KUALA LUMPUR, May 27 (Bernama) — Financial commitments linked to credit cards, Buy Now Pay Later (BNPL) facilities and personal financing are becoming increasingly common among middle-income borrowers, highlighting the need for stronger financial literacy and responsible borrowing practices, according to financial consultancy Bluebricks Holding Sdn Bhd. It said observations from debt restructuring and financing consultation cases showed that financial strain is no longer concentrated among low-income households, but is increasingly affecting the middle 40 per cent (M40) income earners segment. Managing director Karl Ng said many borrowers earning between RM5,000 and RM20,000 a month are struggling with high debt […]

Welcome to the ultimate guide on CIBIL score guidelines, brought to you by CMAKnowledge.in. Your CIBIL score is a vital financial tool that can impact your

Loan terms are more than just numbers; they can significantly influence how much you pay over time. Understanding how they work can save you a lot of money and stress. In this guide, we’ll break down everything you need to know about how loan terms affect the cost of credit, including tips to make smarter financial choices. You can also…