#Demotech
Reminiscent of Demotech in the homeowners’ space, whose rated insurers were 30 times as likely to become insolvent as those rated by legit companies.
Exclusive | Ratings Firm Accused of Grade Inflation Vouched for $40 Billion of Insurer Debt
Egan-Jones says it stands by the integrity and rigor of its ratings, which have been banned by a key regulator and are the focus of a lawsuit brought by former employees.
www.wsj.com
August 11, 2026 at 2:40 PM
"Avatar and the six other companies that folded had something in common: They had all been rated A (“exceptional”) or higher by Demotech, Inc., an Ohio-based insurance ratings firm." 🤔

www.bloomberg.com/news/feature...
August 12, 2026 at 11:52 AM
BREAKING: The SEC has charged six credit rating agencies with "significant recordkeeping failures."

They include Moody's, S&P Global Ratings, Fitch Ratings, HR Ratings de Mexico, A.M. Best Rating Services and Demotech.

They will pay more than $49 million.
September 4, 2024 at 4:19 PM
Interestingly, what's happened since 2018: Demotech started talking about downgrading a lot of insurers, and look what followed:
Attacking Demotech doesn’t help insurance crisis | Editorial
Florida already has a property insurance crisis. Why would Tallahassee want to make it even worse? In this state, never rule out what Republicans running for office might do. This controversy began…
www.sun-sentinel.com
April 6, 2024 at 9:13 PM
INSURE THEIR HOUSES WITH WHO, BEN? DEMOTECH???
July 29, 2025 at 8:18 PM
Demotech, Inc. Discusses Challenges in Tech-Enabled Legal Services and Loss Cost Transparency#United_States#Columbus#Litigation#Demotech#Loss_Cost
Demotech, Inc. Discusses Challenges in Tech-Enabled Legal Services and Loss Cost Transparency
Demotech, Inc. explores the complexities of tech-enabled litigation and the need for clarity in loss costs within the insurance industry, emphasizing transparency.
third-news.com
August 24, 2026 at 8:47 PM
Political target on their back. Threatened with being replaced by a new, more pliant rating agency. Downgrades from Demotech corresponded with FL insurers dropping like flies, which made them... unpopular.
April 6, 2024 at 9:27 PM
Understanding the Math Behind Florida's Successful Tort Reforms in Property Insurance#USA#Columbus#insurance_market#Demotech#Tort_Reform
Understanding the Math Behind Florida's Successful Tort Reforms in Property Insurance
Explore the positive effects of Florida's legislative tort reforms on the property insurance market and consumer benefits as analyzed by Demotech, Inc.
third-news.com
May 21, 2026 at 7:55 PM
Exploring the Impact of Tech-Enabled Litigation on Loss Cost Transparency#USA#Columbus#Litigation#Demotech#Loss_Costs
Exploring the Impact of Tech-Enabled Litigation on Loss Cost Transparency
Demotech, Inc. highlights the challenges posed by tech-enabled litigation instigation and urges for a clearer granularity in loss cost presentation.
third-news.com
August 24, 2026 at 8:58 PM
I also started looking up financials for the carrier and Jesus Christ Demotech is going to destroy Florida’s market worse than it already is. $139M PH Surplus with $152M NWP is playing with fire. How the fuck you rate that “A”
September 30, 2024 at 8:03 PM
August 16, 2026 at 5:26 AM
👀”We understand how difficult it has been for homeowners who lost coverage when certain insurers that Demotech rated became insolvent.” The failures…were driven by “complex and fast-moving pressures” that developed faster than most people in the industry expected.”

www.wsj.com/finance/smal...
A Tiny Company Is Vouching for Risky Insurers in Hurricane Country
As major home insurers flee storm-ravaged markets, Demotech’s ratings enable smaller ones to step in. A string of failures has left homeowners in the lurch.
www.wsj.com
July 28, 2025 at 11:36 PM
Understanding this blog post is important.

The reinsurers I know use the term “demotech insurer” as a kind of slur or a four letter word or… a harbinger of impending doom.

And they aren’t wrong.

Let’s hope that California can avoid this fate.

susanpcrawford.substack.com/p/the-fragil...
The fragility of Florida
How dodgy insurance in the Sunshine State is being used to systematically dump risk on the books of the entire country
susanpcrawford.substack.com
October 2, 2024 at 12:45 AM
Equalizer Insurance Services Aims to Meet Market Demands for Demotech Rated Carriers#USA#Columbus#Demotech#Equalizer_Insurance#David_Wash
Equalizer Insurance Services Aims to Meet Market Demands for Demotech Rated Carriers
Equalizer Insurance Services, under David Wash, is actively meeting the market needs of Demotech rated carriers with new insurance options.
third-news.com
August 31, 2026 at 3:46 PM
The Hidden Forces of Technology-Driven Litigation in the Trucking Industry#USA#trucking#Columbus#Litigation#Demotech
The Hidden Forces of Technology-Driven Litigation in the Trucking Industry
Demotech, Inc. reveals how technological advancements are triggering a rise in litigation within the trucking industry. Join the discussion for insights.
third-news.com
August 31, 2026 at 5:26 PM
Demotech, Inc. Sheds Light on Loss Costs During NAIC Northeast Gathering#United_States#Columbus#Insurance#NAIC#Demotech
Demotech, Inc. Sheds Light on Loss Costs During NAIC Northeast Gathering
At the upcoming NAIC Northeast Zone meeting, Demotech, Inc. will discuss findings on loss costs and evolving legal landscapes impacting insurance.
third-news.com
August 27, 2026 at 6:49 PM
Demotech, Inc. Launches First Conference Spotlighting Litigation Trends Impacting Insurance Sector#United_States#New_York#Demotech#Insurance_Conference#Litigation_Trends
Demotech, Inc. Launches First Conference Spotlighting Litigation Trends Impacting Insurance Sector
Demotech, Inc. announces its inaugural conference focusing on litigation trends affecting insurers and consumers, scheduled for November in New York City.
third-news.com
August 25, 2026 at 5:32 PM
Demotech, Inc. Unveils Conference Examining Trends in Litigation Finance Impacting Insurers and Consumers#United_States#New_York#Litigation_Finance#Demotech#Insurance_Trends
Demotech, Inc. Unveils Conference Examining Trends in Litigation Finance Impacting Insurers and Consumers
Demotech, Inc. is hosting its inaugural conference to address the rising litigation financing trends affecting insurers and consumers alike in New York.
third-news.com
August 25, 2026 at 5:33 PM
Demotech, Inc. Announces First Business Insurance Claims Conference Addressing Litigation Trends and Industry Challenges#United_States#New_York#Business_Insurance#Demotech#Insurance_Consumers
Demotech, Inc. Announces First Business Insurance Claims Conference Addressing Litigation Trends and Industry Challenges
Demotech, Inc. is set to host its inaugural Business Insurance Claims Legal Series Conference in New York, focusing on litigation financing and industry trends affecting insurers and consumers.
third-news.com
August 25, 2026 at 5:33 PM