Mumbai, Oct 7 (SocialNews.XYZ) The Reserve Bank of India (RBI) Governor Sanjay Malhotra on Wednesday said financial markets can often behave irrationally in the short term and suggested that several indicators point to the rupee being undervalued rather than overvalued. Speaking at the post-policy press conference following the Monetary Policy Committee's (MPC) decision, Malhotra said market perceptions and currency positioning do not always reflect the underlying value of a currency. "Only in the long run are markets able to find the right value," he said while responding to a question on the continued depreciation bias reflected in currency surveys and hedging activity.

Mumbai, Oct 7 (SocialNews.XYZ) Reserve Bank of India (RBI) Governor Sanjay Malhotra said on Wednesday that the new merchant charges on Unified Payments Interface (UPI) transactions are a small fee that will not adversely impact the momentum of the country’s digital payments. "MDR decision has already been taken. As of now, we do not see any drop in volumes. I don't personally think a small fee will have any impact on UPI volumes," Malhotra said in response to a media query at a press conference here after the RBI’s monetary policy announcement.

The RBI Governor said the world economy had shown considerable resilience despite repeated disruptions since the COVID-19 pandemic.

New Delhi, Oct 3 (SocialNews.XYZ) A correction in elevated artificial intelligence (AI)-related valuations in advanced economies could potentially benefit India by diverting capital flows towards domestic markets despite a slowdown in global investment cycle, Reserve Bank of India (RBI) Governor Sanjay Malhotra said on Saturday. Speaking at the Kautilya Economic Conclave 2026 here, Malhotra said the AI investment boom has been a major driver of global financial markets in recent years. However, he stated that any moderation in AI-related investment or earnings could lead to a significant repricing of financial assets linked to the sector.

Mumbai, Sep 8 (SocialNews.XYZ) Fintech has played a key role in connecting India’s vast and diverse population with formal finance faster and more affordably, while transforming customer experience, financial infrastructure and credit delivery, Reserve Bank of India Governor Sanjay Malhotra said on Tuesday. Speaking at the Global Fintech Fest (GFF) 2026, Malhotra said fintech has significantly improved the efficiency of India’s financial ecosystem by reducing account-opening and payment-settlement times, lowering transaction costs and strengthening fraud detection through AI-driven analytics. “This has been made possible by fintech, which bridges and connects our vast, diverse population to formal finance faster and more affordably,” Malhotra said.

Asheville (US), Sep 2 (SocialNews.XYZ) Reserve Bank of India Governor Sanjay Malhotra participated in the G20 Finance Ministers and Central Bank Governors (FMCBG) meeting in Asheville, in the US state of North Carolina, engaging with global counterparts on key economic and financial priorities. The Governor also met Federal Reserve Chairman Kevin Warsh and the International Monetary Fund's (IMF) First Deputy Managing Director Dan Katz on the sidelines of the FMCBG meeting, according to an RBI post on X. India is taking part in the two-day G20 FMCBG meeting, with Finance Minister Nirmala Sitharaman is leading India’s delegation.

Mumbai, Aug 11 (SocialNews.XYZ) Reserve Bank of India (RBI) Governor Sanjay Malhotra on Tuesday said artificial intelligence (AI) has the potential to transform credit delivery, improve customer service and accelerate financial inclusion in India, urging banks to adopt the technology responsibly and shape their AI journey with intent rather than letting it evolve by default. Delivering the inaugural address at the FIBAC 2026 conference here, Malhotra described AI as a defining force for Indian banking, comparable to the impact of economic liberalisation in the 1990s and digitalisation in the 2010s.

Speaking during the Monetary Policy Committee (MPC) meeting, he flagged risks to global supply chains and energy markets.

RBI MPC Meeting 2025: RBI cuts repo rate by 25 BPS at 6.25%, a first rate cut in five years भारतीय रिजर्व बैंक आरबीआई ने 5 साल बाद राहत भरी खबर सुनाई। भारतीय रिजर्व बैंक की मॉनेटरी पॉलिसी कमेटी ने रेपो रेट में कटौती तो की है लेकिन इस पर रुख में बदलाव न करते हुए इसे 'न्यूट्रल' पर ही बरकरार रखा है। तीन दिन तक चली बैठक के बाद रेपो रेट में 0.25 फीसदी की कटौती का एलान किया गया है। इस कटौती के बाद रेपो रेट 6.50 फीसदी से घटकर 6.25 फीसदी हो गया है। इससे होम लोन, ऑटो लोन और पर्सनल लोन सहित सभी खुदरा कर्ज सस्ते हो जाएंगे और ईएमआई भी घटेगी। आरबीआई गवर्नर संजय मल्होत्रा ने सुबह 10 बजे मॉनेटरी पॉलिसी कमेटी में लिए फैसलों की जानकारी दी। गवर्नर संजय मल्होत्रा ने कहा कि भारतीय अर्थव्यवस्था मजबूत बनी हुई है, लेकिन वैश्विक चुनौतियों से अछूती नहीं है। हमारा प्रयास हितधारकों के साथ परामर्श करना और उन्हें महत्व देना होगा। उन्होंने यह भी कहा कि नई फसल की आवक के साथ खाद्य मुद्रास्फीति में नरमी आने की संभावना है। बढ़ती महंगाई और वैश्विक आर्थिक परिस्थितियों के कारण आरबीआई ने लंबे समय तक ब्याज दरें ऊंची बनाए रखीं। लेकिन अब जब अर्थव्यवस्था स्थिर हो रही है तो रेपो रेट में कटौती कर लोगों को राहत देने का फैसला किया गया है। मार्च 2022 में में आरबीआई ने रूस- यूक्रेन से वैश्विक भू-राजनीति हालात विकट होने और महंगाई बढने के कारण अचानक रेपो रेट बढाने का फैसला लिया। तब आरबीआई को 01 अगस्त 2018 के बाद पहली बार ब्याज दरें बढ़ाने का निर्णय लेना पड़ा।

Have a look at the bio, age and education of IAS Sanjay Malhotra Sanjay Malhotra is the newly appointed RBI Governor who will replace Shaktikanta Das, find out more about him and his career below. Das officially ended his term as the 25th RBI Governor on December 10, 2024, after serving for six years. Who is IAS Sanjay Malhotra, new RBI Governor, biography, age, wife, education, hometown birth place, batch, career and salary…

After a decade tested by a pandemic and war, Michael Patra distils four lessons from India’s flexible inflation-targeting framework. by Michael Debabrata Patra, BasisPointInsight.com

As global markets closely watch developments in West Asia, RBI Governor Sanjay Malhotra has outlined how India is preparing for continued uncertainty despite the recent memorandum of understanding between the United States and Iran. Watch video to know more. #rbigovernor #sanjaymalhotra #rbi #crudeoil #oilprices #westasiacrisis #indiaeconomy #inflation #usa #globalmarkets #economicgrowth #indianeconomy #oilpricehike #financialnews #timesnow #englishnews, World Videos, Times Now

Mumbai, Aug 5 (SocialNews.XYZ) RBI Governor Sanjay Malhotra said on Wednesday that costs have to be paid by someone for the sustainability of the public infrastructure for digital payments to run the UPI system, but this may not fall on general consumers. He was responding to a question, at a press conference here, on how the RBI plans to impose a merchant discount rate (MDR) or commission on UPI transactions. “It is very premature to say something on it, let's wait and watch for the development, ultimately it is the consumers who pay but it may not be the general consumers,” he remarked.

New Delhi, Aug 5 (SocialNews.XYZ) The Indian economy has remained resilient amid persisting global headwinds, RBI Governor Sanjay Malhotra said on Wednesday, adding that high frequency indicators available so far point towards steady domestic demand in Q1 2026-27. Private consumption remained robust. Investment continues to be resilient, as suggested by various indicators related to construction, capital goods and bank credit, he said while delivering his address after the three-day Monetary Policy Committee (MPC) meeting. “External demand also sustained, as healthy expansion in services exports was complemented by a rebound in merchandise exports,” the RBI Governor maintained.

New Delhi, June 30 (SocialNews.XYZ) RBI Governor Sanjay Malhotra said on Tuesday that India’s financial system remains a key source of strength and support for the real economy and the country’s growth momentum, as banks and NBFCs remain sound, supported by strong capital and liquidity positions, healthy profitability, low levels of non-performing assets, and robust credit growth. In his foreword to the RBI’s Financial Stability Report, Malhotra said: "The Indian economy and the financial system have demonstrated remarkable resilience despite facing external shocks of significant magnitude. Strong growth, low inflation, healthy balance sheets of financial and nonfinancial firms, and ample buffers have helped preserve macro-financial stability."

Mumbai, May 29 (SocialNews.XYZ) The National Award-winning actor Manoj Bajpayee, who is gearing up for the release of his upcoming film ‘Governor’, has shared how he approached the diction of his character of an RBI Governor, who comes from Tamil culture. The actor spoke with IANS during the promotions of the film in Mumbai on Friday. He shared that he is extremely cautious of the character’s diction, and he went ahead with perfecting the minimal linguistic traits of the character. Talking about perfecting his diction for ‘Governor’, he told IANS, “I was very scared and nervous because actors, especially people like me, I don’t like to go wrong with language and diction.

Mumbai, April 27 (SocialNews.XYZ) The new posters of the upcoming film ‘Governor: The Silent Saviour’ starring Manoj Bajpayee were unveiled on Monday a few days after his birthday. On Monday, Manoj took to his Instagram, and shared a joint post with the film’s team. They wrote in the caption, “This was a war. There were no armies. Just one man… who refused to let a nation fall. GOVERNOR - The Silent Saviour in cinemas on 12th June, 2026”. The new poster takes the audience deeper into the world of the intense drama.

New Delhi, Feb 23 (SocialNews.XYZ) The Reserve Bank of India (RBI) on Monday said there is no systemic risk to the banking system and stressed that the Central Bank does not comment on individual banks or regulated entities, as IDFC First Bank revealed the Rs 590-crore fraud at its Chandigarh branch. Addressing a joint press conference after a meeting of the RBI’s central board of directors in the national capital, RBI Governor Sanjay Malhotra said the regulator is closely monitoring the situation but there is no broader threat to financial stability.

New Delhi, Feb 6 (SocialNews.XYZ) The recently concluded India-EU free trade agreement (FTA) and the prospective India-US trade deal, along with several other trade agreements, will support exports over the medium-term, RBI Governor Sanjay Malhotra said on Friday. Services exports should remain resilient, he said during the RBI MPC meeting which kept the key policy rate unchanged. However, “the spillovers emanating from geopolitical tensions, volatility in international financial markets and shifting trade patterns pose risks to the outlook,” the RBI Governor added.

Mumbai, Feb 6 (SocialNews.XYZ) RBI Governor Sanjay Malhotra said on Friday that the government’s borrowing programme is on the lower side, which would enable it to raise the required resources at reasonable prices. Addressing the post-monetary policy press conference, the RBI Governor said there was a need to focus on the net borrowing figure rather than gross borrowings. “It may not be right to look at the gross borrowing number alone.

Mumbai, Jan 17 (SocialNews.XYZ) US Ambassador to India, Sergio Gor, on Saturday said he met Reserve Bank of India’s (RBI) governor Sanjay Malhotra here, and discussed areas of increased cooperation. Gor also visited the US Consulate in Mumbai during his first trip to the financial capital. “Very much enjoyed meeting RBI Governor Sanjay Malhotra. We discussed areas of increased cooperation, including new state-of-the-art US technology,” Gor said in a post on X.