#spdi-charter
Former Signature Bank execs launch N3XT, a state-chartered bank for 24/7 blockchain payments. Operating under a Wyoming SPDI charter, N3XT will use a private blockchain for instant settlements w/ cash/Treasury-backed reserves. Key investors: Winklevoss Capital, Paradigm, HACK VC. 🏦🚀
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December 5, 2025 at 4:45 AM
➤ The deal is contingent on regulatory approval, particularly given BankWyse's Special Purpose Depository Institution (SPDI) charter for digital assets.
August 31, 2026 at 2:47 AM
➤ Datavault AI, a company focused on data monetization and RWA tokenization, is acquiring Wyoming-based BankWyse, which operates under a Special Purpose Depository Institution (SPDI) charter.
August 23, 2026 at 10:25 AM
➤ While Kraken has a limited-purpose SPDI charter in Wyoming, a full banking license would allow them to hold customer deposits on their balance sheet and offer services like crypto-backed loans.
August 23, 2026 at 9:07 AM
#DVLT Datavault AI Agrees to Acquire BankWyse Subject to Regulatory Approval and Customary Closing Conditions

https://www.stocktitan.net/news/DVLT/datavault-ai-agrees-to-acquire-bank-wyse-subject-to-regulatory-td60btsulxke.html
Datavault AI Agrees to Acquire BankWyse Subject to Regulatory Approval and Customary Closing Conditions
Datavault AI (Nasdaq: DVLT) signed a definitive agreement to acquire BankWyse, a Cheyenne, Wyoming Special Purpose Depository Institution, subject to regulatory approval and customary closing conditions. According to Datavault AI, the deal is intended to add the final component to its end-to-end data monetization ecosystem.BankWyse holds a Wyoming SPDI bank charter, integrating qualified digital-asset custody with a commercial banking platform for interoperability between digital assets and fiat currencies. As a fully-reserved depository institution, its fiat deposits are not required to be insured by the FDIC. Datavault AI plans to combine data valuation, tokenization, custody, exchange trading and banking services so customers can tokenize and trade real-world assets within a single AI-driven platform.
www.stocktitan.net
August 19, 2026 at 12:20 PM
Kraken didn’t just partner with banks—it became a bank! While other exchanges scramble for licenses, Kraken has had its own U.S. banking charter (SPDI) since 2020. That means direct access to payment rails, 100% reserve requirements, and the power to launch new financial products
July 10, 2025 at 8:21 AM
Ex-Bankers Launch Crypto-Focused N3XT Bank
What to Know:
* A group of former Signature Bank executives have launched a new blockchain-powered bank called N3XT, which offers programmable U.S. dollar payments and operates under a Wyoming Special Purpose Depository Institution (SPDI) charter.
* N3XT i
January 8, 2026 at 6:09 PM
The bank is designed for compatibility with stablecoins, utility tokens, and various digital assets, operating under a Wyoming SPDI charter without lending services.
December 5, 2025 at 10:00 PM
➤ This move aims to provide bank-level custody protections under direct OCC oversight, complementing Kraken's existing Wyoming SPDI charter.
May 8, 2026 at 10:38 PM