Testimonies highlight unfair claims practices and regulatory shortcomings in Georgia's insurance industry.

Officials discuss accountability for insurers and ongoing market conduct exams in Georgia.

The House Insurance Committee heard HB1263, which would limit insurer retroactive premium-tax amendments to a three-year look-back to provide revenue certainty after a seven-year review produced a $142 million refund in FY2025; the measure was presented for hearing only.

HB1344, the largest bill from the insurance-rate study committee, would increase enforcement tools and fines, tighten claims deadlines for catastrophes, implement a fortified homes program subject to appropriations, close an "excluded driver" loophole for uninsured motorists, and consolidate fraud provisions including reclassifying certain paid solicitation ('runners') as felonies; the committee held the proposal as a hearing only.

House Bill 1262 would raise maximum civil penalties for insurance violations from $2,000/$5,000 to $10,000/$25,000 and was approved by the committee after brief technical questions; the change is aimed at restoring deterrence eroded by inflation.

The House Insurance Committee approved House Bill 1263 to limit how far insurers can amend prior premium-tax filings, setting a three-year lookback to reduce unanticipated large refunds and aid revenue forecasting.

House Bill 1344, a broad 'Insurance Affordability and Claims Integrity Act,' passed committee; it adds fines, tightens uninsured-motorist and claims-processing rules, expands a fortified-homes program and includes measures to combat staged-accident fraud.

A House committee voted to advance House Bill 585, which would require insurers to report 'excluded drivers' to the state's insurance database so law enforcement can identify when a vehicle is uninsured, sponsors and witnesses said. Supporters said the change would help enforcement though victims still rely on uninsured-motorist coverage.

At a Gwinnett hearing, the Georgia Insurance Commission’s office announced several insurers’ rate cuts while University of Georgia and industry witnesses described persistent underwriting losses, litigation-driven claim costs and carriers shrinking capacity in Georgia.

Professor Hartwig addresses insurance pricing and risks in Georgia's housing market.

Speaker Burns highlights urgent insurance claim challenges impacting Georgians post-storms.

David Pattison highlights struggles in Georgia's insurance market and calls for legislative improvements.

Commissioner outlines efforts against insurance fraud and calls for better prosecution standards.

Commissioner details challenges in evaluating insurance rates amidst ongoing industry losses.

Commissioner King's report links insurance premium increases to inflation and natural disasters, not litigation.

Commissioner highlights key issues including auto fraud and importance of insurance agents in education.

Commissioner King seeks to resolve issues with wrongful insurance claims and roofer licensing.

Georgia insurance market settles 97% of claims with 5,500 outstanding claims remaining.

Georgia's insurance claims remain steady while payouts significantly decline, affecting citizen coverage.

Insurance rates surge due to rising claims frequency and ongoing tort reform considerations.

Georgia insurers double profits in 2024, raising questions about premium increases.

Department focuses on rate filing challenges and staffing improvements while assessing tort reform impact.

Committee meeting in Savannah invites public input on insurance solutions and market issues.

Reinsurers provide stability for insurance companies during significant claims events like hurricanes.

Analysis shows Georgia homeowners insurers retain 92% of their business while reinsuring 8%.