I paid off my car a couple of months ago and just saw that my credit score decreased by 19 points as a result - which totally makes sense (sarcasm) #CreditScoresAreAScam

FYI kids, if your credit score isn't great don't pay a large portion to your CC to reduce your balance thinking it will lower your utilization, bc then all they will do is lower your credit limit and actually increase your utilization, thus lowering your credit score even more.
#CreditScoresAreAScam