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That’s when underinsured motorist coverage kicks in. It can help cover what the at-fault driver can’t. 

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September 15, 2025 at 1:31 AM
New York’s Supplemental Underinsured Motorist (SUM) coverage helps when the at-fault driver doesn’t have enough insurance. 

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May 25, 2025 at 5:16 PM
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January 26, 2026 at 4:02 AM