Nobody plans to lose a passport, miss a connection, arrive without luggage, or spend the night in an airport. Episode 10 shows how preparation can make those problems smaller. Scott covers document copies, entry requirements, medications, carry-on essentials, realistic connection times, travel protection, emergency contacts, itinerary sharing, and what to do when a flight is canceled or a passport disappears abroad. Good planning is not about expecting disaster; it is about creating options. Build your travel backup plan before departure so that when the original itinerary changes, you can stay calm, protect the rest of the trip, and take the next useful step.

Nobody gets excited about buying travel insurance.There's no ocean view. No cocktail. No room upgrade. And you're probably not posting a picture of your policy on Instagram.But when something goes wrong?It can suddenly become one of the most important purchases connected to your entire vacation. In Episode 15 of “Is It Worth It?”, Scott Showalter asks whether travel insurance is really worth the additional cost.We’ll discuss trip cancellation, medical emergencies abroad, interruptions, delays, lost luggage, cruises, expensive prepaid vacations, and why travelers need to understand that travel insurance doesn't mean everything is automatically covered.The goal isn't to find a policy you hope to use.Quite the opposite.It's understanding how much financial risk you're willing to accept if the unexpected happens.This time, the Scott Showalter Worth-It Meter isn't measuring luxury or convenience.It's measuring protection.

A few questions are worth running past a policy before assuming it fits a repositioning itinerary.

The committee recommended passage of SF 3779 to adopt a regulatory framework for travel insurance, including disclosures, a free‑look refund period and a ban on illusory coverage, with industry and commerce witnesses supporting the measure.