#TFSA
“Some people have suggested creating a “Maple Investment TFSA”, to encourage Canadians to invest more of their savings in Canada.

Under this proposal, the Government of Canada would match a portion of money invested in eligible Canadian investments through a TFSA, up to a certain amount.”
November 9, 2026 at 7:33 PM
Had my conversion last year. I've been withdrawing regularly from my RRSP so it will continue.
If you don't need the withdrawal put as much as possible into a TFSA.
November 7, 2026 at 6:01 PM
Got an RRSP, TFSA or RESP stuck at a big bank? Leaving can cost about $150 per account. Here’s how Ottawa’s proposed ban changes the math

flip.it/EQG-hD
Ottawa wants to ban the $150-per-account fee banks charge when you move your RRSP, TFSA or RESP — here's what it means for your next switch
Draft rules would stop banks from charging $50 to $150 per account when you transfer an RRSP, TFSA or RESP to a competitor
flip.it
November 8, 2026 at 9:15 PM
Your RESP is not the same as your TFSA for US tax purposes.

TFSA income is taxable annually and requires Form 3520. RESP income qualifies for foreign education trust relief under IRS rules. No Form 3520 required.

Lou handles both.

https://lou.bigtimedesign.ca?ref=b42
November 6, 2026 at 2:00 PM
Fresh Wealth Professional Canada (@WealthProCA) coverage of the new @Pollara Strategic Insights survey conducted for the Canadian ETF Association (@CETFAssn), regarding their proposed Maple Investment #TFSA:

www.wealthprofessional.ca/investments/... #ETF #ETFs #investing #investments #CETFA
November 9, 2026 at 7:04 PM
Ive had a TFSA for disabled Canadians for a decade. Guess how much Ive been able to contribute?
November 9, 2026 at 7:42 PM
Account labels travel badly across the border. Treating every Canadian wrapper like a TFSA is how people invent a filing surprise — sorting the character of each account before year-end is the quiet win.
November 6, 2026 at 9:18 PM
"What's the difference between a GIC and a TFSA?"

"Jimmy has 21 pumpkins and the train is traveling at 200 km/h..."
November 8, 2026 at 12:30 PM
Yeah, and while I don't like tech billionaires and their ilk, and I'm happy to see them lose some of their wealth, but I would rather they lose wealth via taxes, because losses like this affect everyone who has a pension or a retirement investment account, RSP, TFSA etc.
JUST IN: 🇺🇸 US stock market loses $2.3 trillion in the first hour of trading today.
November 5, 2026 at 7:00 PM
Awesome. This will be helpful for smaller accounts. Ans seniors who have GIC's maturing in their RSP/TFSA and want to get better rates than their current institution is offering without losing any interest rate gains to transfer out fees. It should help make rates more competitive.
November 6, 2026 at 7:00 PM
There is another estate-planning strategy that would keep the percentage gift to your son and daughter constant, regardless of the mandatory RRIF withdrawals, TFSA contributions, and rates of returns on the investments held in the two accounts.
Financial advice: Keeping your estate gifts balanced, part 2
www.thespec.com
November 6, 2026 at 1:41 PM
New @Pollara survey, conducted for the Canadian ETF Association (@CETFA), finds 78% of Canadians support creating a #Maple #Investment #TFSA - with just 6% opposed. Under the proposal, the Federal Govt would match a portion of $ invested in Canadian investments via a TFSA

Report: bit.ly/4irI3ZI
78% of Canadians support creating a Maple Investment TFSA, new Pollara–CETFA survey finds
November 4, 2026 – A new Pollara Strategic Insights survey, commissioned by the Canadian ETF Association (CETFA), finds that 78% of Canadians support and only 6% oppose creating a “Maple Investment…
www.pollara.com
November 6, 2026 at 5:59 PM
More coverage of the recent @Pollara study for the Canadian ETF Association (#CETFA / @CETFAssn) in the @CanadaFinanceJournal: Nearly 8 in 10 Canadians back a #Maple #Investment #TFSA. Report available free at www.pollara.com.

thecanadafinancejournal.com/article/9548...
Nearly 8 in 10 Canadians back a Maple Investment TFSA, CETFA tells Ottawa | The Canada Finance Journal
The Canada Finance Journal is an online news publication focusing on banking, finance & investment in the Canada: Fresh news on finance and banking in Canada
thecanadafinancejournal.com
November 7, 2026 at 1:01 PM
Meet NorthCalc: free Canadian money calculators for take-home pay, income tax, RRSP, TFSA, CPP, GST/HST and mortgages, for every province and territory, on the latest official rates. Plus free PDF and image tools. No sign-up, and your numbers stay on your device. northcalc.ca/start/
November 5, 2026 at 1:28 PM
Four accounts, one big question: how do you decide where your money goes?

There’s no one-size-fits-all answer, but a goal-first approach helps:

✔️ TFSA: Your flexible bucket. Growth is tax-free and withdrawals are easy, which makes it a strong fit for emergency savings and shorter-term goals.
✔️ F
November 6, 2026 at 3:01 AM
wage or less...nothing in return for another tax goodie...the TFSA.
You hit your limit?
He got elected over & over.

The new Liberal government while dealing with Trump keeps expanding the grocery benefit.
They're pumping billions into the trades to get kids a decent job.
November 9, 2026 at 5:57 PM
New on the blog: What works where you live: the US, Canada, the UK, Australia, Switzerland and Singapore. Study 01 now covers 30 accounts in 16 countries. In an IRA, a TFSA, an ISA or a Singapore account...
BestFolio
Tactical Asset Allocation signals
bestfolio.app
November 8, 2026 at 8:45 AM
The 2026 TFSA dollar limit is $7,000. Someone who turned 18 by 2009 and has never contributed has $109,000 of room in 2026. Check your own room: northcalc.ca/start/
November 5, 2026 at 6:38 PM
Ottawa urged to launch all-Canadian ‘Maple’ TFSA financialpost.com/investing/ot...
Ottawa's budget should consider an all-Canadian 'Maple' TFSA, ETF group says
CETFA's recommendations include a matching grant of up to $1,000 for some, and changes to ETF capital gains taxes
financialpost.com
November 3, 2026 at 1:13 PM
Ottawa’s budget should consider an all-Canadian ‘Maple’ TFSA, ETF group says

financialpost.com/investing/ot...
Ottawa's budget should consider an all-Canadian 'Maple' TFSA, ETF group says
CETFA's recommendations include a matching grant of up to $1,000 for some, and changes to ETF capital gains taxes
financialpost.com
November 3, 2026 at 12:45 PM
And then, what counts as creating?
Some people complaining it would be a non-refundable tax credit. I don't see that as a problem.
But a clawback for large earners might see funds for making the $45k non-pensionable as well.
Artists can do better with a TFSA.
November 6, 2026 at 5:03 AM
Connect your bank, see where your money goes, and track your TFSA and RRSP, all priced in CAD.

Free to start on iPhone, Android and the web: waypointbudget.com

#PersonalFinance
Waypoint Budget - Budgeting Made Simple
Budgeting shouldn't feel like homework. Waypoint Budget keeps it simple: connect your bank, see where your money goes, and know what's safe to spend. Clean, easy to understand, and built for Canada an...
waypointbudget.com
November 8, 2026 at 12:37 AM
TFSA Contribution Room: How It Builds, and Why the CRA’s Number Can Be Behind

The Tax-Free Savings Account has one rule that matters more than every other feature it offers: you can only put in what your contribution room allows. Go over and the CRA charges you real money for every month the…
TFSA Contribution Room: How It Builds, and Why the CRA’s Number Can Be Behind
The Tax-Free Savings Account has one rule that matters more than every other feature it offers: you can only put in what your contribution room allows. Go over and the CRA charges you real money for every month the excess sits there. Stay under and the account does something almost nothing else in the tax system does, which is let growth and withdrawals come out tax-free.
2014taxes.ca
November 7, 2026 at 4:38 PM
Within an RRSP (if you have a spouse you can designate them as you beneficiary.) And at the end of the yr you turn 71 you have to transfer the $$$ to a RIF or an annuity. Another option is to put $$ into a TFSA account . (I am not a financial advisor) so best to speak with one for clarification
🇨🇦 The danger with RRSPs is that if the person dies Revenue Canada vacuums up to 60% of its contents. Allowing people to keep money in their RRSPs is a nasty trick if it's because Revenue Canada hopes a greater % of RRSP owners will die with money left in the RRSP.
www.cbc.ca/news/politic...
7 takeaways from the Carney government's 2nd budget | CBC News
The 2026 federal budget outlines billions in new spending, but mostly on non-permanent measures. Here are some takeaways.
www.cbc.ca
November 6, 2026 at 6:51 AM
Picked a bad week to open a TFSA.
November 1, 2026 at 8:56 PM