#ZeroPremium
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New RESEARCH with @colemandrake.bsky.social @dludwinski.com Sarah Avina and Dylan Nagy in @jama.com #HealthForum

Examining #ZeroPremium plan turnover leads to less re-enrollment and more active choices to plan switch

jamanetwork.com/journals/jam...
Coverage Retention and Plan Switching Following Switches From a Zero- to a Positive-Premium Plan
This cross-sectional study estimates how zero-premium silver plan turnover affected Marketplace coverage in 29 HealthCare.gov states after the implementation of the American Rescue Plan Act.
jamanetwork.com
May 23, 2025 at 4:05 PM
How many insurers are offering cash cards with unrestricted usage on #ZeroPremium #ACA plans?

I heard an ad this afternoon offering de facto neg premium plan -- this is #ODD

balloon-juice.com/2024/08/12/c...

#ACA
#HealthPolicy

@adrianna.bsky.social @colemandrake.bsky.social
Balloon Juice - Cash cards and ACA plans?
I was getting my pre-professor start hair cut this afternoon. The place I go to plays an urban radio station for background noise. It is usually good background noise but an insurance broker ad really...
balloon-juice.com
August 12, 2024 at 5:33 PM
Trying to frame out my "Where have I been" and the "Where am I going" chunks of my job talk today

I think this is a good way of thinking about where I have been

Some papers can be double-counted (APM and Medicaid for instance) and others are just single topics #ZeroPremium #NothingMattersALot
November 19, 2023 at 5:35 PM
I wonder if we can think about #ZeroPremium #ACA plans as a de facto back door subsidy to full premium paying Off-Exchange enrollees as ZP pulls in a lot of low to no claim enrollees which drops average risk and average premium

@colemandrake.bsky.social @adrianna.bsky.social
October 20, 2025 at 1:09 PM
pittcp3.bsky.social
CP3's @colemandrake.bsky.social co-authored a study that found losing automatic reenrollment into a #ZeroPremium plan on HealthCare.gov caused a quarter million people to become uninsured.

www.upmc.com/media/news/0...

@dmaanderson.bsky.social @dludwinski.com
Millions of HealthCare.gov Participants Face Coverage Loss Due
Millions of HealthCare.gov Participants Face Coverage Loss Due to Burdensome Reenrollment Policies, According to New Research
www.upmc.com
May 28, 2025 at 3:00 PM
benefitmims.bsky.social
It's rare but not unheard of for companies to provide #ZeroPremium #HealthInsurance to employees. But that doesn't mean it's free. #EmployeeBenefits
Health insurance premiums are going up next year — unless you work at these companies
As U.S. health insurance costs rise, some companies are paying for all of their workers' premiums. It's a big expense — but they say it pays off.
buff.ly
October 16, 2025 at 5:30 PM
william8000.bsky.social
Millions of HealthCare.gov participants face coverage loss due to burdensome reenrollment policies medicalxpress.com/news/2025-05... #AutomaticEnrollment #ZeroPremium #Marketplace #Reenrollment #HealthInsurance #AffordableCareAct #CoverageLoss
Welcome to the Health Insurance Marketplace®
Welcome to the Health Insurance Marketplace®. Official government website.
HealthCare.gov
May 24, 2025 at 9:12 PM
Why does this matter?

Administrative frictions are hyper common tripping points. #ZeroPremium plans reduce frictions. #AutomaticReenrollment reduce frictions.

Little things trip people up.

The House Reconciliation bill installs massive amounts of friction that will lead to disenrollment.
May 23, 2025 at 4:05 PM