Unlock your entrepreneurial dreams! Learn how to get a microloan for your small business with our step-by-step guide. Discover microfinance for startups and inspiring success stories.

Explore how federal agencies are collaborating to combat the increasing fraud threats targeting California's programs. Discover the strategies being implemented to protect vital resources and ensure…

Discover how Square is expanding lending access to empower small businesses, providing them with the financial support they need to thrive in today's competitive landscape. Learn about the innovative…

While 13% of the U.S. population is African American, the demographic comprises just 2% of all business owners. Pervasive entrepreneurial disparities among minorities and women extend locally. Duggan ...

YouTube video by Eric Foster

Canada’s small and medium-sized businesses need better access to capital at every stage of their growth—not just when they are starting out. As part of the Senate Banking Committee’s study on access ...

A new SBA loan rule is raising concerns among green card holder entrepreneurs in the US, potentially limiting access to small business funding.

Learn how small businesses can secure funding without perfect credit. Explore cash-flow solutions and flexible loan options to grow your business toda

Show Notes Strong revenue and good credit may not be enough to secure financing if your company’s legal and compliance records raise questions. In this episode, S.E. Day speaks with attorney Greg Tinch about the compliance gaps that can weaken a business’s credibility before a lender finishes reviewing the application. They examine why forming an LLC is only the beginning—and how inconsistent records, outdated registrations, unclear ownership, weak contracts, and unresolved legal issues can delay or derail funding. The discussion helps business owners understand that compliance is more than paperwork. It is part of the evidence lenders use to determine whether a company is legitimate, properly managed, transparent, and prepared to accept financial obligations. In This Episode You will learn: - Why legal formation does not automatically make a business lender-ready - How inconsistent company information can create underwriting concerns - Why businesses must maintain active registrations, licenses, and good standing - How unclear ownership or management authority can complicate financing - Why contracts, operating agreements, and corporate records matter - How liens, disputes, judgments, and unresolved legal issues may affect funding - Why intellectual-property ownership should be properly documented - What business owners should review before submitting a credit application - When professional legal guidance may be necessary Key Takeaway A lender should not have to investigate your business to determine whether it is legitimate. Your records should tell one clear, consistent, and verifiable story. Before applying for funding, confirm that your legal name, address, ownership information, registrations, licenses, banking records, contracts, and public-facing information agree. Compliance gaps create questions—and unanswered questions create risk. Fundability Action Step Conduct a compliance review before your next funding application. Start with these five areas: - Business identity and public records - Entity status, registrations, and licenses - Ownership and governance documents - Contracts, liens, disputes, and insurance - Banking, tax, and financial records Correct discrepancies before a lender discovers them. Call to Action If you want a practical roadmap for strengthening your business credit and becoming lender-ready, download the free Business Credit Starter Kit at https://www.fsbonly.com/⁠. Qualify First. Apply Second. This episode is provided for educational purposes and does not constitute legal advice. Consult a qualified attorney regarding your company’s specific circumstances.

The committee chairman said expanding access to capital for small businesses is a top 2026 priority, citing recent SBA loan increases, proposed 100% expensing and regulatory relief as tools to boost lending and growth.

At a House Small Business Committee hearing this week, four small‑business owners told lawmakers that access to capital, regulatory predictability, procurement red tape and tariffs are pressing barriers to Main Street growth and workforce stability.

At the Senate Banking Committee’s study on access to capital for SMEs, I recently raised an important issue: while small and medium-sized enterprises represent 99.7% of Canadian businesses, far too li...

I am providing you with a 2026 financial forecast built specifically for small business owners in the U.S. and providing four things that decide whether you grow or stall this year. If you want to become lender-ready, stop wasting applications, and build bankable strengths the right way! Qualify First. Apply Second. Let's get you funded!

Small and medium-sized businesses make up 99.7% of employer businesses in Canada, yet too many entrepreneurs continue to face challenges accessing the capital they need to grow. This has been the focu...

In a radio interview during Small Business Week, Rep. Roger Williams, identified as chairman of the House Small Business Committee, praised SBA leadership for expanding loan access, discussed economic outlook tied to gas prices and foreign policy, and said mandatory vehicle "kill switch" tech is intrusive and should be optional.

How do we unlock more capital for Canadian SMEs and ensure it is being invested in Canada’s economy? As part of the Senate Banking Committee’s study on access to capital for Canadian SMEs, I asked Ha...