(Reuters) - U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
www.tradingview.com/news/reuters...
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US consumers with prime credit are starting to slip on payments
U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financ...
www.tradingview.com
August 25, 2025 at 12:29 PM
(Reuters) - U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
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www.tradingview.com/news/reuters...
US CAR LOAN DELINQUENCIES HAVE JUMPED 51% VS. 15 YEARS AGO, WITH PRIME BORROWERS NOW MISSING PAYMENTS FASTER THAN SUBPRIME BORROWERS, PER VANTAGESCORE.
November 26, 2025 at 1:06 AM
US CAR LOAN DELINQUENCIES HAVE JUMPED 51% VS. 15 YEARS AGO, WITH PRIME BORROWERS NOW MISSING PAYMENTS FASTER THAN SUBPRIME BORROWERS, PER VANTAGESCORE.
Millions of student borrowers are behind on loans — and may see their credit scores tank, VantageScore finds
Source: CNBC
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Higher education shouldn't cost a dime in the US!
Source: CNBC
search.app/98ZtL
Higher education shouldn't cost a dime in the US!
Millions of student borrowers are behind on loans — and may see their credit scores tank, VantageScore finds
The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 points, a new report finds.
search.app
March 6, 2025 at 10:20 AM
Millions of student borrowers are behind on loans — and may see their credit scores tank, VantageScore finds
Source: CNBC
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Higher education shouldn't cost a dime in the US!
Source: CNBC
search.app/98ZtL
Higher education shouldn't cost a dime in the US!
FHA's groundbreaking decision to accept VantageScore 4.0 and FICO 10T starting January 1, 2027, could revolutionize the credit-reporting landscape, but lenders must act fast to adapt before the deadline.
Get the details!
#US #CitizenPortal #FHACredit #FinancialAccess #ConsumerChoice
Get the details!
#US #CitizenPortal #FHACredit #FinancialAccess #ConsumerChoice
Lenders prepare for FHA acceptance of VantageScore 4.0 and FICO 10T on Jan. 1, 2027
HUD announced FHA will begin accepting VantageScore 4.0 and FICO 10T on 01/01/2027; panelists said model competition could reduce credit-reporting costs but flagged system, vendor, and tri-merge challenges ahead.
citizenportal.ai
September 25, 2026 at 7:04 AM
FHA's groundbreaking decision to accept VantageScore 4.0 and FICO 10T starting January 1, 2027, could revolutionize the credit-reporting landscape, but lenders must act fast to adapt before the deadline.
Get the details!
#US #CitizenPortal #FHACredit #FinancialAccess #ConsumerChoice
Get the details!
#US #CitizenPortal #FHACredit #FinancialAccess #ConsumerChoice
US official directs Fannie Mae, Freddie Mac to approve VantageScore for all lenders reut.rs/3UvZleM
US official directs Fannie Mae, Freddie Mac to approve VantageScore for all lenders
U.S. Director of Federal Housing Bill Pulte said on Thursday he directed Fannie Mae and Freddie Mac, created by the U.S. Congress to support the housing market, to approve all lenders to use credit scoring system VantageScore.
reut.rs
September 4, 2026 at 4:10 AM
US official directs Fannie Mae, Freddie Mac to approve VantageScore for all lenders reut.rs/3UvZleM
credit scores are such a scam. My FICO score is 60 points higher than my VantageScore. which one matters? ANYBODY'S GUESS!
Zillow rental applications use VantageScore. Mortgages use FICO. Some landlords use a mysterious "TransUnion Resident Score" that violates the Fair Credit Reporting Act.
Zillow rental applications use VantageScore. Mortgages use FICO. Some landlords use a mysterious "TransUnion Resident Score" that violates the Fair Credit Reporting Act.
July 3, 2024 at 5:45 PM
credit scores are such a scam. My FICO score is 60 points higher than my VantageScore. which one matters? ANYBODY'S GUESS!
Zillow rental applications use VantageScore. Mortgages use FICO. Some landlords use a mysterious "TransUnion Resident Score" that violates the Fair Credit Reporting Act.
Zillow rental applications use VantageScore. Mortgages use FICO. Some landlords use a mysterious "TransUnion Resident Score" that violates the Fair Credit Reporting Act.
FICO and VantageScore are the 'Coke and Pepsi' of credit scoring, says credit expert—what to know about each
FICO and VantageScore are the 'Coke and Pepsi' of credit scoring, says credit expert—what to know about each
Although your VantageScore and FICO credit scores are calculated differently, the key to maintaining healthy scores is the same, according to credit expert.
cnb.cx
September 25, 2026 at 10:00 PM
FICO and VantageScore are the 'Coke and Pepsi' of credit scoring, says credit expert—what to know about each
FYI: FICO vs VantageScore: What Actually Differs for Borrowers
FICO vs VantageScore: What Actually Differs for Borrowers
Compare FICO and VantageScore: who uses each score, how models differ, and what borrowers should check before applying for credit.
dlvr.it
September 22, 2026 at 3:04 PM
FYI: FICO vs VantageScore: What Actually Differs for Borrowers
U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
US consumers with prime credit are starting to slip on payments
U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
reut.rs
August 25, 2025 at 6:25 PM
U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
ICYMI: FICO vs VantageScore: What Actually Differs for Borrowers
FICO vs VantageScore: What Actually Differs for Borrowers
Compare FICO and VantageScore: who uses each score, how models differ, and what borrowers should check before applying for credit.
dlvr.it
September 21, 2026 at 3:03 PM
ICYMI: FICO vs VantageScore: What Actually Differs for Borrowers
You can now ask your lender to pull your credit score using VantageScore 4.0, if it hasn’t already, or you can find a lender willing to do it.
This is an alternative scoring model that makes some borrowers look more creditworthy.
🔗 Read more: https://on.wsj.com/4xUGybU
This is an alternative scoring model that makes some borrowers look more creditworthy.
🔗 Read more: https://on.wsj.com/4xUGybU
September 11, 2026 at 12:42 PM
You can now ask your lender to pull your credit score using VantageScore 4.0, if it hasn’t already, or you can find a lender willing to do it.
This is an alternative scoring model that makes some borrowers look more creditworthy.
🔗 Read more: https://on.wsj.com/4xUGybU
This is an alternative scoring model that makes some borrowers look more creditworthy.
🔗 Read more: https://on.wsj.com/4xUGybU
US consumers with prime credit are starting to slip on payments…
www.reuters.com/business/fin...
www.reuters.com/business/fin...
US consumers with prime credit are starting to slip on payments
U.S. consumers with the highest credit scores are starting to fall behind in debt repayments, credit scoring company VantageScore said in a report published on Monday, in a sign that Americans' financial health may be deteriorating more broadly.
www.reuters.com
August 26, 2025 at 1:18 PM
US consumers with prime credit are starting to slip on payments…
www.reuters.com/business/fin...
www.reuters.com/business/fin...
FICO vs VantageScore: What Actually Differs for Borrowers
FICO vs VantageScore: What Actually Differs for Borrowers
Compare FICO and VantageScore: who uses each score, how models differ, and what borrowers should check before applying for credit.
dlvr.it
September 20, 2026 at 3:02 PM
FICO vs VantageScore: What Actually Differs for Borrowers
"Auto delinquencies are up more than 50% since 2010 and have transitioned from the safest to riskiest consumer commercial credit product in that time frame, according to a Friday report from VantageScore."
(Yahoo Finance)
#collapse
(Yahoo Finance)
#collapse
October 17, 2025 at 7:44 PM
"Auto delinquencies are up more than 50% since 2010 and have transitioned from the safest to riskiest consumer commercial credit product in that time frame, according to a Friday report from VantageScore."
(Yahoo Finance)
#collapse
(Yahoo Finance)
#collapse
Andrew Davidson, was recently quoted in two Inside Mortgage Finance articles examining the GSEs’ proprietary credit scores, the rollout of VantageScore 4.0, and the new LLPA pricing grids.
#ADCoAnalytics #MortgageFinance #CreditRisk #CreditScores
#ADCoAnalytics #MortgageFinance #CreditRisk #CreditScores
September 24, 2026 at 9:05 PM
Andrew Davidson, was recently quoted in two Inside Mortgage Finance articles examining the GSEs’ proprietary credit scores, the rollout of VantageScore 4.0, and the new LLPA pricing grids.
#ADCoAnalytics #MortgageFinance #CreditRisk #CreditScores
#ADCoAnalytics #MortgageFinance #CreditRisk #CreditScores
Advocates caution that allowing the use of VantageScore will not result in a great expansion of access to mortgages, because many of the consumers who lack a FICO score but can get a VantageScore will get scores under 620. 1/2 #ProtectConsumers www.reuters.com/business/us-...
US directs Fannie Mae, Freddie Mac to approve VantageScore for all lenders
U.S. Director of Federal Housing Bill Pulte said on Thursday he has directed Fannie Mae and Freddie Mac, created by the United States Congress to support the housing market, to approve all lenders t...
www.reuters.com
September 8, 2026 at 3:55 PM
Advocates caution that allowing the use of VantageScore will not result in a great expansion of access to mortgages, because many of the consumers who lack a FICO score but can get a VantageScore will get scores under 620. 1/2 #ProtectConsumers www.reuters.com/business/us-...
Joe Biden and the Democrats assured us the economy was great. A 5 year high on credit card delinquency among the rich is not a great economy.
January 28, 2025 at 5:59 AM
Joe Biden and the Democrats assured us the economy was great. A 5 year high on credit card delinquency among the rich is not a great economy.
Auto delinquencies are up more than 50% since 2010 and have transitioned from the safest to the riskiest consumer commercial credit product in that time frame, according to a report from VantageScore.
October 17, 2025 at 5:40 PM
Auto delinquencies are up more than 50% since 2010 and have transitioned from the safest to the riskiest consumer commercial credit product in that time frame, according to a report from VantageScore.
How the fuck is this sustainable? If you have 9 million people with ruined credit scores, that has a profoundly negative impact on society at large.
Millions of student borrowers are behind on loans — and may see their credit scores tank, VantageScore finds
The 9 million federal student loan borrowers who are late on their bills may see their credit scores tank by as much as 129 points, a new report finds.
www.cnbc.com
March 5, 2025 at 8:05 PM
How the fuck is this sustainable? If you have 9 million people with ruined credit scores, that has a profoundly negative impact on society at large.
FICO vs. VantageScore – Which Credit Score is More Important?
FICO vs. VantageScore - Discover the differences, how they're calculated, and which score impacts your financial life.
#creditscoresmatter
#ficovsvantagescore
#financialhealth
#CreditTips
#personalfinance
jasonfintips.com/credit-debt-...
FICO vs. VantageScore - Discover the differences, how they're calculated, and which score impacts your financial life.
#creditscoresmatter
#ficovsvantagescore
#financialhealth
#CreditTips
#personalfinance
jasonfintips.com/credit-debt-...
FICO vs. VantageScore - Which Credit Score is More Important? - Jason's Fin Tips
FICO vs. VantageScore: Discover the differences, how they're calculated, and which score impacts your financial life the most in lending and credit decisions.
jasonfintips.com
October 20, 2024 at 6:26 PM
FICO vs. VantageScore – Which Credit Score is More Important?
FICO vs. VantageScore - Discover the differences, how they're calculated, and which score impacts your financial life.
#creditscoresmatter
#ficovsvantagescore
#financialhealth
#CreditTips
#personalfinance
jasonfintips.com/credit-debt-...
FICO vs. VantageScore - Discover the differences, how they're calculated, and which score impacts your financial life.
#creditscoresmatter
#ficovsvantagescore
#financialhealth
#CreditTips
#personalfinance
jasonfintips.com/credit-debt-...
FHFA's approval of VantageScore is a win for competition, as it breaks FICO's monopoly on credit scores for conventional loans. This should lead to lower costs for lenders, but it's unclear if those savings will reach homebuyers in the form of lower closing costs. www.mpamag.com/us/mortgage-...
FHFA approves VantageScore 4.0 for mortgages to lower credit check costs
FHFA believes Fannie and Freddie using this model will help rural borrowers and will reduce closing costs
www.mpamag.com
July 8, 2025 at 4:31 PM
FHFA's approval of VantageScore is a win for competition, as it breaks FICO's monopoly on credit scores for conventional loans. This should lead to lower costs for lenders, but it's unclear if those savings will reach homebuyers in the form of lower closing costs. www.mpamag.com/us/mortgage-...