#ynab
broke: free IRS Direct File

woke: free YNAB access
In general, budgeting skills have degraded enormously from Gen X onward, and the current generation of college-age Americans is likely both the least financially literate and least capable of navigating the job market in US history. This is a problem.
I have no data or anecdotes to back this up, but I nonetheless feel at least some part of this was people pouring their money into sports gambling and OnlyFans subscriptions and then doing the surprised Pikachu face when their budget doesn’t work out

So basically the dril candles tweet
July 24, 2025 at 12:25 AM
I've been looking up the YNAB zero based budgeting and envelope system, it's extremely appealing. Weirdly evangelistic and cult like, but makes perfect sense.
December 7, 2024 at 6:22 AM
Join YNAB as an iOS Engineer!

YNAB is a financial education company with a spendfulness app that helps people all over the world spend their money (guilt-free!) on what matters most to them.

Work from anywhere, with a salary range of $145,000-190,000.

jobs.diversifytech.com/job/1720714-...
Diversify Tech | iOS Engineer @ YNAB
About Us and Why We’re Hiring We’re YNAB (“why-nab”), a financial education company with a...
jobs.diversifytech.com
April 28, 2025 at 3:16 PM
A good reddit explainer post on it: www.reddit.com/r/ynab/comme...
December 7, 2024 at 12:44 PM
I am too old and set in my ways for YNAB to be changing the app layout this frequently
September 17, 2025 at 2:55 PM
I agree, YNAB
August 5, 2025 at 12:57 AM
www.youtube.com/watch?v=XyeT...

YNAB's whole philosophy in a nutshell, via the mistakes people make starting out with it.
6 Common YNAB Mistakes You Might Be Making
YouTube video by YNAB
www.youtube.com
December 16, 2024 at 6:24 AM
sprained my ankle racing to ynab to create a line item in my budget to save for these
June 30, 2025 at 4:48 PM
YNAB is looking for a Senior iOS Engineer!

You Need a Budget (YNAB) helps people get good at money.

They are looking for someone with five years of professional software development experience and three years of experience writing native iOS apps.

jobs.diversifytech.com/job/2363544-...
Diversify Tech | Humbly Confident Senior iOS Engineer @ YNAB
About Us and Why We’re Hiring We’re YNAB (“why-nab”), a product company with a mission:...
jobs.diversifytech.com
June 1, 2026 at 7:52 PM
I used to hate the idea of budgeting but then I became a YNAB freak and it’s really changed my relationship to money
April 29, 2024 at 4:18 PM
just reading this made me need to go look at ynab again today
April 21, 2025 at 2:46 AM
Prix des carburants : le décret sur l’aide de 18 millions d’euros accordée aux pêcheurs a été publié ce dimanche au Journal officiel
🔗https://l.sudouest.fr/yNAB
September 27, 2026 at 9:53 AM
Y'know it's not often I shill a product like this but tbh I haven't used this app in years and I still pay the annual fee because without this app and its free lessons I wouldn't be nearly as financially responsible as I am rn. YNAB helped me learn how to prioritize while living my life
YNAB
Have you ever worried about money? You're not alone. Download YNAB, get good at money, and never worry about money again.
www.ynab.com
July 29, 2026 at 4:54 PM
FYI: YNAB vs. EveryDollar: Which Budgeting Method Fits Your Habits?
YNAB vs. EveryDollar: Which Budgeting Method Fits Your Habits?
Compare YNAB and EveryDollar by method, flexibility, debt focus, and habit fit so you can choose the budgeting system you will actually stick with.
dlvr.it
September 26, 2026 at 1:28 PM
ok internet hive mind of responsible 30 somethings

i need good budgeting software, preferably self hosted, but if it's SaaS something not horrendous on privacy

and not YNAB. i'm done with her.
April 30, 2026 at 12:26 AM
set up YNAB for the new year, please clap
December 30, 2023 at 8:55 PM
Get a YNAB account and get really really good at using it. This is not a paid advertisement, it is literally one of those products I will swear by and that I find invaluable.
Those who are 35+, what advice do you have for people just entering their 30s?
October 6, 2025 at 9:37 PM
I used to start a fresh ynab budget every year. Then I kept using the same one and updated the budget name. Now I'm just using "2017-20" forever
September 20, 2026 at 1:16 AM
ICYMI: YNAB vs. EveryDollar: Which Budgeting Method Fits Your Habits?
YNAB vs. EveryDollar: Which Budgeting Method Fits Your Habits?
Compare YNAB and EveryDollar by method, flexibility, debt focus, and habit fit so you can choose the budgeting system you will actually stick with.
dlvr.it
September 25, 2026 at 1:27 PM
I'm a YNAB evangelist
July 2, 2026 at 4:49 PM