@////@!!!!!
AWAWA FOXWIE IS N O T EVEN CWOSE TO NORMWAL ABWOUT DIS AWAaawasvfjfsjdbfcjvc nPLS PLS PLS PLS!???!?~~
[luv dis, thnx OP 💖!!!]
AWAWA FOXWIE IS N O T EVEN CWOSE TO NORMWAL ABWOUT DIS AWAaawasvfjfsjdbfcjvc nPLS PLS PLS PLS!???!?~~
[luv dis, thnx OP 💖!!!]
October 4, 2026 at 4:55 AM
@////@!!!!!
AWAWA FOXWIE IS N O T EVEN CWOSE TO NORMWAL ABWOUT DIS AWAaawasvfjfsjdbfcjvc nPLS PLS PLS PLS!???!?~~
[luv dis, thnx OP 💖!!!]
AWAWA FOXWIE IS N O T EVEN CWOSE TO NORMWAL ABWOUT DIS AWAaawasvfjfsjdbfcjvc nPLS PLS PLS PLS!???!?~~
[luv dis, thnx OP 💖!!!]
NPLs break past 14–15% of total corporate debt. Tier-1 capital buffers at major banks (VTB's core N1.1 ratio sits dangerously close to statutory minimums) are breached. Banks strictly halt new consumer and civilian corporate lending to maintain regulatory ratios. 6/
August 6, 2026 at 5:13 PM
NPLs break past 14–15% of total corporate debt. Tier-1 capital buffers at major banks (VTB's core N1.1 ratio sits dangerously close to statutory minimums) are breached. Banks strictly halt new consumer and civilian corporate lending to maintain regulatory ratios. 6/
#$MTB one of the first regional banks to report
Adjusted EPS beat by 5%, NIM 3.69% (2 bps miss), loans beat (+2.3% YoY, second-fastest since 2023), provisions and NPLs 16% & 17% below ests respectively. Loans in non-accrual 0.9% of gross loans. Record low.
Adjusted EPS beat by 5%, NIM 3.69% (2 bps miss), loans beat (+2.3% YoY, second-fastest since 2023), provisions and NPLs 16% & 17% below ests respectively. Loans in non-accrual 0.9% of gross loans. Record low.
January 16, 2026 at 10:48 AM
#$MTB one of the first regional banks to report
Adjusted EPS beat by 5%, NIM 3.69% (2 bps miss), loans beat (+2.3% YoY, second-fastest since 2023), provisions and NPLs 16% & 17% below ests respectively. Loans in non-accrual 0.9% of gross loans. Record low.
Adjusted EPS beat by 5%, NIM 3.69% (2 bps miss), loans beat (+2.3% YoY, second-fastest since 2023), provisions and NPLs 16% & 17% below ests respectively. Loans in non-accrual 0.9% of gross loans. Record low.
Wildberries’ debts amount to a further ~9 billion euros.
Therefore, the Russian banking sector is currently sitting on approximately 72 billion euros in non-performing loans (NPLs).
Therefore, the Russian banking sector is currently sitting on approximately 72 billion euros in non-performing loans (NPLs).
August 6, 2026 at 8:59 AM
Wildberries’ debts amount to a further ~9 billion euros.
Therefore, the Russian banking sector is currently sitting on approximately 72 billion euros in non-performing loans (NPLs).
Therefore, the Russian banking sector is currently sitting on approximately 72 billion euros in non-performing loans (NPLs).
MPLS on the NPLS
November 17, 2024 at 10:57 PM
MPLS on the NPLS
Thank you very much for this post.🥰
The total value of non-performing loans (NPLs) in ruZZia is forecast to reach between 50 and 60 billion euros by 2026. Some forecasts even predict a rise to over 60 billion euros.
The total value of non-performing loans (NPLs) in ruZZia is forecast to reach between 50 and 60 billion euros by 2026. Some forecasts even predict a rise to over 60 billion euros.
August 6, 2026 at 8:59 AM
Thank you very much for this post.🥰
The total value of non-performing loans (NPLs) in ruZZia is forecast to reach between 50 and 60 billion euros by 2026. Some forecasts even predict a rise to over 60 billion euros.
The total value of non-performing loans (NPLs) in ruZZia is forecast to reach between 50 and 60 billion euros by 2026. Some forecasts even predict a rise to over 60 billion euros.
5/5
consumer loans has been understated by the paying down of household property loans, commercial banks are finding it difficult to increase consumer lending quickly without also increasing NPLs even more quickly.
consumer loans has been understated by the paying down of household property loans, commercial banks are finding it difficult to increase consumer lending quickly without also increasing NPLs even more quickly.
June 14, 2025 at 4:15 AM
5/5
consumer loans has been understated by the paying down of household property loans, commercial banks are finding it difficult to increase consumer lending quickly without also increasing NPLs even more quickly.
consumer loans has been understated by the paying down of household property loans, commercial banks are finding it difficult to increase consumer lending quickly without also increasing NPLs even more quickly.
The proportion of non-performing loans (NPLs), those overdue by more than 90 days, in the bank’s portfolio climbed to 4% in May compared with 3.9% in April and 3.5% at the end of 2024.
Russia’s VTB Reports Increase in Overdue Retail Loans - The Moscow Times
Russian state-owned bank VTB has reported a growing share of overdue retail loans, the bank’s chief financial officer told journalists Tuesday. The proportion of non-performing loans (NPLs), those ov...
www.themoscowtimes.com
July 1, 2025 at 4:16 PM
The proportion of non-performing loans (NPLs), those overdue by more than 90 days, in the bank’s portfolio climbed to 4% in May compared with 3.9% in April and 3.5% at the end of 2024.
Published today in ACS Materials Letters
Structural Evolution of Perovskite Nanoplatelets in Polar Solvents | ACS Materials Letters @notredamescience.bsky.social pubs.acs.org/doi/10.1021/...
Structural Evolution of Perovskite Nanoplatelets in Polar Solvents | ACS Materials Letters @notredamescience.bsky.social pubs.acs.org/doi/10.1021/...
Structural Evolution of Perovskite Nanoplatelets in Polar Solvents
Tuning the absorption and emission properties of two-dimensional (2D) metal halide perovskites with layer numbers and halide composition offers a convenient way to utilize these materials in optoelectronic applications. When prepared as a colloidal suspension in toluene, these 2D nanoplatelets (NPLs) exhibit good stability. However, introduction of even a small amount of polar solvent (e.g., isopropanol) causes the NPLs to grow into a greater number of layered NPLs, eventually leading to bulk nanostructures. By controlling the addition of a polar solvent, we have now resolved the growth of NPLs from n = 2 to n = 3, 4, and >4 over an extended period of ripening. The energy transfer that occurs between higher bandgap NPLs (lower n) and lower bandgap NPLs (higher n) within the same suspension is analyzed using time-resolved transient absorption spectroscopy. The funneling of energy transfer between different layers outcompetes the excitonic recombination process, thus increasing the emission yield and lifetime.
pubs.acs.org
January 6, 2025 at 3:00 PM
Published today in ACS Materials Letters
Structural Evolution of Perovskite Nanoplatelets in Polar Solvents | ACS Materials Letters @notredamescience.bsky.social pubs.acs.org/doi/10.1021/...
Structural Evolution of Perovskite Nanoplatelets in Polar Solvents | ACS Materials Letters @notredamescience.bsky.social pubs.acs.org/doi/10.1021/...
Another regional bank, this one a miss #$RF -5% pre-market
7% adj EPS miss despite NIM 3.70% (7 bps beat) and provisions 4% below estimates. NPLs 8% below consensus. Loan growth was the issue, 1% below estimates and -1.1% YoY (8 straight Qs of declines).
7% adj EPS miss despite NIM 3.70% (7 bps beat) and provisions 4% below estimates. NPLs 8% below consensus. Loan growth was the issue, 1% below estimates and -1.1% YoY (8 straight Qs of declines).
January 16, 2026 at 11:26 AM
Another regional bank, this one a miss #$RF -5% pre-market
7% adj EPS miss despite NIM 3.70% (7 bps beat) and provisions 4% below estimates. NPLs 8% below consensus. Loan growth was the issue, 1% below estimates and -1.1% YoY (8 straight Qs of declines).
7% adj EPS miss despite NIM 3.70% (7 bps beat) and provisions 4% below estimates. NPLs 8% below consensus. Loan growth was the issue, 1% below estimates and -1.1% YoY (8 straight Qs of declines).
NPLs dominate credit acquisition firm portfolios in Cyprus
NPLs dominate credit acquisition firm portfolios in Cyprus
The Central Bank of Cyprus (CBC) on Friday reported that 94 per cent of loans held by credit acquisition companies were categorised as non-performing (NPLs) as of June 30, 2024. The report indicates a...
cyprus-mail.com
November 22, 2024 at 2:08 PM
NPLs dominate credit acquisition firm portfolios in Cyprus
NPLs in Russian consumer credit rise sharply, raising concerns over economic stability, says Igor Lipsits.
Credit card defaults have skyrocketed, with over 13% of borrowers struggling to keep up, signaling deepening financial distress for many families.
(1/7)
Credit card defaults have skyrocketed, with over 13% of borrowers struggling to keep up, signaling deepening financial distress for many families.
(1/7)
March 30, 2026 at 10:52 AM
NPLs in Russian consumer credit rise sharply, raising concerns over economic stability, says Igor Lipsits.
Credit card defaults have skyrocketed, with over 13% of borrowers struggling to keep up, signaling deepening financial distress for many families.
(1/7)
Credit card defaults have skyrocketed, with over 13% of borrowers struggling to keep up, signaling deepening financial distress for many families.
(1/7)
How many NPLs will the banks be holding when the row of dominos starts to drop?
February 25, 2026 at 3:31 PM
How many NPLs will the banks be holding when the row of dominos starts to drop?
Sources:
bks-ev.de/npl-baromete...
bks-ev.de/npl-baromete...
NPL-Barometer 2025: Volumen notleidender Kredite bis 2026 bei 60 Milliarden Euro? - Bundesvereinigung Kreditankauf und Servicing e.V.
Berlin, 02. Juni 2025 – Der Markt für notleidende Kredite (Non-performing Loans, kurz NPLs) bewegt sich trotz leicht abgeschwächter Dynamik nach wie vor auf
bks-ev.de
August 6, 2026 at 8:59 AM
Sources:
bks-ev.de/npl-baromete...
bks-ev.de/npl-baromete...
Property NPLs are either up big or not at all, depending on which Chinese bank reported this week that you look at.
March 28, 2024 at 11:55 AM
Property NPLs are either up big or not at all, depending on which Chinese bank reported this week that you look at.
1/3
Beijing recently told Chinese banks to boost consumer loans as a way of raising the consumption share of GDP. I worried that in the medium term this might lead to a rise in NPLs in...
www.chinabankingnews.com/p/the-future...
Beijing recently told Chinese banks to boost consumer loans as a way of raising the consumption share of GDP. I worried that in the medium term this might lead to a rise in NPLs in...
www.chinabankingnews.com/p/the-future...
The future of China's economy hinges on industrial policy and private enterprise: Huang Yiping
Our briefing on critical developments in China's economic discourse as of 2 May, 2025.
www.chinabankingnews.com
May 2, 2025 at 3:16 AM
1/3
Beijing recently told Chinese banks to boost consumer loans as a way of raising the consumption share of GDP. I worried that in the medium term this might lead to a rise in NPLs in...
www.chinabankingnews.com/p/the-future...
Beijing recently told Chinese banks to boost consumer loans as a way of raising the consumption share of GDP. I worried that in the medium term this might lead to a rise in NPLs in...
www.chinabankingnews.com/p/the-future...
Introducing MetaLigand, our latest collaboration with the Qian group, a database for predicting non-peptide ligand mediated cell-cell signaling.
www.biorxiv.org/content/10.1...
www.biorxiv.org/content/10.1...
MetaLigand: A database for predicting non-peptide ligand mediated cell-cell communication
Non-peptide ligands (NPLs), including lipids, amino acids, carbohydrates, and non-peptide neurotransmitters and hormones, play a critical role in ligand-receptor-mediated cell-cell communication, driv...
www.biorxiv.org
January 27, 2025 at 2:05 AM
Introducing MetaLigand, our latest collaboration with the Qian group, a database for predicting non-peptide ligand mediated cell-cell signaling.
www.biorxiv.org/content/10.1...
www.biorxiv.org/content/10.1...
Pushed by the ECB to create a profitable secondary market for NPLs, with hedge fund investments derisked by the Greek state and a legal re-coding that gave funds credit enforcement, the financial press still “wonders” why auctioned houses end up with investors & do not solve the housing problem. 👏
February 7, 2026 at 10:29 AM
Pushed by the ECB to create a profitable secondary market for NPLs, with hedge fund investments derisked by the Greek state and a legal re-coding that gave funds credit enforcement, the financial press still “wonders” why auctioned houses end up with investors & do not solve the housing problem. 👏
ruble truble 📉
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in Russian banking sector, says Ukrainian intelligence
The share of non-performing loans (NPLs) in Russia’s banking sector is rising amid an economic slowdown.
www.pravda.com.ua
September 9, 2025 at 1:29 PM
ruble truble 📉
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
ruble truble 📉
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in Russian banking sector, says Ukrainian intelligence
The share of non-performing loans (NPLs) in Russia’s banking sector is rising amid an economic slowdown.
www.pravda.com.ua
September 9, 2025 at 1:30 PM
ruble truble 📉
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
Share of non-performing loans growing in russian banking sector, says Ukrainian intelligence
www.pravda.com.ua/eng/news/202...
2/2
adjustment driven by BOC's growing exposure to retail credit risks."
In March banks were told to expand retail lending in order to boost consumption growth. As I pointed out then, in the past this has always led to a surge in retail NPLs.
adjustment driven by BOC's growing exposure to retail credit risks."
In March banks were told to expand retail lending in order to boost consumption growth. As I pointed out then, in the past this has always led to a surge in retail NPLs.
August 6, 2025 at 6:23 AM
2/2
adjustment driven by BOC's growing exposure to retail credit risks."
In March banks were told to expand retail lending in order to boost consumption growth. As I pointed out then, in the past this has always led to a surge in retail NPLs.
adjustment driven by BOC's growing exposure to retail credit risks."
In March banks were told to expand retail lending in order to boost consumption growth. As I pointed out then, in the past this has always led to a surge in retail NPLs.
With expectations of increased 'bad jobs' characterized by shorter workweeks and unpaid leave, the impact on consumer behavior and financial institutions remains considerable as NPLs continue to rise amid economic pressures.
(6/7)
(6/7)
March 30, 2026 at 10:52 AM
With expectations of increased 'bad jobs' characterized by shorter workweeks and unpaid leave, the impact on consumer behavior and financial institutions remains considerable as NPLs continue to rise amid economic pressures.
(6/7)
(6/7)