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divergentfp.bsky.social
Hello BlueSky! Happy to be here and to help spread to word of #adviceonly financial planning! To learn more about me and my practice, please visit my website at divergentfp.ca #canada #actuallyautistic #lgbtqai2s+
Divergent Financial Planning
Advice-Only Financial Planning To successfully navigate your path ahead
divergentfp.ca
May 31, 2024 at 7:25 PM
foxholm.bsky.social
For many households a retirement plan is a snapshot, out of date within a year or two. Most plans fail because nobody looked again, and a scheduled review is a fixed cost either way.

https://foxholm.com/services/periodic-investment-consulting/
#RetirementPlanning #AdviceOnly
Foxholm Financial post image
September 23, 2026 at 4:20 PM
foxholm.bsky.social
Most people near retirement have run their own accounts for thirty years. Many want a plan for the next thirty, a second set of eyes on it, and every account left in their own name.

https://foxholm.com/
#AdviceOnly #RetirementPlanning
Foxholm Financial post image
September 22, 2026 at 4:24 PM
russsawatsky.bsky.social
Think you can outsmart the market? Success isn’t about guessing right—it’s about discipline, low costs, and diversification. Learn why humility is your greatest ally. #adviceonly #financialplanning #investmentplanning #personalfinancecanada moneyarchitect.ca/were-not-tha...
November 26, 2024 at 11:11 AM
foxholm.bsky.social
For many people the financial question in front of them is a bounded one: a pension election, a conversion amount, a claiming date. Each has a numeric answer, billed by the hour.

https://foxholm.com/services/hourly-consulting/
#FinancialAdvisor #AdviceOnly
Foxholm Financial post image
September 18, 2026 at 4:18 PM
abundowealth.bsky.social
Investing is simple. Your life is not. At Abundo, we simplify investing to focus on what truly matters: retirement, debt, saving for college, and more. Ready to rethink financial advice? Read our latest blog! 🔗 shorturl.at/a0f0D

#FinancialFreedom #AdviceOnly
January 16, 2025 at 8:48 PM
russsawatsky.bsky.social
#Alternatives. #Commodities. #RealAssets. If you’re wondering whether these asset classes belong in your RRSP or TFSA, my latest #MoneyArchitect blog post breaks down what they are and why they’re gaining attention. moneyarchitect.ca/should-you-a... #adviceonly #financialplanning #PFCan
A middle-aged man Canadian man looking at his laptop and considering the option of whether to add alternatives and commodities to his investment portfolio.
May 6, 2025 at 10:07 AM
russsawatsky.bsky.social
When markets rise, it’s easy to “let your winners run.” But when volatility returns, confidence fades. My latest #MoneyArchitect blog post explores how disciplined #rebalancing helps manage #risk in #investing.
Read more at: moneyarchitect.ca/risk-managem...
#adviceonly #financialplanning #PFCan
A man walking on a rope across a canyon. This is an example of risk. However, he has taken steps to limit his risk in case he falls by tying himself loosely to the rope.
November 11, 2025 at 11:06 AM
foxholm.bsky.social
One question sorts most advisor relationships: what happens to the advisor’s pay if you move the money. Foxholm Financial is not paid on the balance. The cost is your time, since nobody does the work but you.

https://foxholm.com/advice-only-network/
#AdviceOnly #FinancialPlanning
Foxholm Financial post image
September 10, 2026 at 5:34 PM
jonluskin.bsky.social
💡 Thinking about starting your own advice-only financial planning firm?

Check out AdviceOnly. com

It’s a turnkey solution designed to help planners launch and grow an advice-only practice—without the hassle of figuring it all out on your own.
October 1, 2025 at 6:48 PM
fetchfeeds.bsky.social
"General advice for all situations, seeking guidance without judgment! " #AdviceOnly https://fefd.link/fSwoX
March 25, 2025 at 5:18 PM
russsawatsky.bsky.social
#Stewardship isn’t just for the wealthy. Even on minimum wage, there are ways to steward what you have: benefits, tax tools, generosity of time and action. Read my latest #MoneyArchitect blog post for more: moneyarchitect.ca/personal-fin... #adviceonly #FinancialPlanning #PFCan
This is the text of the image, a quotation from Rabindranath Tagore: "The one who plants trees knowing that he will never sit in their shade, has at least started to understand the meaning of life."
September 16, 2025 at 10:00 AM
russsawatsky.bsky.social
Is the complaint that “RRSPs aren’t fair” legitimate? In my latest blog post, we follow Susan as she compares the traditional RRSP/RRIF path (with reinvested tax refunds) to non-registered investing. moneyarchitect.ca/case-study-s... #AdviceOnly
#RetirementPlanning
September 9, 2025 at 10:07 AM
russsawatsky.bsky.social
#Vacations are meant to restore us, but what if the way we do them just adds stress? In my latest post, I explore how #budgeting for #rest, financially and personally, can help us recover what's been lost.

moneyarchitect.ca/budgeting-fo...

#PFCan #AdviceOnly #FinancialPlanning
A family of four enjoying a rejuvenating hike in Canada's mountains. They exemplify the budgeting for a vacation that is more about time together and restoration than exotic locations and busyness.
July 1, 2025 at 10:11 AM
russsawatsky.bsky.social
My latest #MoneyArchitectFinancialPlanning blog post explores the stories of fraternal twins, Jessica and Michael, whose respective risk-seeking and risk-averse investing behaviours reveal lessons about financial discipline. #adviceonly #FinancialPlanning #PFCan moneyarchitect.ca/twins-tensio...
Jessica and Michael, fraternal twins, frowning because they are experiencing the challenges of being extremely risk-seeking (Jessica) and risk-averse (MIchael) in their investing lives.
June 17, 2025 at 10:12 AM
russsawatsky.bsky.social
We often hear “Max your #RRSP!" But is that always the best move?

In my new #MoneyArchitect blog post, I look at Karen and Michael & Sarah to explore who benefits most from RRSPs, and who might want to rethink them.

moneyarchitect.ca/should-you-m...

#AdviceOnly #FinancialPlanning #PFCan
Karen, a lower-income earner in Mission, BC, and MIchael & Sarah, an upper-middle-income earner couple in Stratford, ON.
April 22, 2025 at 10:11 AM
russsawatsky.bsky.social
Recent market volatility might have you questioning everything. In my latest #MoneyArchitect blog post, I explore how to stress-test your #InvestmentPlan, stay grounded in your goals, and avoid emotional traps. moneyarchitect.ca/how-investor... #AdviceOnly #FinancialPlanning #PFCan
A senior is looking at his laptop, stressing over the state of his investment portfolio following the recent market turbulence.
April 8, 2025 at 9:57 AM
russsawatsky.bsky.social
For #seniors moving to a retirement community, emotional and financial considerations are paramount. This blog post shares how thoughtful planning helped Margaret embrace a new chapter with stability, support, and connection. #AdviceOnly #RetirementPlanning moneyarchitect.ca/where-do-i-g...
March 18, 2025 at 10:09 AM
russsawatsky.bsky.social
#Investing isn’t just about picking stocks—it’s about knowing what you can and cannot control. My latest blog breaks down key factors DIY investors should focus on for smarter, more confident decisions. Read more here: moneyarchitect.ca/what-investo... #AdviceOnly #FinancialPlanning
March 11, 2025 at 10:29 AM
russsawatsky.bsky.social
Many think #taxplanning is for later in life, but starting early saves money. Whether you're a student, newly employed, or married, understanding taxes helps. My latest #MoneyArchitect blog post breaks down some #GenZ tax strategies: moneyarchitect.ca/tax-planning... #adviceonly #financialplanning
February 4, 2025 at 11:20 AM
russsawatsky.bsky.social
Overwhelmed by the 900+ #ETFs on the TSX? My latest blog post breaks down Canadian Asset-Allocation ETFs, including ESG options, MERs, and returns. Read more here: moneyarchitect.ca/comparing-ca... #adviceonly #diversification #financialplanning #investmentplanning
January 28, 2025 at 10:57 AM
russsawatsky.bsky.social
Speculative investing in a #TFSA might feel exciting, but it’s often a losing game. In my latest blog, I explore why a measured approach—grounded in diversification and planning—paves the way for real financial growth. Check it out: moneyarchitect.ca/the-perils-o... #adviceonly #financialplanning
January 7, 2025 at 10:56 AM
russsawatsky.bsky.social
Market forecasts can be tempting, but are they worth it? In my latest blog post, I explore why short-term market predictions often fail and how a long-term investment strategy can save you stress—and money. moneyarchitect.ca/the-futility... #adviceonly #financialplanning
December 3, 2024 at 10:47 AM
domaingang.com
AdviceOnly*.com #UDRP: Generic “advice-only” term led to RDNH finding ⚖️

domaingang.com/domain-law/a...

#RDNH #AdviceOnly
AdviceOnly.com UDRP: Generic “advice-only” term led to RDNH finding – DomainGang
AdviceOnly.com UDRP: Generic “advice-only” term led to RDNH finding
domaingang.com
December 16, 2025 at 1:35 PM