4/4 Vivek Kaul examines why the AI boom's troubles could have consequences far beyond Silicon Valley.
Read the full story.
#CrudeOil #BasisPointInsight
Read the full story.
#CrudeOil #BasisPointInsight
BasisPointInsight.com - AI, Oil and Why Dalal Street Has Little Reason to Relax by Vivek Kaul
An AI crash could send money fleeing US stocks. Investors betting it will land on Dalal Street may be in for an expensive surprise. by Vivek Kaul, BasisPointInsight.com
basispointinsight.com
November 9, 2026 at 7:08 AM
4/4 Vivek Kaul examines why the AI boom's troubles could have consequences far beyond Silicon Valley.
Read the full story.
#CrudeOil #BasisPointInsight
Read the full story.
#CrudeOil #BasisPointInsight
4/4 The key takeaway: The quality of credit growth matters more than the headline number.
Read the full analysis on BasisPoint Insight: The Risk in India’s Credit Boom Lies in What It Funds
#Economy #BasisPointInsight
Read the full analysis on BasisPoint Insight: The Risk in India’s Credit Boom Lies in What It Funds
#Economy #BasisPointInsight
BasisPointInsight.com - The Risk in India’s Credit Boom Lies in What It Funds by Deepa Vasudevan
Loan growth outpacing nominal GDP growth is not a problem in itself. The concern lies in the composition of the loan growth. by Deepa Vasudevan, BasisPointInsight.com
basispointinsight.com
November 6, 2026 at 5:19 AM
4/4 The key takeaway: The quality of credit growth matters more than the headline number.
Read the full analysis on BasisPoint Insight: The Risk in India’s Credit Boom Lies in What It Funds
#Economy #BasisPointInsight
Read the full analysis on BasisPoint Insight: The Risk in India’s Credit Boom Lies in What It Funds
#Economy #BasisPointInsight
3/7 There is nothing inherently wrong with that. Early investors need exits, and a company with sufficient capital need not raise more simply because it is going public.
#BasisPointInsight
#BasisPointInsight
BasisPointInsight.com - Your IPO Money May Never Reach the Company by Ganga Narayan Rath, Chirayu Sharma
An IPO can raise billions without the company receiving a rupee. Investors need clearer labels showing exactly who gets their subscription money by Ganga Narayan Rath, Chirayu Sharma, BasisPointInsigh...
basispointinsight.com
November 9, 2026 at 4:38 AM
3/7 There is nothing inherently wrong with that. Early investors need exits, and a company with sufficient capital need not raise more simply because it is going public.
#BasisPointInsight
#BasisPointInsight
6/6 Will Trump's political setback push him towards diplomacy, or make another military escalation more likely? And what would either outcome mean for global markets?
Read the full analysis by Yield Scribe on BasisPoint Insight.
#BasisPointInsight
Read the full analysis by Yield Scribe on BasisPoint Insight.
#BasisPointInsight
BasisPointInsight.com - Trump’s Defeat Leaves Markets Exposed to Another Oil Shock by Yield Scribe
A weakened president may yet seek a military victory before Congress changes hands, exposing investors to dearer oil and a fresh inflation shock. by Yield Scribe , BasisPointInsight.com
basispointinsight.com
November 9, 2026 at 6:30 AM
6/6 Will Trump's political setback push him towards diplomacy, or make another military escalation more likely? And what would either outcome mean for global markets?
Read the full analysis by Yield Scribe on BasisPoint Insight.
#BasisPointInsight
Read the full analysis by Yield Scribe on BasisPoint Insight.
#BasisPointInsight
3/3 Because democracy needs leaders who can listen when voters say no — not just explain why they didn't really lose.
Read the full article on BasisPoint Insight.
#USPolitics #BasisPointInsight
Read the full article on BasisPoint Insight.
#USPolitics #BasisPointInsight
BasisPointInsight.com - When the Leader Can't Be the Loser by Kirti Tarang Pande
A defeat can change the power map without changing the leader’s story. But, is protecting the leader’s image more important than understanding what voters were trying to say? by Kirti Tarang Pande, Ba...
basispointinsight.com
November 7, 2026 at 5:22 AM
3/3 Because democracy needs leaders who can listen when voters say no — not just explain why they didn't really lose.
Read the full article on BasisPoint Insight.
#USPolitics #BasisPointInsight
Read the full article on BasisPoint Insight.
#USPolitics #BasisPointInsight
5/5 Why can't India simply let the rupee find its own level? And what are the risks of leaving it entirely to the market?
Read Part 15 of the Masterclass with Michael Patra.
#MichaelPatra #BasisPointInsight
Read Part 15 of the Masterclass with Michael Patra.
#MichaelPatra #BasisPointInsight
BasisPointInsight.com - Why the RBI Cannot Leave the Rupee to Market Forces by Michael Debabrata Patra
Why does the RBI intervene at all? Despite being the world’s fifth-largest reserve holder, its gross foreign liabilities exceed its reserves quite substantially, by over 10% of GDP. And then there is ...
basispointinsight.com
November 9, 2026 at 5:02 AM
5/5 Why can't India simply let the rupee find its own level? And what are the risks of leaving it entirely to the market?
Read Part 15 of the Masterclass with Michael Patra.
#MichaelPatra #BasisPointInsight
Read Part 15 of the Masterclass with Michael Patra.
#MichaelPatra #BasisPointInsight
4/5 The concern is not merely that households are borrowing more. It is that debt may be compensating for inadequate income growth.
#GoldLoans
#GoldLoans
BasisPointInsight.com - The Trouble With India’s Growing Household Debt by Vivek Kaul
Can rising household debt sustain India’s consumption growth when incomes are struggling to keep pace, or are borrowers approaching the limits of what they can afford? by Vivek Kaul, BasisPointInsight...
basispointinsight.com
November 5, 2026 at 4:42 AM
4/5 The concern is not merely that households are borrowing more. It is that debt may be compensating for inadequate income growth.
#GoldLoans
#GoldLoans
5/5 Debt can sustain consumption for a while. But it cannot replace income indefinitely.
Read Vivek Kaul's column for BasisPoint: The Trouble With India’s Growing Household Debt👇
#EconomicGrowth
Read Vivek Kaul's column for BasisPoint: The Trouble With India’s Growing Household Debt👇
#EconomicGrowth
BasisPointInsight.com - The Trouble With India’s Growing Household Debt by Vivek Kaul
Can rising household debt sustain India’s consumption growth when incomes are struggling to keep pace, or are borrowers approaching the limits of what they can afford? by Vivek Kaul, BasisPointInsight...
basispointinsight.com
November 5, 2026 at 4:42 AM
5/5 Debt can sustain consumption for a while. But it cannot replace income indefinitely.
Read Vivek Kaul's column for BasisPoint: The Trouble With India’s Growing Household Debt👇
#EconomicGrowth
Read Vivek Kaul's column for BasisPoint: The Trouble With India’s Growing Household Debt👇
#EconomicGrowth
6/6 For India, the question is not just whether war can be avoided, but how to safeguard its energy supplies, shipping interests and strategic relationships in an increasingly uncertain West Asia.
Read the full analysis.
#Geopolitics #BasisPointInsight
Read the full analysis.
#Geopolitics #BasisPointInsight
BasisPointInsight.com - America's Verdict and West Asia's Uncertain Reset by Lt Gen Syed Ata Hasnain (Retd)
Trump’s electoral setback may strengthen the case for restraint, but does it rule out another US attack on Iran? Explore the political calculations, regional risks and implications for India. by Lt Ge...
basispointinsight.com
November 6, 2026 at 4:35 AM
6/6 For India, the question is not just whether war can be avoided, but how to safeguard its energy supplies, shipping interests and strategic relationships in an increasingly uncertain West Asia.
Read the full analysis.
#Geopolitics #BasisPointInsight
Read the full analysis.
#Geopolitics #BasisPointInsight
5/5 Part 1 of a two-part series examining corporate India. Part 2 turns the spotlight on cooperative banks.
Read the full analysis on BasisPoint Insight:
Three Lines of Defence: Does the Model Still Defend or Even Hold?
#FinancialStability #BasisPointInsight
Read the full analysis on BasisPoint Insight:
Three Lines of Defence: Does the Model Still Defend or Even Hold?
#FinancialStability #BasisPointInsight
BasisPointInsight.com - Three Lines of Defence: Does the Model Still Defend or Even Hold? by Rabi N. Mishra, Komal Gupta
From Satyam to YES Bank, the controls existed on paper. What failed was the flow of truth between the business, risk, audit and the board. by Rabi N. Mishra, Komal Gupta, BasisPointInsight.com
basispointinsight.com
November 6, 2026 at 7:44 AM
5/5 Part 1 of a two-part series examining corporate India. Part 2 turns the spotlight on cooperative banks.
Read the full analysis on BasisPoint Insight:
Three Lines of Defence: Does the Model Still Defend or Even Hold?
#FinancialStability #BasisPointInsight
Read the full analysis on BasisPoint Insight:
Three Lines of Defence: Does the Model Still Defend or Even Hold?
#FinancialStability #BasisPointInsight
3/5 🔹Gold lending is showing signs of stress, with some borrowers taking fresh loans despite already having overdue debt.
🔹Debt is growing faster than disposable income, raising questions about how long borrowing can support consumption.
#Consumption #RBI #PersonalFinance
🔹Debt is growing faster than disposable income, raising questions about how long borrowing can support consumption.
#Consumption #RBI #PersonalFinance
BasisPointInsight.com - The Trouble With India’s Growing Household Debt by Vivek Kaul
Can rising household debt sustain India’s consumption growth when incomes are struggling to keep pace, or are borrowers approaching the limits of what they can afford? by Vivek Kaul, BasisPointInsight...
basispointinsight.com
November 5, 2026 at 4:42 AM
3/5 🔹Gold lending is showing signs of stress, with some borrowers taking fresh loans despite already having overdue debt.
🔹Debt is growing faster than disposable income, raising questions about how long borrowing can support consumption.
#Consumption #RBI #PersonalFinance
🔹Debt is growing faster than disposable income, raising questions about how long borrowing can support consumption.
#Consumption #RBI #PersonalFinance
2/5 In his latest piece, Vivek Kaul examines what lies behind the numbers.
🔹Income growth remains subdued, pushing households towards borrowing to meet consumption needs.
🔹Non-housing retail loans account for 58.4% of household debt, according to the RBI.
#HouseholdDebt #IndiaEconomy
🔹Income growth remains subdued, pushing households towards borrowing to meet consumption needs.
🔹Non-housing retail loans account for 58.4% of household debt, according to the RBI.
#HouseholdDebt #IndiaEconomy
BasisPointInsight.com - The Trouble With India’s Growing Household Debt by Vivek Kaul
Can rising household debt sustain India’s consumption growth when incomes are struggling to keep pace, or are borrowers approaching the limits of what they can afford? by Vivek Kaul, BasisPointInsight...
basispointinsight.com
November 5, 2026 at 4:42 AM
2/5 In his latest piece, Vivek Kaul examines what lies behind the numbers.
🔹Income growth remains subdued, pushing households towards borrowing to meet consumption needs.
🔹Non-housing retail loans account for 58.4% of household debt, according to the RBI.
#HouseholdDebt #IndiaEconomy
🔹Income growth remains subdued, pushing households towards borrowing to meet consumption needs.
🔹Non-housing retail loans account for 58.4% of household debt, according to the RBI.
#HouseholdDebt #IndiaEconomy
1/5 India’s household debt is rising. But are household incomes keeping pace?
Household debt has climbed from 36.4% of GDP in June 2022 to 45.9% in March 2026. Easier access to credit has helped sustain consumption, but it also raises questions about the financial health of Indian households.
#RBI
Household debt has climbed from 36.4% of GDP in June 2022 to 45.9% in March 2026. Easier access to credit has helped sustain consumption, but it also raises questions about the financial health of Indian households.
#RBI
BasisPointInsight.com - The Trouble With India’s Growing Household Debt by Vivek Kaul
Can rising household debt sustain India’s consumption growth when incomes are struggling to keep pace, or are borrowers approaching the limits of what they can afford? by Vivek Kaul, BasisPointInsight...
basispointinsight.com
November 5, 2026 at 4:42 AM
1/5 India’s household debt is rising. But are household incomes keeping pace?
Household debt has climbed from 36.4% of GDP in June 2022 to 45.9% in March 2026. Easier access to credit has helped sustain consumption, but it also raises questions about the financial health of Indian households.
#RBI
Household debt has climbed from 36.4% of GDP in June 2022 to 45.9% in March 2026. Easier access to credit has helped sustain consumption, but it also raises questions about the financial health of Indian households.
#RBI
4/4 Perhaps the real measure of his genius lies not in how often he reinvents himself, but in how profoundly he changed the way we listen.
Read the full piece by Minari Shah on BasisPoint Insight👇
#BasisPointInsight
Read the full piece by Minari Shah on BasisPoint Insight👇
#BasisPointInsight
BasisPointInsight.com - The Importance of Being A R Rahman by Minari Shah
He changed the sound of Indian film music. But perhaps his greater achievement was changing how a song could tell its story. by Minari Shah, BasisPointInsight.com
basispointinsight.com
November 4, 2026 at 5:01 AM
4/4 Perhaps the real measure of his genius lies not in how often he reinvents himself, but in how profoundly he changed the way we listen.
Read the full piece by Minari Shah on BasisPoint Insight👇
#BasisPointInsight
Read the full piece by Minari Shah on BasisPoint Insight👇
#BasisPointInsight
5/5 Free transport can raise women’s participation in paid work, but the evidence is mixed. A fare waiver removes one barrier, not all of them.
Read the full piece👇
#BasisPointInsight
Read the full piece👇
#BasisPointInsight
BasisPointInsight.com - The Long Road to a Woman's Workplace by Nishat Anjum
Free bus rides may save women money, but can they unlock better jobs? The hidden costs of commuting, caregiving and unequal mobility reveal a bigger barrier. by Nishat Anjum, BasisPointInsight.com
basispointinsight.com
October 31, 2026 at 12:31 PM
5/5 Free transport can raise women’s participation in paid work, but the evidence is mixed. A fare waiver removes one barrier, not all of them.
Read the full piece👇
#BasisPointInsight
Read the full piece👇
#BasisPointInsight
2/5 One-month forward premia surged, bid-ask spreads widened and price discovery weakened as access tightened and hedging costs rose.
That creates a difficult policy trade-off.
#Forex
That creates a difficult policy trade-off.
#Forex
BasisPointInsight.com - RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm by Madhavi Arora
The RBI has calmed the spot rupee, but surging forward premia, thinner liquidity and a growing forward book show the rising cost of engineering currency stability. by Madhavi Arora, BasisPointInsight....
basispointinsight.com
October 29, 2026 at 9:35 AM
2/5 One-month forward premia surged, bid-ask spreads widened and price discovery weakened as access tightened and hedging costs rose.
That creates a difficult policy trade-off.
#Forex
That creates a difficult policy trade-off.
#Forex
3/5 Restrict dollar demand in spot, and it can migrate to forwards. Make forwards more expensive, and importers may rush to hedge before conditions tighten further.
#CurrencyMarkets
#CurrencyMarkets
BasisPointInsight.com - RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm by Madhavi Arora
The RBI has calmed the spot rupee, but surging forward premia, thinner liquidity and a growing forward book show the rising cost of engineering currency stability. by Madhavi Arora, BasisPointInsight....
basispointinsight.com
October 29, 2026 at 9:35 AM
3/5 Restrict dollar demand in spot, and it can migrate to forwards. Make forwards more expensive, and importers may rush to hedge before conditions tighten further.
#CurrencyMarkets
#CurrencyMarkets
5/5 The central question is no longer just whether the rupee is stable.
It is how much that stability costs — in liquidity, market functioning and monetary-policy flexibility.
Read Madhavi Arora’s column: RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm
#FinancialMarkets
It is how much that stability costs — in liquidity, market functioning and monetary-policy flexibility.
Read Madhavi Arora’s column: RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm
#FinancialMarkets
BasisPointInsight.com - RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm by Madhavi Arora
The RBI has calmed the spot rupee, but surging forward premia, thinner liquidity and a growing forward book show the rising cost of engineering currency stability. by Madhavi Arora, BasisPointInsight....
basispointinsight.com
October 29, 2026 at 9:35 AM
5/5 The central question is no longer just whether the rupee is stable.
It is how much that stability costs — in liquidity, market functioning and monetary-policy flexibility.
Read Madhavi Arora’s column: RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm
#FinancialMarkets
It is how much that stability costs — in liquidity, market functioning and monetary-policy flexibility.
Read Madhavi Arora’s column: RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm
#FinancialMarkets
4/5 At the same time, the RBI’s forward book has grown, future settlement obligations are rising and the balance-of-payments outlook remains vulnerable to oil prices and uncertain capital flows, writes Madhavi Arora, Chief Economist at Emkay Global Financial Services.
#MonetaryPolicy #IndiaEconomy
#MonetaryPolicy #IndiaEconomy
BasisPointInsight.com - RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm by Madhavi Arora
The RBI has calmed the spot rupee, but surging forward premia, thinner liquidity and a growing forward book show the rising cost of engineering currency stability. by Madhavi Arora, BasisPointInsight....
basispointinsight.com
October 29, 2026 at 9:35 AM
4/5 At the same time, the RBI’s forward book has grown, future settlement obligations are rising and the balance-of-payments outlook remains vulnerable to oil prices and uncertain capital flows, writes Madhavi Arora, Chief Economist at Emkay Global Financial Services.
#MonetaryPolicy #IndiaEconomy
#MonetaryPolicy #IndiaEconomy
1/5 The rupee may look calmer, but the cost of keeping it stable is rising.
Recent RBI measures have helped steady the spot market. But the pressure has not disappeared; much of it has shifted into the forward market.
#RBI #Rupee
Recent RBI measures have helped steady the spot market. But the pressure has not disappeared; much of it has shifted into the forward market.
#RBI #Rupee
BasisPointInsight.com - RBI’s FX Strategy: Mounting Costs of Rupee Defence Amid a False Calm by Madhavi Arora
The RBI has calmed the spot rupee, but surging forward premia, thinner liquidity and a growing forward book show the rising cost of engineering currency stability. by Madhavi Arora, BasisPointInsight....
basispointinsight.com
October 29, 2026 at 9:35 AM
8/8 This is the concluding part of a two-part series on the mismatch between strong headline GDP growth, weak consumption, subdued private investment and foreign capital outflows.
@arvindmayaram.bsky.social
#BasisPointInsight
@arvindmayaram.bsky.social
#BasisPointInsight
BasisPointInsight.com - India's Growth Rebalancing: A Patchwork of Crisis Responses, Not a Strategy by Arvind Mayaram
India’s growth push has relied on tax cuts, subsidies, capex and trade deals, but the measures look more like crisis responses than a sequenced strategy. by Arvind Mayaram, BasisPointInsight.com
basispointinsight.com
October 15, 2026 at 5:02 AM
8/8 This is the concluding part of a two-part series on the mismatch between strong headline GDP growth, weak consumption, subdued private investment and foreign capital outflows.
@arvindmayaram.bsky.social
#BasisPointInsight
@arvindmayaram.bsky.social
#BasisPointInsight
4/4 He also revisits the lessons of the 2008 financial crisis and explains why he continues to see 7% as India’s underlying growth trajectory, even amid global uncertainty.
#TheBigPicture #BasisPointInsight #IndiaEconomy #ViksitBharat
#TheBigPicture #BasisPointInsight #IndiaEconomy #ViksitBharat
India Can Grow at 7% — But Reforms Must Go Deeper | Dr Arvind Virmani on UPI, China & Viksit Bharat
open.spotify.com
October 15, 2026 at 6:10 AM
4/4 He also revisits the lessons of the 2008 financial crisis and explains why he continues to see 7% as India’s underlying growth trajectory, even amid global uncertainty.
#TheBigPicture #BasisPointInsight #IndiaEconomy #ViksitBharat
#TheBigPicture #BasisPointInsight #IndiaEconomy #ViksitBharat
7/7 Read Vivek Kaul’s column for BasisPoint Insight: “As Long as Retail Investors Stay in La-La Land, It’s Always Summer for OPM Wallahs.”
#BasisPointInsight
#BasisPointInsight
BasisPointInsight.com - As Long as Retail Investors Stay in La-La Land, It’s Always Summer for OPM Wallahs by Vivek Kaul
Why are retail investors pouring money into select funds at stretched valuations, and why are fund managers so silent about the risks investors are taking in pursuit of returns? by Vivek Kaul, BasisPo...
basispointinsight.com
October 14, 2026 at 12:47 PM
7/7 Read Vivek Kaul’s column for BasisPoint Insight: “As Long as Retail Investors Stay in La-La Land, It’s Always Summer for OPM Wallahs.”
#BasisPointInsight
#BasisPointInsight
4/4 His argument: investors may be facing a “time correction”, with patience tested by a long wait for returns. How much of today’s gloom reflects market conditions—and how much reflects memories of easy gains?
Read Vivek Kaul’s column on BasisPoint Insight.
#BasisPointInsight
Read Vivek Kaul’s column on BasisPoint Insight.
#BasisPointInsight
BasisPointInsight.com - If This is a Bear Market, I Am Amitabh Bachchan by Vivek Kaul
When memories of easy gains meet months of stagnation, can investors distinguish a market in crisis from one that is simply testing their patience? by Vivek Kaul, BasisPointInsight.com
basispointinsight.com
October 8, 2026 at 6:23 AM
4/4 His argument: investors may be facing a “time correction”, with patience tested by a long wait for returns. How much of today’s gloom reflects market conditions—and how much reflects memories of easy gains?
Read Vivek Kaul’s column on BasisPoint Insight.
#BasisPointInsight
Read Vivek Kaul’s column on BasisPoint Insight.
#BasisPointInsight
3/3 He examines what foreign investors’ shift away from consumption stocks reveals about India’s growth—and why stronger wages could matter for both investment and capital flows.
Read Arvind Mayaram's column on BasisPoint Insight. 👇
#ForeignInvestment #BasisPointInsight
Read Arvind Mayaram's column on BasisPoint Insight. 👇
#ForeignInvestment #BasisPointInsight
BasisPointInsight.com - India's Foreign Capital Exodus: A Wage Story, Not Just a Confidence One by Arvind Mayaram
Why are record corporate profits failing to translate into new factories, and can consumption sustain growth when workers receive a shrinking share of the value they help to create? by Arvind Mayaram,...
basispointinsight.com
October 8, 2026 at 4:37 AM
3/3 He examines what foreign investors’ shift away from consumption stocks reveals about India’s growth—and why stronger wages could matter for both investment and capital flows.
Read Arvind Mayaram's column on BasisPoint Insight. 👇
#ForeignInvestment #BasisPointInsight
Read Arvind Mayaram's column on BasisPoint Insight. 👇
#ForeignInvestment #BasisPointInsight