Core banking platform to manage loans, deposits and transaction accounts of more than 11m customers across four Nordic countries.

Coop Norway is working on a core banking platform with Mambu, which specialises in digital banking tech, and IT consultancy Knowit

I got ahold of the Copilot+ software. Recall uses a bunch of services themed CAP - Core AI Platform. Enabled by default. It spits constant screenshots (the product brands then “snapshots”, but the...

Data Platform Engineer Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Mak

Fiserv has launched its digital-asset platform, now live with financial institution clients. Bank of North Dakota's Roughrider Coin, a dollar-backed stablecoin, is its first production use case. VersaBank is the issuer, Fireblocks provides the digital-asset infrastructure, and Solana processes transactions. This integration brings stablecoin settlement closer to existing core banking systems used by traditional financial institutions. Roughrider Coin aims to enhance money movement within North Dakota's interbank network. Fiserv's platform simplifies the integration of issuance, settlement, wallet infrastructure, and core financial system connections for banks. This development signifies a shift for stablecoins away from being exclusively crypto payment rails. Solana gains a new institutional payment use case beyond retail DeFi. Fiserv's extensive distribution network within banks is a key advantage for broad adoption. The focus is on improving back-end banking processes like settlement speed and reconciliation through stablecoins.

Imagine you are building a cloud-native backend for a high-frequency trading platform or a core...

Engine by Starling is a cloud native, full featured, and flexible SaaS banking platform. Build your financial products on our software. Start your journey.

Bank of America has rolled out AI agents to around 1,000 financial advisors, marking an early move to bring AI into core banking roles.

Yayoi, a leading Japanese provider of back-office software, has launched the "Banking Service by Yayoi," a next-generation FinTech platform designed for small and medium-sized enterprises (SMEs) and sole proprietors. Developed in partnership with GMO Aozora Net Bank, the service integrates core banking functions directly into Yayoi’s accounting software environment. The initiative leverages GMO Aozora Net Bank’s Banking-as-a-Service (BaaS) infrastructure to eliminate the "silo" between financial management and banking. Traditionally, business owners in Japan have had to navigate separate logins and manual data transfers between their accounting software and internet banking portals. This new service allows users to perform transactions—including balance inquiries and fund transfers—without ever leaving the Yayoi platform. ## Sign up for Japan FinTech Observer Cutting through the noise of Japanese Finance & FinTech Subscribe Email sent! Check your inbox to complete your signup. No spam. Unsubscribe anytime. ### **Efficiency and Cost Leadership** By embedding banking capabilities, Yayoi aims to significantly reduce the administrative burden on SMEs. Key features of the service include: * **Rapid Onboarding:** Fully online application processes with same-day account opening for eligible users. * **Competitive Pricing:** The service carries no monthly fee, and transfers to other banks are priced at 143 yen (tax included), which the company identifies as a market-leading low rate among major and internet-only banks. * **Seamless Integration:** Transaction data is automatically synced, reducing the need for manual bookkeeping and minimizing human error. ### **Regulatory Compliance and Market Reach** Yayoi, which boasts a user base of over 3.5 million registered customers, has secured the necessary regulatory standing to offer these services, holding registrations for both financial service intermediation and electronic payment service agencies. ### **Future Outlook** The partnership plans to expand the service's capabilities throughout 2026. Upcoming updates are expected to include enhanced automated journal entry features and the ability to import "firm banking" data directly from Yayoi’s flagship accounting products. As the Japanese SME sector faces increasing pressure to digitalize, this collaboration represents a significant step toward "embedded finance," where banking becomes a background utility within the software tools that businesses use daily. * * * GMO Aozora Net Bank Deploys AI for Third-Party Management; Enhances Risk Governance with “Lens RM”Lens, a provider of governance and risk management solutions, has deployed its third-party management cloud solution, “Lens RM,” at GMO Aozora Net Bank. By incorporating artificial intelligence (AI) into the increasingly complex risk assessment process associated with expanding startup transactions and its Banking-as-a-Service (BaaS) business, the bank aims to achieveJapan FinTech ObserverNorbert Gehrke

Data Platform Engineer Banking hasn't changed much in decades. We're changing that. One product at a time. Lunar is a Nordic challenger bank building the future of financial life with AI at the core. Our engineers, designers, and product people work on problems that actually matter. Mak

Introduction: A Regional Bank Steps Into the Future of Finance Infrastructure In a decisive move that signals a broader transformation across Japan’s regional banking sector, Saga Bank has begun operating its core banking system on a cloud platform. This transition marks a significant departure from traditional infrastructure, reflecting a growing urgency among financial institutions to modernize operations, cut costs, and strengthen resilience against increasingly unpredictable risks such as natural disasters and system failures.

The new capability aims to simplify access to Wells Fargo’s core technology platform, enabling plain language queries and faster access to insights.

Image: XElon Musk has taken a significant step toward turning X into an "everything app" with the U.S. launch of X Money. Available to Premium and Premium+ subscribers, the feature brings core banking...

ABOUT KNOT Knot’s mission is to empower consumers and businesses alike with connected merchant and banking experiences. Knot is like “Plaid for merchant connectivity.” We are building the platform...

ABOUT KNOT Knot’s mission is to empower consumers and businesses alike with connected merchant and banking experiences. Knot is like “Plaid for merchant connectivity.” We are building the platform...

Podcast Episode · FinTech Newscast · 12/04/2025 · 1 sec