A rapid OIC feasibility study found a Joint Underwriting Association could improve availability for some childcare providers, but historic sexual‑assault claims drive unsustainable claim costs for group foster homes and child‑placing agencies; staff suggested short‑ and long‑term policy options including safe harbors and a victims fund.

Presenters including NV Energy, rural public power leaders, legal counsel and insurers described a range of approaches other states have tried to address catastrophic wildfire liability — from wildfire funds and self‑insurance to mitigation‑plan liability shields — and advocates and the plaintiffs bar warned that broad liability limits would leave homeowners and insurers worse off.