Value investing spent fifteen years out of fashion. This year, it's beating the index almost everywhere you look — energy up roughly 20%, industrials 17%, healthcare 15%, utilities 14%, financials 12% — while the S&P 500 sits near 8–9%. This week we dig into the return of value investing and what the greatest investors of all time can teach us right now.   On this week's Money On Tap, we go deep on the tradition that runs from Benjamin Graham through Warren Buffett and Charlie Munger: buying good businesses at sensible prices, collecting the dividends they pay you, and letting compounding do the heavy lifting. We explain why value went dark from roughly 2009 to 2025 — cheap money was rocket fuel for growth stocks — and why higher interest rates have flipped the script: growth borrows, value pays you. We connect the rotation to worn-out tech traders taking gains, the 401(k) flywheel, and the demographic engine underneath it all — roughly 10,000 baby boomers reaching retirement age every day, all needing present-day income. Plus Pepsi's 53-year dividend streak and a candid conversation about when mutual funds and ETFs stop making sense and direct stock ownership starts.   What you'll learn: - The sector scoreboard: energy ~20%, industrials ~17%, healthcare ~15%, utilities ~14%, financials ~12%, staples ~9% — vs. the S&P 500 near 8–9% - Graham vs. Buffett: buy cheap and sell at fair value, or buy outstanding businesses and hold for decades - Munger's rule: "The big money is not in the buying or the selling, but in the waiting" - Why low interest rates buried value for fifteen years — and why higher rates brought it back - Margin of safety: the idea that protects you when you're wrong - Why money is rotating into companies that pay you to own them — dividends over promises - The demographic engine: 10,000 boomers a day retiring and the demand for present-day income - The compounding story: Buffett's American Express dividends now exceed his entire original investment — every year - When funds stop making sense: the case for direct stock ownership at higher net worth Plus Money In The News: - SpaceX says it's coming for AT&T, Verizon, and T-Mobile customers — but does satellite cell service actually work? - The Treasury has refunded $100 billion in invalidated tariff revenue to companies — and none of it is coming back to you - A tale of two housing markets: luxury demand surges while starter-home buyers finally see inventory Want a white paper on this week's topic? Email us at info@yourmoneyontap.com and we'll send it over.   Read our most recent Blog Post on this topic here: https://www.fmgwebsites.com/d772de05-9833-44e4-9676-f510f85cef74/blog/the-return-of-value-investing-why-boring-profitable-companies-are-winnin Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tap   Contact Us - Phone: 855-226-8551 - Email: info@yourmoneyontap.com - Office: 116 South River Road, Bedford, NH 03110 - Web: brayshawfinancial.com Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Osaic Wealth, Inc. and Brayshaw Financial Group do not provide tax or legal advice. Index and sector figures cited are approximate year-to-date values as of the air date, drawn from sources believed reliable, and subject to change. Dividend payments are not guaranteed and may be reduced or eliminated at any time. Past performance is not a guarantee of future results.

Your S&P 500 fund says 7% — but over 300 of its stocks are beating the index. This week we dig into the massive broadening of the market that almost nobody in the financial media is talking about, and why we think it's the healthiest thing to happen to this bull market in years.For three years, seven stocks did all the talking. This year, the other 493 are answering. On this week's Money On Tap, we walk through the numbers behind the broadening: the Magnificent Seven still make up roughly a third of every dollar in a cap-weighted S&P 500 index fund — which is exactly why so many statements look stuck at 7% while the equal-weight S&P runs above 14%, the Russell 1000 Value nears 20%, and healthcare and industrials each post roughly 24% year to date. We connect it to the 100-year-old Dow theory (industry makes goods, transportation moves them — and both are near highs), unpack the defensive-stock paradox (staples rallying while nobody calls a recession), revisit the historical pattern from 1983, 1995, 2003, 2013, and 2020 where tech blows out and then leadership broadens — and get practical about what a broadening market rewards most: rebalancing, equal-weight exposure, sector and international diversification, and knowing what your 401(k) actually owns.What you'll learn: - Why a third of every S&P 500 index-fund dollar sits in just seven stocks — and what that's done to your return this year - The breadth numbers: 300+ stocks beating the index, roughly seven in ten S&P names up on the year - The sector scoreboard: healthcare ~24%, industrials ~24%, staples ~11.3%, financials ~9.7%, utilities ~7.6% - Why money is rotating, not leaving — and why that's the opposite of how crashes start - Dow theory at 100+: what industrials and transports near highs historically signal - The defensive-stock paradox: staples leading without a recession call anywhere in sight - The rebalancing playbook: taking profits without apology, calendar discipline, equal-weight funds (11.9% vs 10.9% over 20 years) - How to broaden with new contributions instead of selling your winners - Target-date fund warnings: layered fees, hidden allocations, and no way to rebalance - Why this is not a reason to dump technology — proportion, not exit Plus Money In The News: - A property-management company bets $200K on AI to make the trades more efficient — filling a labor gap instead of cutting jobs - Apple set for its strongest June-quarter sales growth in five years — flat iPhone pricing, a $5 trillion moment, and sitting out the AI arms race - The 100-year-old Dow theory says this market isn't done climbing Want a white paper on this week's topic? Email us at info@yourmoneyontap.com and we'll send it over.Read the companion blog: https://www.brayshawfinancial.com/blog Schedule a free consultation: https://app.greminders.com/t/9f3ce72e/initialconsulta Browse the full Money On Tap library: https://www.brayshawfinancial.com/money-on-tapContact Us - Phone: 855-226-8551 - Email: info@yourmoneyontap.com - Office: 116 South River Road, Bedford, NH 03110 - Web: brayshawfinancial.com Securities and advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC. All other services offered through Brayshaw Financial Group, LLC are independent of Osaic Wealth, Inc. Osaic Wealth, Inc. and Brayshaw Financial Group do not provide tax or legal advice. Index and sector figures cited are approximate year-to-date values as of the air date, drawn from sources believed reliable, and subject to change. Past performance is not a guarantee of future results.

Perrigo Company announced its participation in the Barclays Global Consumer Staples Conference, showcasing its leadership in self-care products.

Kimberly-Clark's leaders, including CEO Mike Hsu, will present at Barclays' 18th Global Consumer Staples Conference. Tune in online!

Alfa|SIGMA has announced impressive unaudited financial results for the second quarter of 2025, highlighting significant growth amidst industry challenges and strategic transformations.