Millions have downloaded Meta’s AI agent Muse. But getting it to do your bidding comes with privacy costs.

The article profiles Maya, a 33-year-old MBA student from Vancouver who purchased a condo in Burnaby, a suburb of Vancouver, at age 25 for $435,000. She moved to Canada from Asia on a student visa and worked multiple on-campus jobs to save for her down payment, living frugally without spending on alcohol or going out. She lived in inexpensive apartments and avoided unnecessary expenses to build her savings. After five years, she sold her condo to buy a house with a friend in 2024, now owing $485,000 on her mortgage portion. Her monthly housing costs include $2,600 for her mortgage, $900 for rent in an apartment shared with her boyfriend, and additional expenses for utilities, transportation, and groceries. She earns $150,000 annually, with a significant increase from her initial $40,000 sales job. She also works a side gig serving at banquets for extra income. Maya emphasizes the importance of avoiding unnecessary spending, noting that she prioritized savings over social activities during her 20s. She expresses concern about younger generations who are unwilling to work menial jobs and overspend due to social media influence. Her financial strategy includes consistent savings in tax-free savings accounts and retirement plans, with a focus on long-term financial stability. She shares her typical monthly expenses, highlighting budget-conscious choices like shopping at Costco instead of Whole Foods and using an electric car to reduce costs. Maya's story illustrates the impact of early financial planning and disciplined spending habits in achieving homeownership in a high-cost city like Vancouver.

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Millions have downloaded Meta’s AI agent Muse. But getting it to do your bidding comes with privacy costs.