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#cybersecurity #deepfakes #phishingscams #passwordsecurity #aithreats Description Cybersecurity veteran Craig Taylor joins Ravi on The Obviously Perspective. He has spent 30 years fighting cybercrime, led security at Fortune 500 banks, and co-founded CyberHoot. He explains how modern scams work, why punishment-based security training fails, and the simple habits that protect you, your family and your business. Key Takeaways • Use a password manager. Make every password unique and 15 to 20 characters long. Only change a password after an incident. • Turn on MFA for critical accounts. SMS is the weakest option. Authenticator apps are better, hardware keys are stronger, and passkeys are best. • Watch for four phishing triggers: urgency, secrecy, authority and emotion. Check the sender’s domain for one-letter differences (typosquatting), such as “rn” instead of “m”. • Create a safe word for your family and for any business financial transactions. • Hang up and call back on a known number to verify any urgent request. • Report mistakes immediately. Fast reporting saved the accounting firm, while the law firm that stayed silent lost 25 years of client data. • Reward good security behavior instead of shaming mistakes. • AI is a tool. Verify its output, and use it to defend against the same attacks it enables. Chapters 0:00 Intro: how scammers steal accounts, clone voices and fake warrants 4:01 Craig’s 30-year journey into cybersecurity 6:16 Why “gotcha” phishing tests fail and rewards work better 10:09 The three big buckets of breaches: passwords, MFA and passkeys 12:05 Phishing psychology: urgency, secrecy, authority and emotion 15:27 Why people became the “human firewall” 16:28 Real case: the fake tax client who tricked an accounting firm 19:33 The law firm breach: 25 years of client files stolen 21:10 Modern password rules: what NIST changed and why 24:35 Deepfakes and how AI exploits trust 26:57 The safe word: your best defense against voice and video fakes 29:46 Fake law enforcement scams and how to push back 32:34 Family emergency calls: hang up and call back 33:23 Spotting a deepfake caller with a question only they’d know 34:43 Why positive reinforcement beats punishment 37:34 Cheapest first steps to protect your business 39:39 How AI supercharges personalized phishing 42:12 AI as a tool, the cyber arms race and defending with AI 46:15 Rapid-fire round 47:48 Free resources and Cyber Awareness Month Resources CyberHoot is free for individuals at https://cyberhoot.com/solutions/for-individuals/. Businesses can get a free 30-day trial and book a demo at cyberhoot.com. ABOUT THE RAVI ATHALE PERSPECTIVE: The show where we sit with people who have been through the unimaginable and come out with something to say. New episodes every week. 🔔 SUBSCRIBE & hit the notification bell so you never miss an episode. 👇 Drop your biggest takeaway in the comments below. 📲 Share this with someone who needs to hear this story. ⚠️ DISCLAIMER: The views expressed in this episode are those of the guests and do not constitute medical, legal, or financial advice. Always consult a qualified professional.

A new study ranked the 25 most vulnerable passwords of 2026 — and the patterns are more revealing than the individual picks. From 'password' to number-only strings to symbol swaps like 'P@ssw0rd,' the habits millions rely on are exactly what attackers expect. If your login follows a rule you could describe in one sentence, it's probably too easy to crack.

A new study ranked the 25 most vulnerable passwords of 2026 — and the patterns are more revealing than the individual picks. From 'password' to number-only strings to symbol swaps like 'P@ssw0rd,' the habits millions rely on are exactly what attackers expect. If your login follows a rule you could describe in one sentence, it's probably too easy to crack.

@A.I.IndiaEntertainmentchannel Has your email address been leaked in a data breach or found on dark web lists? In this episode of the AIE Tech Podcast, Andr...

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Host Carl welcomes digital coach Steven Shewach of Digital Serenity to discuss “pillar five” of his five-pillar system: legacy and access - planning who can access your digital life if you’re incapacitated or die.  Steven explains how he helps Apple users 50+ around the Lisbon/Cascais area reduce friction by mapping and cleaning up their digital footprint across passwords/security, email, cloud/files, devices/backups, and legacy access.  Covering the scale of online accounts, the stress caused by forgotten subscriptions, and why digital estate planning is a responsible, loving act that also reduces daily anxiety, Steven outlines practical steps: using password managers, setting up Apple’s free Legacy Contact in iPhone settings, and Google’s inactive-account options, plus discusses Portugal’s Lei 27/2021 Article 18 and why social platforms require settings to be configured in advance. 00:00 Warm Welcome and Fall Vibes 00:27 Roasted Chestnuts Chat 01:08 Meet the Digital Coach 02:23 Five Pillars Overview 03:03 Why Digital Legacy Matters 06:30 Passwords and Two Factor Basics 07:59 Planning Ahead Without Morbidness 13:08 Audience Questions and Concerns 14:37 Practical Steps and Apple Legacy Contact 16:19 Apple Legacy Contact Setup 17:28 Google Inactive Account Plan 18:09 Why Password Managers Win 19:39 Cross Border Digital Complexity 20:57 Portugal Digital Will Law 23:17 Build a Digital Estate Plan 25:56 Trust and Access Safeguards 27:41 Elder Fraud and Mindful Security 28:49 Coaching Offer and Resources 31:28 Quick Steps and Farewell

Massive Data Breach Strikes Danish CPR System The Copenhagen Post reported a massive personal data breach affecting the Danish Civil Registration System. Disturbingly, during the cyberattack, at least three accounts associated with Pays ApS utilized the incredibly weak password "123456." Even more concerning, one of these compromised accounts possessed full administrator privileges. A recent investigation confirmed that the 123456 password was used in a massive Danish CPR data breach…

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