You qualify. The building might not. Here is what most condo buyers never see coming. Most condo buyers walk in confident. Credit is solid, income checks out, down payment is ready. What catches them off guard is learning the building itself has to qualify too. Condos carry a financing layer most borrowers never see coming: the association's finances, the owner-occupancy ratio, the project's legal structure. A buyer who qualifies perfectly on paper can still hit a hard stop. Condotels and non-warrantable condos follow entirely different financing rules. Loans up to $2 million exist for these property types, but only through lenders who carry the specialized products built for them. Working with a lender who handles both conventional and specialized condo products means the diagnosis happens early, before you are deep into a deal you cannot close. Buying a condo in Florida? Get the diagnosis before you get the surprise. Call us 7 days a week at 407-955-4575 to find out which financing lane your building sits in. ♬ original sound - Fidelity Home Group® - undefined

📍 Florida Coastline Investors secured a 75% LTV condotel loan in Destin. Avoid HOA restrictions and maximize your rental income. Start your home purchase qualifier with no personal info. Get your rate quote now. 🔗 Link in profile #FloridaRealEstate #CondotelLoans

Looking to invest in Florida real estate? 🏠 Understanding DSCR mortgages can open new doors. Unlike traditional loans, these focus on the property's income, not your personal salary. This means you could qualify without showing personal tax returns. DSCR loans are great for purchase or refinancing, allowing up to $5 million and can include Condotels and Non-Warrantable Condos. With credit scores starting at 660 and down payments from 20%, these loans make investment property financing more accessible. Plus, there's no limit on the number of properties you can finance. Many investors appreciate that you can even close loans in an LLC or corporation's name if needed. Long-term fixed 40-year interest-only options help keep payments manageable. If you're buying or refinancing investment properties in Florida, knowing your financing options can make a big difference. Check your home purchase qualifier or get a quick rate quote today—with no need to share personal details upfront. 🔗 Link in profile #FloridaRealEstate #DSCRLoans #InvestmentProperty #RealEstateFinance #FidelityHomeGroup

Colorado lawmakers are considering a significant overhaul of how the state taxes lodging properties—particularly hotels, resorts and condotels.

Units in the condotel must be rented on a daily or weekly basis and cannot be rented for more than 20 consecutive nights.

Colorado lawmakers are considering a significant overhaul of how the state taxes lodging properties—particularly hotels, resorts and condotels.

Thinking about financing your next income property? The Short-Term Rental Loan program offers up to $6 million loans with options designed for flexibility. You can qualify with a minimum 680 FICO and use 12 or 24 months of bank statements instead of W-2s or tax returns. Loan types include adjustable-rate and 30-year fixed for purchases and refinances, including cash out and debt consolidation. Eligible properties range from single-family homes to non-warrantable condos and condotels, as long as condo units have kitchens and HOAs don't restrict rental days or have ongoing litigation. Loans can close in the name of an LLC or corporation. Whether you’re buying a duplex or a quadplex, this program could help you get started. Get a mortgage rate quote — no personal info. Use our DSCR pogram to use the rental income as your income! 🔗 Link in profile #InvestmentProperty #ShortTermRental #RealEstateLoans #NonWarrantableCondo #FidelityHomeGroup

Thinking about financing your next income property? The Short-Term Rental Loan program offers up to $6 million loans with options designed for flexibility. You can qualify with a minimum 680 FICO and use 12 or 24 months of bank statements instead of W-2s or tax returns. Loan types include adjustable-rate and 30-year fixed for purchases and refinances, including cash out and debt consolidation. Eligible properties range from single-family homes to non-warrantable condos and condotels, as long as condo units have kitchens and HOAs don't restrict rental days or have ongoing litigation. Loans can close in the name of an LLC or corporation. Whether you’re buying a duplex or a quadplex, this program could help you get started. Get a mortgage rate quote — no personal info. Use our DSCR pogram to use the rental income as your income! 🔗 Link in bio #InvestmentProperty #ShortTermRental #RealEstateLoans #NonWarrantableCondo #FidelityHomeGroup ♬ original sound - Fidelity Home Group® - undefined

🏢 Why does the type of condo matter for your investment loan? In Florida, non-warrantable condos require different lending criteria, often needing higher down payments and specific credit scores. Our DSCR program lets you qualify based on rental income, not personal income — perfect for investors with business deductions. Getting up to $5 million loan is possible, even with non-warrantable condos or condotels. Understanding these details can save you time and money in your investment journey. Reach out today to see what fits your situation. 🔗 Link in profile #OrlandoCondoloans #NonWarrantableCondoMortgages #DSCRLoans #InvestorLoans #FloridaCondoloans

🏢 Why does the type of condo matter for your investment loan? In Florida, non-warrantable condos require different lending criteria, often needing higher down payments and specific credit scores. Our DSCR program lets you qualify based on rental income, not personal income — perfect for investors with business deductions. Getting up to $5 million loan is possible, even with non-warrantable condos or condotels. Understanding these details can save you time and money in your investment journey. Reach out today to see what fits your situation. 🔗 Link in bio #OrlandoCondoloans #NonWarrantableCondoMortgages #DSCRLoans #InvestorLoans #FloridaCondoloans ♬ original sound - Fidelity Home Group® - undefined

🏠 Ready to know what home loan rates you qualify for? Our Home Purchase Rate Quote request tailors estimates to your unique situation. Choose your property type—from Single Family to Condotels. Enter your sales prince and down payment and credit score Detail your purchase price, down payment, and preferred mortgage program. Get an instant, personalized rate quote—no personal info required. Explore your options and plan your next investment with confidence. Try it today and see what fits your goals. 🔗 Link in bio #MortgageRates #HomeBuyers #InvestmentProperty #RealEstateFinance #FidelityHomeGroup ♬ original sound - Fidelity Home Group® - undefined

🏠 Ready to know what home loan rates you qualify for? Our Home Purchase Rate Quote request tailors estimates to your unique situation. Choose your property type—from Single Family to Condotels. Enter your sales prince and down payment and credit score Detail your purchase price, down payment, and preferred mortgage program. Get an instant, personalized rate quote—no personal info required. Explore your options and plan your next investment with confidence. Try it today and see what fits your goals. 🔗 Link in profile #MortgageRates #HomeBuyers #InvestmentProperty #RealEstateFinance #FidelityHomeGroup

Get a rate quote — no personal info. Orlando DSCR: 1.00 means your investment could be in rhythm with the market! See how your city stacks up and make informed moves on non-warrantable condos or condotels. Comment your city — we’ll post its DSCR stat and keep your investment steps grooving. 🔗 Link in profile #RealEstateInvesting #DSCR #MortgageRates #InvestmentProperties #FloridaRealEstate

Get a rate quote — no personal info. Orlando DSCR: 1.00 means your investment could be in rhythm with the market! See how your city stacks up and make informed moves on non-warrantable condos or condotels. Comment your city — we’ll post its DSCR stat and keep your investment steps grooving. 🔗 Link in bio #RealEstateInvesting #DSCR #MortgageRates #InvestmentProperties #FloridaRealEstate ♬ original sound - Fidelity Home Group®

🏡 Buying a second home in Florida? Here’s what you need to know about second rates. • These loans can have different rates than primary home mortgages. • Florida second home properties are commonly non-warrantable condos or condotels along the coast. • Second homes are used less than 180 days a year. Learn more about our second home mortgage programs: https://www.fidelityhomegroup.com/second-home-mortgages/ Got questions? Drop what you need to know below! 📍 🔗 Link in profile #FloridaHomes #SecondHomeLoans #NonWarrantableCondo #EmeraldRealEstate #HomeBuyingTips #Condotels

🏡 Buying a second home in Florida? Here’s what you need to know about second rates. • These loans can have different rates than primary home mortgages. • Florida second home properties are commonly non-warrantable condos or condotels along the coast. • Second homes are used less than 180 days a year. Learn more about our second home mortgage programs: https://www.fidelityhomegroup.com/second-home-mortgages/ Got questions? Drop what you need to know below! 📍 🔗 Link in bio #FloridaHomes #SecondHomeLoans #NonWarrantableCondo #EmeraldRealEstate #HomeBuyingTips #Condotels ♬ original sound - Fidelity Home Group® - undefined

Ever stumble onto condo you are looking to purchase and wonder if it is warrantable? Non-warrantable and Condotels don’t have to be a mortgage roadblock. They do require more down payment, but also have options to use asset depletion, bank statements, DSCR, 1-year tax returns, and P & L as options for income. With Non-warrantable and Condotels commonly used for short-term rentals, Florida buyers and investors can still secure financing. Curious how these specialized loans work? Ready to explore solutions beyond traditional loans? #FloridaMortgages #NonWarrantableCondoFinancing #CondotelFinancing #AssetDepletionLoan #FloridaCondoBuyers #MortgageTips

Ever stumble onto condo you are looking to purchase and wonder if it is warrantable? Non-warrantable and Condotels don’t have to be a mortgage roadblock. They do require more down payment, but also have options to use asset depletion, bank statements, DSCR, 1-year tax returns, and P & L as options for income. With Non-warrantable and Condotels commonly used for short-term rentals, Florida buyers and investors can still secure financing. Curious how these specialized loans work? Ready to explore solutions beyond traditional loans? #FloridaMortgages #NonWarrantableCondoFinancing #CondotelFinancing #AssetDepletionLoan #FloridaCondoBuyers #MortgageTips ♬ original sound - Fidelity Home Group® - undefined

Realtors in Florida, your clients deserve a mortgage experience that matches your dedication. Fidelity Home Group offers fast pre-approvals and weekend coverage to keep deals moving, even outside regular hours. Our clear communication and specialty financing options for condos, condotels, and new construction ensure you can confidently guide buyers through any property type. With credit soft-pulls, on-demand marketing kits, and co-marketing materials, we streamline your workflow so you can focus on closing. Partner with us to give your clients expert support every step of the way. 🔗 Link in bio #FidelityHomeGroup #FloridaRealtors #MortgageSupport #FastPreApprovals #RealEstatePartners ♬ original sound - Fidelity Home Group® - undefined

Realtors in Florida, your clients deserve a mortgage experience that matches your dedication. Fidelity Home Group offers fast pre-approvals and weekend coverage to keep deals moving, even outside regular hours. Our clear communication and specialty financing options for condos, condotels, and new construction ensure you can confidently guide buyers through any property type. With credit soft-pulls, on-demand marketing kits, and co-marketing materials, we streamline your workflow so you can focus on closing. Partner with us to give your clients expert support every step of the way. 🔗 Link in profile #FidelityHomeGroup #FloridaRealtors #MortgageSupport #FastPreApprovals #RealEstatePartners

🏡 Thinking about investing in Florida real estate? Here’s what you need to know about investment property mortgages. 1️⃣ Investment mortgages usually require higher down payments than primary home loans—expect at least 15-25% down. 2️⃣ Our DSCR Program uses the projected monthly rent as income 3️⃣ Condotels and Non-Warrantable Condos are popular property types with a high occupancy rate 4️⃣ First-time investors especially benefit from consulting experts and checking document checklists to avoid surprises. 5️⃣ Keep organized records like income and expenses—they’re essential when applying for investment property loans. Start your investment journey well-informed for better success! 🔗 Link in profile #FloridaRealEstate #InvestmentProperty #MortgageTips #HomeBuying #RealEstateInvesting #FloridaDSCR #DSCR #Condotel #NonWarrantableCondo