Andrew Davidson & Co.
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Andrew Davidson & Co.
@adcoanalytics.bsky.social
31 followers 38 following 24 posts
Leading provider of risk analytics and mortgage consulting for the #RMBS and #ABS industry. #prepayment #creditrisk #loandynamics
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Inside Mortgage Finance explores AD&Co's new LDM v4.0 model, its expanded loan-level data through 2025, and new variables including DSCR, DTI, documentation and prepayment penalties.

Read the full article and learn what’s new.

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AD&Co in the News | Andrew Davidson & Co., Inc.
Read articles by and about AD&Co and our staff from a range of publications from general interest newspapers and magazines to academic journals. Read about AD&Co in the news.
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September 26, 2026 at 12:09 PM
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Andrew Davidson, was recently quoted in two Inside Mortgage Finance articles examining the GSEs’ proprietary credit scores, the rollout of VantageScore 4.0, and the new LLPA pricing grids.

#ADCoAnalytics #MortgageFinance #CreditRisk #CreditScores
September 24, 2026 at 9:05 PM
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Andrew Davidson quoted in the article, views the move positively, but he shares cautions for the secondary-market investors.

Click the link below to read the full Inside Mortgage Finance article.

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#ADCoAnalytics #CreditRisk #MBS #VantageScore #FICO
GSEs Disclose Their Proprietary Credit Scores
Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets.
www.insidemortgagefinance.com
September 18, 2026 at 8:09 PM
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The latest issue of The Pipeline titled, “House Prices and LDM v4.0 Tempering" is now available.

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#ADCoAnalytics #MortgageMarkets #HousePrices #MortgageAnalytics #CreditRisk#MBS #StructuredFinance #FixedIncome #nonQM
September 18, 2026 at 7:51 PM
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Andrew Davidson to moderate at tructured Finance Association RMBS Symposium today at 3:15 PM ET on a panel titled "Credit Scores Beyond the GSEs: Implications for the Non-Agency Market."

Joining industry leaders from #Equifax, #FICO, #Invesco, #PennyMac, and #S&PGlobalRatings in exploring...
September 15, 2026 at 4:41 PM
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🎧Tune in to AD&Conversations!
Rob Landauer's interview with Abe Martin to discuss his recent Pipeline article, "Modeling the Balance Behavior of HELOC Borrowers." Highlighting trends in the home equity sector and providing an update on the beta release of our much-anticipated industry #HELOC model.
July 16, 2026 at 6:49 PM
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📣 Andrew Davidson shared his perspective on #BaselIII capital changes in recent Scotsman Guide article titled "Basel III Proposals Could Fuel Further #Nonbank Dominance Instead of Banks’ #Mortgage Comeback."

Click the link to read:
www.scotsmanguide.com/news/basel-i...

#MSR #creditrisk #servicers
Andrew Davidson quoted in Scotsman Guide article titled "Basel III Proposals Could Fuel Further Nonbank Dominance Instead of Banks’ Mortgage Comeback" | Andrew Davidson & Co., Inc.
Capital relief that expands MSR liquidity for major nonbank servicers could cement banks’ exit, accelerate consolidation.Getting depositories back into the mortgage business has been a driving ambitio...
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July 10, 2026 at 7:06 PM
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As mortgage markets adjust to a higher-rate environment, this month's Pipeline examines evolving #MBS pool characteristics, the complexities of #HELOC borrower behavior, and the role of risk-neutral #prepayment models in managing interest-rate risk.

Read the latest insights: www.ad-co.com/pipeline
June 25, 2026 at 8:17 PM
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New S-Curve Blog now available by Alex Levin, titled FRED Adds AD&Co’s GSE-and-Borrower-Option-Adjusted Spreads for CRT Indices.

Click the link to read more:
www.ad-co.com/s-curve

#FRED #Adcoanalytics #Scurve
March 4, 2026 at 9:19 PM
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BREAKING: New research from Andrew Davidson & Co. finds that moving away from the tri-merge credit standard could increase pricing uncertainty, widen investor risk premiums, and push mortgage rates higher.

Click below for the key findings.
www.ad-co.com/press-releases

#mortagerates #creditrisk
February 23, 2026 at 8:06 PM
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Our final Pipeline of the year, Winter Interregnum, features two articles that focus on today’s risk and housing finance landscape.

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#HELOC #climaterisk #adcoanalytics #housingfinance
December 16, 2025 at 9:06 PM
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Proud to share that Daniel Swanson will speak on Thursday, November 13 at 11:30AM - 12:15AM ET on a panel titled "Managing Delinquencies & Forbearance Value." at IMN's Mortgage Servicing rights forum, Nov 13-14 in New York.

Click here for more!
www.ad-co.com/events/danie...
November 4, 2025 at 9:46 PM
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Andy Davidson & Rob Landauer will be representing Andrew Davidson & Co., Inc. (AD&Co) at the MBA annual convention and expo, taking place Oct 19-22 at the Fountainbleau in Las Vegas.

Click here to schedule a meeting with them!
www.ad-co.com/events/adco-...

#MBAannual25 #realestatefinance #ADCO
October 17, 2025 at 2:47 PM
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Andrew Davidson & Co's industry leaders, Eknath Belbase & Sanjeeban Chatterbee were in attendance at Aon's Mortgage Analytics Conference!

Click the link for more information.

www.ad-co.com/events/eknat...

#AON #mortgagenalytics #ADCo
Eknath Belbase speaking on a panel on current topics in mortgage analytics.
October 16, 2025 at 9:04 PM
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Our second Pipeline article titled "Comparative valuation of CRT’s with and without embedded GSE calls, is available now!

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#creditrisk #GSE #CRT #CRTvaluation
October 7, 2025 at 8:26 PM
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AD&Co’s pipeline article "AD&Co's HPI Outlook Update: Flat, Weakly Growing." Discusses home price appreciation and the factors affecting our HPI outlook.

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#HPA #homepriceappreciation #homepriceindex #HPI
October 1, 2025 at 6:23 PM
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We are proud to share our 3 pipeline articles for the month of September. The articles discuss House price index, credit risk transfers, & our Climate Impact Suite, respectively.

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#climaterisk #HPA #creditrisk
September 25, 2025 at 9:37 PM
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Our latest Policy Perspective is by Richard Cooperstein is titled “Housing Dynamics and Mortgage Risk.”

Click the link the below to read more about his key findings!

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#mortgagerisk #mortgagedynamics #mortgagefinance #climaterisk
September 18, 2025 at 10:14 PM
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Check out our latest S-Curve blog about AD&Co's DEI Day of Service 2025.

Click the link below to read more about our volunteer initiatives, dim sum lunch, and visit to the museum of Chinese in America.

www.ad-co.com/s-curve/day-...

#DEI #adcoanalytics #operationbackpack #volunteersofamerica
September 4, 2025 at 9:05 PM
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Andrew Davidson has been quoted in Inside Mortgage Finance Publications article "Fannie Mae Releases Return on Equity Metric."

Click the link to read more!

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#fanniemae #GSE #mortgagefinance #insidemortgagefinance #adcoanalytics
AD&Co in the News | Andrew Davidson & Co., Inc.
Read articles by and about AD&Co and our staff from a range of publications from general interest newspapers and magazines to academic journals. Read about AD&Co in the news.
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August 27, 2025 at 6:37 PM
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Headed to IMN’s HEI Conference in Austin this Sept 8–9? Be sure to catch Laura Silberg & Abe Martin from AD&Co.

Let’s talk trends, risk, & innovation in HELOC/HEL modeling. Don’t miss it!

#IMNHEI #HomeEquity #HELOC #MortgageModeling #ADCo #AustinTX
August 14, 2025 at 7:59 PM
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Join Kevin Lin and Richard Cooperstein as they explore Kinetics, AD&Co's flexible analytics platform and preview Kinetics 2.0! Click the link to listen now and subscribe to the S-Curve blog for updates!

www.ad-co.com/s-curve/adco...

#Kinetics #mortgagesolutions #RMBS #creditrisk #adcoanalytics
August 13, 2025 at 8:05 PM