Gallagher consultants presented FY26 data showing growing gross claims and drug/large‑claim drivers; staff will model whether switching to the state GIC or other approaches could reduce volatility and cost.

Town Administrator reported that CanaRx and vendor Abacus could produce significant savings for the town's self-insured prescription costs; staff said CanaRx has already yielded about $127,000 in six months and projected broader enrollment could increase savings toward $175,000 to $500,000 annually.