Risk staff and the city's insurance broker told the committee that large jury verdicts are driving higher liability costs; benchmarking shows Sacramento has lower claim frequency in some comparisons but higher average claim cost in others, while workers' compensation performance compares favorably.

Risk-management staff told commissioners that county liability costs rose sharply and workers’ compensation claims remain manageable; staff said risk-pool assessments arrive in January and training and LMS rollout are planned. A wide reported spike in the risk-pool invoice appears to be a transcription error and is flagged for clarification.