After extensive debate and multiple floor amendments, the Georgia Senate passed House Bill 945 — a 40‑page banking and finance cleanup measure addressing transaction holds for suspected financial exploitation, virtual currency kiosk rules, and tighter oversight of litigation financing. A high-profile amendment to restrict alleged "debanking" was defeated before the bill passed 50–0.

The Banking and Finance Committee advanced House Bill 934 to transfer state securities and commodities oversight from the Secretary of State to the Department of Banking and Finance, after debate over implementation risks, data and IT migration, and the recent First Liberty investor losses.

The banking commissioner described the department's expanded business lines including registration of litigation finance companies, support for Georgia's merchant-acquirer limited-purpose bank (MALPB) charters, and IT investments to shorten backup recovery times and ensure AI tools preserve confidential data.

Fiserv expects to process transactions after obtaining a charter with tightened regulatory changes.