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The RBI's efforts to revive economic growth are being stymied by a deepening liquidity crisis and structural inefficiencies in the financial system. #liquidity #RBI #economy

With CPI #inflation at 3.2% and banks awash in profits, the #RBI’s reluctance to trim the #reporate is throttling private #capex and #jobs.

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The RBI’s Interest rate cuts may ease financial strain, but muted sales in housing and automobiles signal a larger crisis of confidence. #Indianeconomy #interestrate #reporate #RBI

RBI’s reliance on WACR as its policy anchor is misaligned with market realities. A shift to secured benchmarks like SORR is overdue.

Sensex & Nifty end flat on Aug 5, 2026, as RBI maintains repo rate at 5.25%. FII/DII flows show resilience amid sideways market action. Get live updates.

RBI MPC Meeting 2025: RBI cuts repo rate by 25 BPS at 6.25%, a first rate cut in five years भारतीय रिजर्व बैंक आरबीआई ने 5 साल बाद राहत भरी खबर सुनाई। भारतीय रिजर्व बैंक की मॉनेटरी पॉलिसी कमेटी ने रेपो रेट में कटौती तो की है लेकिन इस पर रुख में बदलाव न करते हुए इसे 'न्यूट्रल' पर ही बरकरार रखा है। तीन दिन तक चली बैठक के बाद रेपो रेट में 0.25 फीसदी की कटौती का एलान किया गया है। इस कटौती के बाद रेपो रेट 6.50 फीसदी से घटकर 6.25 फीसदी हो गया है। इससे होम लोन, ऑटो लोन और पर्सनल लोन सहित सभी खुदरा कर्ज सस्ते हो जाएंगे और ईएमआई भी घटेगी। आरबीआई गवर्नर संजय मल्होत्रा ने सुबह 10 बजे मॉनेटरी पॉलिसी कमेटी में लिए फैसलों की जानकारी दी। गवर्नर संजय मल्होत्रा ने कहा कि भारतीय अर्थव्यवस्था मजबूत बनी हुई है, लेकिन वैश्विक चुनौतियों से अछूती नहीं है। हमारा प्रयास हितधारकों के साथ परामर्श करना और उन्हें महत्व देना होगा। उन्होंने यह भी कहा कि नई फसल की आवक के साथ खाद्य मुद्रास्फीति में नरमी आने की संभावना है। बढ़ती महंगाई और वैश्विक आर्थिक परिस्थितियों के कारण आरबीआई ने लंबे समय तक ब्याज दरें ऊंची बनाए रखीं। लेकिन अब जब अर्थव्यवस्था स्थिर हो रही है तो रेपो रेट में कटौती कर लोगों को राहत देने का फैसला किया गया है। मार्च 2022 में में आरबीआई ने रूस- यूक्रेन से वैश्विक भू-राजनीति हालात विकट होने और महंगाई बढने के कारण अचानक रेपो रेट बढाने का फैसला लिया। तब आरबीआई को 01 अगस्त 2018 के बाद पहली बार ब्याज दरें बढ़ाने का निर्णय लेना पड़ा।

Behind the policy pause, easing inflation, stronger external buffers and broader investment point to a more resilient economy. by Ashima Goyal, BasisPointInsight.com

RBI MPC August 2026: The three-day MPC meeting began on August 3 and RBI Governor Sanjay Malhotra will unveil the committee's decision later today.

Key Highlights * Repo rate held steady at 5.25% reflecting a neutral stance. * Core inflation remains moderate despite headline rises driven by food and fuel. * Projected GDP growth for FY 2026‑27 stands at 6.7% with a CPI inflation target of 5.0%. * Policy framework includes SDF at 5.00%, MSF at 5.50%, and bank rate at 5.50%. * Next MPC session scheduled for 5–7 October 2026. Detailed Insights Policy Decision Context: The Monetary Policy Committee, chaired by Governor Sanjay Malhotra, opted for unanimity in maintaining the repo rate, citing persistent food‑fuel price shocks while core inflation remains contained. Growth Outlook: Forecasts indicate a resilient economy with quarterly growth ranging from 6.4% to 7.0% in FY 2026‑27, supported by robust services, investment, and export momentum. Inflation Dynamics: Retail inflation peaked at 4.4% in June 2026, surpassing the 5% target, yet core CPI held at 3.9% and core excluding precious metals between 2.3% and 2.5%. Global and Domestic Risks: Geopolitical tensions, volatile oil prices, and monsoon variability pose downside risks, prompting the RBI to preserve policy neutrality for flexibility. Key Concepts * Repo Rate: The rate at which banks borrow from the RBI under the Liquidity Adjustment Facility. * Neutral Stance: A policy position that neither stimulates nor restrains the economy, allowing room for future adjustments. * Core Inflation: Inflation measure excluding volatile food and fuel components. * Liquidity Adjustment Facility (LAF): RBI’s toolset for managing short‑term liquidity in the banking system. * Monetary Policy Committee (MPC): The body responsible for setting key policy rates and guiding the RBI’s monetary stance.

Stay updated! RBI MPC Meeting 2026 Live: Repo rate steady at 5.25%, inflation forecast at 2.1%. Don't miss these live updates! #RBI #RepoRate #InflationUpdates.

RBI announces 50 basis points repo rate cut to 5.5%, third consecutive reduction since February 2025. Central bank changes policy stance to neutral from accommodative.

RBI cuts repo rate by 25 basis points to 6% and shifts policy stance to ‘accommodative’ amid global economic uncertainty and trade frictions.

Biggest #trends of the day for 'directions 2025' 'banks –' and 'repo rate' https://www.newsmason.com/?query=%22directions%202025%22 https://www.newsmason.com/?query=%22banks%20–%22 https://www.newsmason.com/?query=%22repo%20rate%22 #directions2025 #banks– #reporate