a hard time w/ the vibecession, imo
like if you read the bankrate survey, the percentage of people who would pay for a $1,000 emergency expense from savings *went up* from 2018 to 2025 (in 2026 they added a new survey item that makes this comp harder to do).
like if you read the bankrate survey, the percentage of people who would pay for a $1,000 emergency expense from savings *went up* from 2018 to 2025 (in 2026 they added a new survey item that makes this comp harder to do).
Bankrate, actually
Most Americans can't afford a $1,000 emergency expense, report finds
Nearly 60% of Americans don't have enough money put away to handle common financial emergencies, according to Bankrate.
www.cbsnews.com
May 20, 2025 at 1:07 PM
Bankrate, actually
‘No tax on tips’ could backfire amid growing tip fatigue.
A Bankrate survey last year found that Americans have taken an increasingly negative view of tipping, with roughly 1 in 3 calling it “out of control.”
www.washingtonpost.com/business/202...
A Bankrate survey last year found that Americans have taken an increasingly negative view of tipping, with roughly 1 in 3 calling it “out of control.”
www.washingtonpost.com/business/202...
Column | ‘No tax on tips’ could backfire amid growing tip fatigue
The legislation has implications for those who give gratuities and those who pocket them, with the potential to leave both sides feeling shortchanged.
www.washingtonpost.com
May 24, 2025 at 9:22 PM
‘No tax on tips’ could backfire amid growing tip fatigue.
A Bankrate survey last year found that Americans have taken an increasingly negative view of tipping, with roughly 1 in 3 calling it “out of control.”
www.washingtonpost.com/business/202...
A Bankrate survey last year found that Americans have taken an increasingly negative view of tipping, with roughly 1 in 3 calling it “out of control.”
www.washingtonpost.com/business/202...
Oh look, 59% of Americans cannot afford a $1,000 emergency expense, according to a recent survey by consumer services company Bankrate.
#collapse
#collapse
January 26, 2025 at 1:16 PM
Oh look, 59% of Americans cannot afford a $1,000 emergency expense, according to a recent survey by consumer services company Bankrate.
#collapse
#collapse
It was those low interest rates and the ensuing demand that pushed those home prices higher — Per Bankrate added an average $148k to the price of a home when interest rates were lowest during COVID …😔
October 1, 2026 at 5:29 PM
It was those low interest rates and the ensuing demand that pushed those home prices higher — Per Bankrate added an average $148k to the price of a home when interest rates were lowest during COVID …😔