kind of not ideal that the world economy is run by a cabal of pedophiles but also the two corporations that control all consumer spending think that if you jerk off you should be unbanked
March 11, 2026 at 5:26 AM
kind of not ideal that the world economy is run by a cabal of pedophiles but also the two corporations that control all consumer spending think that if you jerk off you should be unbanked
Note that the FDIC's 2023 survey of "National Survey of Unbanked and Underbanked Households" asks crypto questions, and surprise surprise, the "banked" use crypto far more than the "unbanked".
fdic.gov/household-su...
fdic.gov/household-su...
May 26, 2025 at 12:32 AM
Note that the FDIC's 2023 survey of "National Survey of Unbanked and Underbanked Households" asks crypto questions, and surprise surprise, the "banked" use crypto far more than the "unbanked".
fdic.gov/household-su...
fdic.gov/household-su...
setting aside everything else, cryptocurrency holding peaks in the 30-44 demographic (at 11%) and the rate of young people being unbanked continues to fall, 18-29s currently standing at around 10%, roughly an all-time low. As has always been true, the unbanked are mostly those with incomes <$25,000
Young men don't open bank accounts. They are too expensive. They download coin base or Robinhood app and buy crypto. That's their savings
If one party pushes that number higher. They vote for em. Gensler/Biden caused those savings to go down. The demo with the biggest change was young men
If one party pushes that number higher. They vote for em. Gensler/Biden caused those savings to go down. The demo with the biggest change was young men
This is legit the dumbest thing I've ever seen him say
March 25, 2025 at 3:35 PM
setting aside everything else, cryptocurrency holding peaks in the 30-44 demographic (at 11%) and the rate of young people being unbanked continues to fall, 18-29s currently standing at around 10%, roughly an all-time low. As has always been true, the unbanked are mostly those with incomes <$25,000
The mommunism account rules. Trying to get people to fall for scams but wokishly. You need to give out your account numbers otherwise you're discriminating against the unbanked.
April 12, 2026 at 3:15 AM
The mommunism account rules. Trying to get people to fall for scams but wokishly. You need to give out your account numbers otherwise you're discriminating against the unbanked.
"Congresspeople" and "unbanked individuals in the US" are two sides of a Venn diagram that's miles in diameter
November 1, 2023 at 7:46 PM
"Congresspeople" and "unbanked individuals in the US" are two sides of a Venn diagram that's miles in diameter
for no reason does anyone have a good guide for going unbanked without it having to do with any of that silly crypto bullshit
February 1, 2025 at 5:49 AM
for no reason does anyone have a good guide for going unbanked without it having to do with any of that silly crypto bullshit
kids, the unbanked, the phoneless, people of all abilities should be able to take *public* transit easily
This is the case in San Diego and it is completely insane. Totally excludes those without phone (or bank account) or those who can’t deal with all the hoops you have to jump through to get the app set up. I have had to set it up for various technologically challenged individuals.
July 21, 2025 at 4:02 PM
kids, the unbanked, the phoneless, people of all abilities should be able to take *public* transit easily
my crank theory for the day is intuit did this intentionally as part of a corrupt deal with trump to reduce refund payments to unbanked populations, which are largely BIPOC and hispanic
March 19, 2026 at 5:09 PM
my crank theory for the day is intuit did this intentionally as part of a corrupt deal with trump to reduce refund payments to unbanked populations, which are largely BIPOC and hispanic
people who own crypto (still a very small percentage of the population btw) are MORE likely to also use banks. The percentage of people who are unbanked is 4.5%. Of those, only 1.2% own crypto. So what Cuban is describing as a big trend is like .05% of the population at most.
March 25, 2025 at 3:10 PM
people who own crypto (still a very small percentage of the population btw) are MORE likely to also use banks. The percentage of people who are unbanked is 4.5%. Of those, only 1.2% own crypto. So what Cuban is describing as a big trend is like .05% of the population at most.
(most people who are unbanked are unbanked for reasons like "don't trust the financial system" or "don't have an ID", not "no convenient banks nearby".)
September 10, 2026 at 1:21 PM
(most people who are unbanked are unbanked for reasons like "don't trust the financial system" or "don't have an ID", not "no convenient banks nearby".)
Much less chance of ending up unbanked that way.
April 12, 2026 at 4:52 AM
Much less chance of ending up unbanked that way.
It's possible that 66 year old billionaire Mark Cuban is not the 'unbanked young man' whisperer
March 25, 2025 at 3:49 AM
It's possible that 66 year old billionaire Mark Cuban is not the 'unbanked young man' whisperer
Does he still somehow manage to remain unbanked as one of the most powerful men in the country?
November 21, 2025 at 3:11 PM
Does he still somehow manage to remain unbanked as one of the most powerful men in the country?
everyone dunking is dunking on this because it's stupid, but it's also just wrong. we have actual numbers on who is unbanked and this is not consistent with those numbers.
Young men don't open bank accounts. They are too expensive. They download coin base or Robinhood app and buy crypto. That's their savings
If one party pushes that number higher. They vote for em. Gensler/Biden caused those savings to go down. The demo with the biggest change was young men
If one party pushes that number higher. They vote for em. Gensler/Biden caused those savings to go down. The demo with the biggest change was young men
This is legit the dumbest thing I've ever seen him say
March 25, 2025 at 2:30 PM
everyone dunking is dunking on this because it's stupid, but it's also just wrong. we have actual numbers on who is unbanked and this is not consistent with those numbers.
Not to derail the argument but..
Is the $8k just for those who have a bank account?
I've seen estimates of 5-7% unbanked & ~20% under banked. All good arguments for a minimum-fee postal bank
Unbanked - Wikipedia share.google/kYdF9cv5tJjq...
Is the $8k just for those who have a bank account?
I've seen estimates of 5-7% unbanked & ~20% under banked. All good arguments for a minimum-fee postal bank
Unbanked - Wikipedia share.google/kYdF9cv5tJjq...
May 28, 2026 at 2:33 PM
Not to derail the argument but..
Is the $8k just for those who have a bank account?
I've seen estimates of 5-7% unbanked & ~20% under banked. All good arguments for a minimum-fee postal bank
Unbanked - Wikipedia share.google/kYdF9cv5tJjq...
Is the $8k just for those who have a bank account?
I've seen estimates of 5-7% unbanked & ~20% under banked. All good arguments for a minimum-fee postal bank
Unbanked - Wikipedia share.google/kYdF9cv5tJjq...
and don't get me started on banking! "lower-income, less-educated, Black, Hispanic, disabled, and single-parent households continue to be significantly more likely to be unbanked. In addition, the FDIC survey found two-thirds (66.2 percent) of unbanked households relied entirely on cash"
FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023 | FDIC.gov
www.fdic.gov
January 31, 2026 at 12:25 AM
and don't get me started on banking! "lower-income, less-educated, Black, Hispanic, disabled, and single-parent households continue to be significantly more likely to be unbanked. In addition, the FDIC survey found two-thirds (66.2 percent) of unbanked households relied entirely on cash"
🚨BREAKING: California State Budget includes $1M for CalAccount! The Legislature will move forward with implementing a first-in-the-nation fee-free public banking option for millions of unbanked & underbanked Californians.
seiuca.org/press-releas...
seiuca.org/press-releas...
July 2, 2025 at 8:07 PM
🚨BREAKING: California State Budget includes $1M for CalAccount! The Legislature will move forward with implementing a first-in-the-nation fee-free public banking option for millions of unbanked & underbanked Californians.
seiuca.org/press-releas...
seiuca.org/press-releas...
Less than 10% of 18-29s are unbanked and that is predominantly people with very low incomes. Crypto is most popular with the 30-44, with 11% and falling having holdings. It's a very niche product
May 26, 2025 at 1:26 PM
Less than 10% of 18-29s are unbanked and that is predominantly people with very low incomes. Crypto is most popular with the 30-44, with 11% and falling having holdings. It's a very niche product
What did Reagan call them??! Welfare queens? Hey @grindr.bsky.social how does the unbanked welfare queen pay for his account???
September 3, 2026 at 6:32 PM
What did Reagan call them??! Welfare queens? Hey @grindr.bsky.social how does the unbanked welfare queen pay for his account???
Also, how does he think they pay rent and buy groceries? The supermarket is not taking cyptro or stock tips in exchange for food. (this is exactly why being unbanked is hard, and post office banks are great)
March 25, 2025 at 1:26 PM
Also, how does he think they pay rent and buy groceries? The supermarket is not taking cyptro or stock tips in exchange for food. (this is exactly why being unbanked is hard, and post office banks are great)
As for the unbanked part, ask @leavittalone.bsky.social what we could be leveraging with the USPS to address that issue if you want an earful
February 25, 2026 at 3:16 PM
As for the unbanked part, ask @leavittalone.bsky.social what we could be leveraging with the USPS to address that issue if you want an earful
There's no such thing as "unbanked" or the "democratization of finance"
People are unbanked because they have NO MONEY.
People are unbanked because they have NO MONEY.
February 20, 2025 at 3:59 PM
There's no such thing as "unbanked" or the "democratization of finance"
People are unbanked because they have NO MONEY.
People are unbanked because they have NO MONEY.
I really want to hammer what this means. @mcuban.bsky.social is combining an un and underbanked narrative with his narrative about the crypto usage of young men. According to the best data we have, a 2023 FDIC survey, only about 1% of crypto users are unbanked.
Note that the FDIC's 2023 survey of "National Survey of Unbanked and Underbanked Households" asks crypto questions, and surprise surprise, the "banked" use crypto far more than the "unbanked".
fdic.gov/household-su...
fdic.gov/household-su...
May 26, 2025 at 12:47 AM
I really want to hammer what this means. @mcuban.bsky.social is combining an un and underbanked narrative with his narrative about the crypto usage of young men. According to the best data we have, a 2023 FDIC survey, only about 1% of crypto users are unbanked.
A ton of low-wage workers don't get direct deposit, but get paid on payroll cards.
14.2 % of households are unbanked or underbanked.
www.fdic.gov/household-su...
14.2 % of households are unbanked or underbanked.
www.fdic.gov/household-su...
2023 FDIC National Survey of Unbanked and Underbanked Households | FDIC.gov
www.fdic.gov
March 25, 2025 at 11:16 AM
A ton of low-wage workers don't get direct deposit, but get paid on payroll cards.
14.2 % of households are unbanked or underbanked.
www.fdic.gov/household-su...
14.2 % of households are unbanked or underbanked.
www.fdic.gov/household-su...