The article highlights a promotional offer from Trading 212, a financial platform, providing UK residents with a high-interest Cash Individual Savings Account (ISA) that offers a tax-free return of 4.53% for the first 12 months. This rate is among the highest available in 2026 and applies to contributions made during the current tax year. The ISA allows flexible access to funds, supports unlimited withdrawals, and enables transfers from other accounts. To claim the offer, new customers can use a promo code 'TI' when registering via an exclusive link provided to Independent readers. The article explains that while cash ISAs provide lower returns compared to stocks-and-shares ISAs, they are ideal for cautious savers seeking tax-free growth without market risk. It also notes that the promotion is limited-time and available only to a select group of partners. The piece emphasizes the benefits of tax-free savings, ease of access, and the platform's reputation for user-friendly financial services. Readers are encouraged to act quickly as the annual ISA allowance may be reduced soon.

https://www.supermoney.com/fsa-use-it-or-lose-it

The ABLE Age Adjustment Act expanded eligibility for ABLE accounts, which are tax-advantaged savings accounts designed for people with disabilities.

The Money Saving Expert said that people do not pay tax on savings accounts - it is the interest tha