The article details which retail stores and services will be open or closed on July 3 and July 4, 2026, during the Independence Day holiday. Most retail stores, including Applebee's, Burger King, CVS Pharmacy, and Walmart, will operate during regular hours on both days. However, some stores will adjust their hours, such as Best Buy (10 a.m. to 7 p.m.), IKEA (10 a.m. to 6 p.m.), and Trader Joe's (5 p.m. closing). Costco is closed on July 4, while Target and Walmart remain open during their usual hours. USPS will deliver mail on July 3 but close on July 4, resuming on July 6. FedEx and UPS will have modified schedules, with some locations closed on July 4. Major banks will be open on July 3 but closed on July 4. The stock market is closed on July 3, with trading resuming on July 6. The article emphasizes the importance of checking local store hours, as variations may exist. It also notes that the July 4 holiday falls on a Saturday, prompting some companies to observe the holiday on July 3. The piece serves as a practical guide for consumers planning their activities around the holiday.