#InsuranceReform
Big changes are coming to our district's benefits package, including 80% coverage for dental and vision costs starting January 1!

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#NM #CitizenPortal #HealthBenefits #NewMexicoDistricts #EducationPolicy #InsuranceReform
Board adopts resolutions to align benefits with NIMSIA after House Bill 47
The board approved resolutions to comply with changes tied to House Bill 47 and to adopt NIMSIA-provided dental, vision and additional term-life options effective Jan. 1; Heather said the district will cover 80% of dental and vision costs.
citizenportal.ai
November 7, 2026 at 1:39 PM
The Texas Supreme Court's upcoming decision could redefine how insurers handle long-term claims, potentially reshaping settlement strategies and defense obligations for decades to come.

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#TX #CitizenPortal #TexasInsurers #LegalPrecedents #RiskManagement #InsuranceReform
What Zurich v. Burlington Northern could mean for insurers and long-tail claims
The case asks whether insurer defense duties end after certain settlements and how to count occurrences; the court's decision may change defense costs and reserve practices for insurers facing decades-long exposure claims.
citizenportal.ai
November 6, 2026 at 4:44 PM
The district's self-insured retention program is not only slashing premiums but could also unlock over $4 million in savings—find out how they're transforming their claims process!

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#WA #CitizenPortal #RiskManagement #InsuranceReform #CostSavings
District says self-insured retention program has reduced premiums and could yield more than $4 million in savings
Risk-management staff outlined the district's self-insured retention (SIR) program, explaining the district covers initial claim costs up to $250,000, reinvested savings into staffing and claims management, and is pursuing a move to an alternative pool that officials said could save "over four million dollars."
citizenportal.ai
November 7, 2026 at 3:07 PM
‘They Have Nothing to Do With Calculating Risk’: Georgia’s New Insurance Commissioner Vows to Ban the Use of Credit Scores in Insurance Pricing: Georgia’s incoming insurance commissioner, Keisha Sean Waites, has… #InsuranceReform #CreditScores #GeorgiaPolitics #InsurancePricing #ConsumerRights
‘They Have Nothing to Do With Calculating Risk’: Georgia’s New Insurance Commissioner Vows to Ban the Use of Credit Scores in Insurance Pricing
Georgia’s incoming insurance commissioner, Keisha Sean Waites, has pledged to push for legislation banning insurance companies from using credit scores and ZIP… The post ‘They Have Nothing to Do With Calculating Risk’: Georgia’s New Insurance Commissioner Vows to Ban the Use of Credit Scores in Insurance Pricing appeared first on Shine My Crown.
dlvr.it
November 9, 2026 at 1:10 PM
Family health insurance premiums through employment now rival the cost of a new car. FDA commissioner candidates are fielding tough questions a…

#FDA #Healthinsurancecosts #Healthpolicy #Healthcareaffordability #Insurancereform

#FDA #Healthinsurancecosts #Healthpolicy #Healthcareaffordability #…
FDA Candidates Face Heat on Soaring Insurance Costs
Family health insurance premiums through employment now rival the cost of a new car. FDA commissioner candidates are fielding tough questions a… #FDA #Healthinsurancecosts #Healthpolicy #Healthcareaffordability #Insurancereform
news.gmj.ge
November 2, 2026 at 5:26 PM
Big news for South Floridians: the governor predicts a drop in Citizens insurance rates by year's end, thanks to increased competition and consumer choice!

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#FL #CitizenPortal #ConsumerProtection #MarketCompetition #InsuranceReform
Governor says insurance market rebates and competition will lower premiums
The governor pointed to recent auto insurance rebates and predicted further declines in Citizens insurance rates, saying consumer choice and competition are already driving relief for Floridians.
citizenportal.ai
November 5, 2026 at 2:23 AM
Long-term care facilities are creating a massive strain on insurance plans, accounting for over 70% of claims despite being just 13% of insured risks.

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#KS #CitizenPortal #ClaimsManagement #HealthcareAccess #InsuranceReform #KansasLongTermCare
Insurer: long-term care claims are driving availability plan losses and plan membership has grown
CAMCO and others told the committee that long-term care facilities have a disproportionate share of claims losses, moving many facilities into the availability plan. Speakers said those trends have raised premium and reserve pressures across layers.
citizenportal.ai
November 5, 2026 at 3:40 PM
Long-term care facilities are causing a staggering 70% of claims in the Health Care Provider Insurance Availability Plan, prompting significant premium hikes and raising urgent questions about coverage access.

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#KS #CitizenPortal #RiskManagement #HealthcareAccess #InsuranceReform
Servicing carrier: long‑term care facilities driving availability plan losses
CAMCO told the committee that adult care/long‑term care facilities account for a disproportionate share of availability plan claims and are key drivers of plan losses; plan participants rose to 437 and long‑term care premium loads have increased markedly.
citizenportal.ai
November 5, 2026 at 5:10 PM
A proposed 20% increase in county insurance premiums could reshape budgets and services, as officials explore legal action and tort reform to tackle rising costs.

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#CowlitzCounty #WA #CitizenPortal #BudgetSustainability #LegalStrategies #InsuranceReform
Commissioners briefed on 20% risk-pool rate increase, legal and legislative responses under consideration
Commissioners heard that the county's insurance pool is proposing a 20% premium increase to meet solvency needs; officials discussed a recent large $35 million settlement, possible rate scenarios and a coordinated push for tort reform and state-level action including lawsuits and lobbying.
citizenportal.ai
November 4, 2026 at 5:03 PM
Harrison County supervisors just voted to table a shocking 33% rate increase proposed by Acadian Ambulance amid concerns over potential litigation and the need for comparative data.

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#HarrisonCounty #MS #CitizenPortal #InsuranceReform #PublicPolicy #HealthcareCosts
Harrison County tables proposed Acadian Ambulance rate increase after supervisors ask for comparative data
A proposed 33% increase to Acadian Ambulance's customary rates was discussed; a company presenter cited state statute '83 9 dash 3 73' and said litigation is possible; supervisors voted to table the rate approval and asked for comparative rates and contract information.
citizenportal.ai
November 4, 2026 at 3:08 PM
Trial lawyer Mark Groedefeld reveals how insurer-led subrogation not only aids victims but also compels utilities to rethink their practices and mitigate wildfire risks.

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#CA #CitizenPortal #WildfirePrevention #ForensicEvidence #InsuranceReform
Trial lawyer says insurer-led subrogation helps preserve evidence and deter future utility fires
Mark Groedefeld told the Assembly that subrogation investigations preserve forensic evidence, relieve victims of litigation burdens and incentivize utilities to reduce wildfire risk — a claim lawmakers pressed witnesses to back with data.
citizenportal.ai
November 2, 2026 at 2:10 AM
Eliminating subrogation against utilities could lead to a staggering 10-11% increase in California homeowners' premiums, especially for those in wildfire-prone areas.

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#CA #CitizenPortal #ConsumerProtection #WildfireRisk #InsuranceReform
Milliman actuarial analysis: eliminating subrogation could raise statewide homeowners premiums ~10–11% on average
Milliman actuary Nancy Watkins told Assembly panels that removing insurer subrogation against utilities would likely raise average statewide homeowners premiums roughly 10–11% in a mid-range scenario, with much larger increases concentrated in high-wildfire-exposure policies.
citizenportal.ai
November 2, 2026 at 2:07 AM
Utah homeowners are facing skyrocketing insurance premiums and new fees as the state rolls out a controversial wildland-urban interface law—are you ready for the impact?

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#UT #CitizenPortal #WildfireManagement #InsuranceReform #CommunityEngagement
Hosts warn homeowners as HB48 WUI fees approach, citing insurance and map changes
Podcast hosts raised concerns about HB48's wildland-urban interface (WUI) regime, saying state maps and an inspection-linked fee structure have led insurers to raise rates and that homeowner fees were delayed until Jan. 1, 2027.
citizenportal.ai
November 3, 2026 at 8:08 AM
Contractor kickbacks and risky assignment-of-benefits contracts are driving up your insurance premiums—are you paying the price?

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#UT #CitizenPortal #ConsumerProtection #ContractorAccountability #InsuranceReform
State official: contractor kickbacks and assignment-of-benefits fuel higher insurance costs
Arman Glick outlined how referral fees and assignment-of-benefits contracts help some contractors inflate insurance claims; he cited recruitment ads offering $1,000–$2,000 per claim and pointed to recent Utah law making such kickbacks a felony.
citizenportal.ai
November 2, 2026 at 8:28 PM
The City of Alliance is facing a significant increase in health coverage costs, with a projected rise of nearly $872,000 due to high-cost claims—what does this mean for your insurance?

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#AllianceBoxButteCounty #NE #CitizenPortal #EmployerHealthcare #InsuranceReform
Resolution would renew City employer health insurance arrangements amid a steep cost increase
Resolution No. 26-105 would renew employer health coverage arrangements (Symetra stop‑loss, Regional Care TPA, Unum life, VSP vision) after a market review; packet materials show fixed costs and expected claims rising ~29% with an overall projected increase of about $871,956.68.
citizenportal.ai
November 3, 2026 at 2:37 AM
Homeowners are facing laughter from insurers when seeking coverage despite investing in home hardening—are reforms on the horizon to change this?

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#OrindaCityContraCostaCounty #CA #CitizenPortal #OrindaHomeowners #CommunityResilience #InsuranceReform #HomeHardening
Officials say insurance market rules and Fair Plan definition limit homeowners' ability to regain private coverage
Panelists described how Orinda's concentration on the FAIR plan (~11%) falls below the 15% threshold used to define 'distressed areas,' and how that metric has complicated insurer participation; lawmakers said reforms are coming.
citizenportal.ai
November 1, 2026 at 11:57 PM
Insurers warn that cutting subrogation could disrupt recovery efforts and raise premiums, while consumer advocates push back, fearing it may jeopardize safety investments—who will ultimately pay the price?

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#CA #CitizenPortal #RiskReduction #ConsumerRights #InsuranceReform
Insurers, consumer attorneys and public utilities weigh in on subrogation reform
During public comment, insurer trade groups warned that eliminating or capping subrogation could raise premiums and reduce insurer participation in high-risk areas; consumer attorneys cautioned that removing liability could undercut utility incentives to reduce fire risk.
citizenportal.ai
October 30, 2026 at 11:10 AM
The board just approved a comprehensive package for 2027 employee insurance, including major contracts and premium changes that could impact your benefits!

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#IL #CitizenPortal #EmployeeWellness #HealthBenefits #InsuranceReform
Board approves 2027 dental, vision, pharmacy and stop‑loss contracts and premium changes
The board approved a package of 2027 employee insurance actions: UnitedHealthcare dental ($630,506 projected), UnitedHealthcare vision renewal, UMR administrative services ($387,553 projected), TrueRx as PBM ($198,000 projected), a Sunlight individual stop‑loss policy ($1,454,757 projected), and approved increases to active and retiree premiums for 2027.
citizenportal.ai
October 31, 2026 at 4:35 PM
Insurer-led investigations through subrogation not only help wildfire survivors get compensated but also play a crucial role in preventing future fires by driving essential changes in utility operations.

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#CA #CitizenPortal #DisasterResponse #CommunityResilience #InsuranceReform
Trial lawyer: subrogation funds investigations that help prevent future wildfires and protect survivors
Mark Groedefeld told the Assembly that insurer-led subrogation investigations provide multidisciplinary science, preserve evidence, and reduce future wildfire risk; members pressed for empirical data on the link between subrogation and fewer fires.
citizenportal.ai
October 30, 2026 at 11:46 AM
The California Assembly just held a pivotal hearing on how insurance subrogation could reshape wildfire liability and impact homeowners' premiums—what does this mean for you?

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#CA #CitizenPortal #ClimateRiskManagement #WildfireLiability #InsuranceReform
California Assembly holds joint hearing on subrogation and who pays for utility-caused wildfires
Assembly committees on Utilities & Energy and Insurance held a joint informational hearing examining insurance subrogation (called 'segregation' in the hearing), with experts outlining how subrogation works, its role in investigations, and the projected premium and customer impacts if subrogation were capped or eliminated.
citizenportal.ai
October 30, 2026 at 11:07 AM
Monterey County faces a healthcare crisis as CalPERS reveals skyrocketing premiums and urgent primary-care shortages, prompting a call for innovative local solutions.

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#MontereyCounty #CA #CitizenPortal #CommunityPartnerships #InsuranceReform
Board hears CalPERS and Covered California warn of rising premiums and local options to lower costs
CalPERS and Covered California told the Monterey County Board of Supervisors that federal changes and local market conditions are driving up premiums and straining providers; presenters outlined strategies including low-cost HMO models, partnerships with community health centers, and a regional study of premium impacts.
citizenportal.ai
October 28, 2026 at 5:40 PM
Monterey County faces a healthcare crisis with skyrocketing premiums and a critical shortage of primary care, leaving vulnerable populations at risk.

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#MontereyCounty #CA #CitizenPortal #CommunityHealth #InsuranceReform
CalPERS and Covered California warn Monterey County of rising premiums, primary-care shortages and HR1 fallout
CalPERS and Covered California told the Monterey County Board of Supervisors that federal and state changes are shrinking marketplace enrollment, raising premiums, and worsening primary-care shortages locally, and the board agreed to broaden an ad hoc review of HR1 impacts to explore lower‑cost HMO options and regional coordination.
citizenportal.ai
October 28, 2026 at 3:35 PM