#optimalblue
Mortgage interest rate report as of January 12, 2026

The average interest rate for a 30-year fixed rate conforming mortgage in the U.S. is 6.138%, according to data available from mortgage data firm OptimalBlue. This is up about 2 basis points from the previous report and down about 2 basis points…
Mortgage interest rate report as of January 12, 2026
The average interest rate for a 30-year fixed rate conforming mortgage in the U.S. is 6.138%, according to data available from mortgage data firm OptimalBlue. This is up about 2 basis points from the previous report and down about 2 basis points from a week ago. Compare average interest rates for different conventional and government-backed mortgage types and see if your interest rate has increased or decreased. Current mortgage rate data: note that luck examined the latest available data for Optimal Blue on January 9th, and the numbers reflect mortgages finalized as of January 8th.
yojanasewa.com
January 12, 2026 at 9:24 PM
Refinances surge nearly 70% as purchase activity falls 10% in August
Seasonal slowdown weighs on purchases; lenders lean on securitization and non-QM to drive performance
Source: Optimal Blue #pressrelease #mortgagebusiness #optimalblue i.send2press.com/nw1ms
Refinances surge nearly 70% as purchase activity falls 10% in August
PLANO, Texas, Sept. 10, 2025 (SEND2PRESS NEWSWIRE) -- Optimal Blue today released its August 2025 Market Advantage mortgage data report, which found a sharp split between purchase and refinance trends...
i.send2press.com
September 10, 2025 at 5:00 PM