#Originations
Q3 NY Fed Report: Mortgage Originations by Credit Score, Foreclosures Decrease
calculatedrisk.substack.com/p/q3-ny-fed-...
Q3 NY Fed Report: Mortgage Originations by Credit Score, Foreclosures Decrease
The NY Fed released the Q3 Quarterly Report on Household Debt and Credit this morning.
calculatedrisk.substack.com
November 10, 2026 at 4:19 PM
Shooter was dressed in military gear and was not a soldier. Still alive undergoing second surgery at this time. One British citizen amongst the casualties unknown yet what the others originations are.
November 7, 2026 at 9:32 PM
HELOC originations up 20%: Lead with equity as refis stall

"Home equity demand should remain relatively resilient, supported by several quarters of steady HELOC growth." — Satyan Merchant, Senior Vice President, TransUnion

www.nationalmortgagenews.com/news/heloc-o...

#FinTech #FinServ #Banking
HELOC originations up 20%: Lead with equity as refis stall
Home equity originations increased 10.1% year over year to 757,000 in Q2, with home equity line of credit originations rising 20.3%, according to TransUnion.
www.nationalmortgagenews.com
November 8, 2026 at 9:30 PM
3. The outlook is getting worse. Zillow expects home-purchase mortgage originations across the industry to fall 10% to 15% year over year in Q4.

And Zillow expects its own residential revenue to drop another 9% to 15% year over year in Q4.

The outlook for housing just keeps getting worse.
November 5, 2026 at 3:44 PM
[some-subscribed-rss] New Post: Q3 NY Fed Report: Mortgage Originations by Credit Score, Foreclosures Decrease, by CalculatedRisk by Bill McBride https://calculatedrisk.substack.com/p/q3-ny-fed-report-mortgage-originations-980
November 10, 2026 at 5:01 PM
loanDepot grew purchase and unit mortgage originations, expanded home equity, and improved gain-on-sale margin while pursuing MSR sales and debt reduction to strengthen liquidity.
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November 9, 2026 at 7:23 PM
#$FICO not giving FY27 guidance as part of FY26 results

"We are transitioning to bespoke mortgage originations pricing ... where programs and agreements are still being finalized, and the outcomes of mortgage market challenges are uncertain"

Shares down another 9% post-market
November 4, 2026 at 9:46 PM
loanDepot grew purchase and unit mortgage originations, expanded home equity, and improved gain-on-sale margin while pursuing MSR sales and debt reduction to strengthen liquidity.
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November 9, 2026 at 7:23 PM
they are pulling the SAME BS that Nixion used during the "Watergate" scandal when the FBI,CIA and other originations bugged the democrat building in the 1970s (around or the end of the Vietnam war to the start of the 1980s)
November 10, 2026 at 9:27 AM
Silicon Valley Biglaw partners saw faster pay growth than New York, driven largely by higher client originations, widening the average compensation gap.
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November 6, 2026 at 6:35 PM
Silicon Valley Biglaw partners saw faster pay growth than New York, driven largely by higher client originations, widening the average compensation gap.
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November 6, 2026 at 6:33 PM
Silicon Valley Biglaw partners saw faster pay growth than New York, driven largely by higher client originations, widening the average compensation gap.
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November 6, 2026 at 6:32 PM
Private lenders saw large year-over-year increases in graduate loan originations after federal repayment changes eliminated Grad PLUS and capped Parent PLUS.
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November 6, 2026 at 11:14 AM
Private lenders saw large year-over-year increases in graduate loan originations after federal repayment changes eliminated Grad PLUS and capped Parent PLUS.
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November 6, 2026 at 11:15 AM
Non-QM’s two uncomfortable truths

With non-QM originations projected at $175 billion in 2026, late-stage fallout is becoming a competitive cost
Non-QM’s two uncomfortable truths
With non-QM originations projected at $175 billion in 2026, late-stage fallout is becoming a competitive cost
jbiznews.com
November 4, 2026 at 4:01 PM
Sallie Mae and SoFi, private lenders, say their student loan originations have approximately doubled since last year, following the implementation of new caps on federal student loans

apnews.com/article/stud...
New limits on federal student loans are steering many borrowers toward private lenders
Borrowers around the country are turning to private lenders to help pay for college since the Trump administration imposed new limits on federal student loans.
apnews.com
November 9, 2026 at 5:15 PM
Velocity Financial hit record Q3 2026 originations of 911.3 million. With a 7.5 billion portfolio and the upcoming Toorak acquisition, the firm is pivoting to short-term debt. Leadership remains focused on growth despite a watchful eye on an 11 percent interest rate ceiling.
November 6, 2026 at 1:19 PM
MercadoLibre fell 12.1% to a 52-week low on Nov 5. Q3 revenue rose 45.1% to $10.75B, but credit-loss provisions rose 64.6% to $1.34B on originations +70%, and sales and marketing 49.1%.

The 10-Q, processed by Equibles: equibles.com/stocks/meli/documents
November 6, 2026 at 1:22 AM
UWM posted $212.5M net income in Q3 2026 despite lower originations and gain-on-sale margins, driven by a 10% expense cut and servicing-book growth.
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November 4, 2026 at 6:11 PM
EVERY BUSINESS! EVERY ORIGINATIONS AND FIRMS WHO CAPITULATED!
If you paid to play! No bail out
Galadriel: All Shall Love Me and Despair!
ALT: Galadriel: All Shall Love Me and Despair!
static.klipy.com
November 4, 2026 at 5:51 AM
The debt layer is the tell. US tech hidden AI obligations ~$3.2T, +90% in 6 months (Nikkei) = ~80% of assets. Apollo record $114bn Q3 originations funneling insurance premiums into AI credit. NVDA now caps clients' China exposure (51% non-China rule) — supply-chain decoupling inside the boom.
November 4, 2026 at 7:03 AM