#FloodInsurance
Did you know 40% of flood claims come from “low-risk” areas? In Galveston, floods can hit when you least expect it. Don’t assume you’re safe—know your risk and protect what matters. #theodonohoeagencygalveston #floodinsurance
November 8, 2026 at 2:05 AM
Think only waterfront homes need flood insurance? Every Texas property faces flood risk, even outside high-risk zones. Don’t let misconceptions leave you vulnerable—get the facts and stay prepared. #theodonohoeagencygalveston #floodinsurance
November 10, 2026 at 5:07 PM
Even if your condo is high above floodwaters, a condemned building means you can't access your stuff—flood insurance can help cover that loss. Protect your peace of mind no matter what floor you live on. #theodonohoeagencygalveston #floodinsurance
November 9, 2026 at 5:10 PM
Did you know your flood zone could mean big differences in what you pay for insurance? High-risk zones like A or V often come with higher premiums, while X or C zones are more affordable. Get local insight with #theodonohoeagencygalveston #floodinsurance
November 8, 2026 at 5:10 PM
Did you know most flood insurance covers repairs up to four feet above the waterline, not just where the water stopped? Know what’s protected and how it works for Galveston homes. #theodonohoeagencygalveston #floodinsurance
November 7, 2026 at 2:05 AM
Bluffton's council is weighing the potential benefits of joining FEMA's Community Rating System for flood insurance discounts, but concerns about staffing and disaster readiness linger.

Learn more here

#BlufftonBeaufortCounty #SC #CitizenPortal #FloodInsurance #BlufftonFloodplain
Staff recommends studying CRS participation to lower flood-insurance premiums
Staff urged the council to study joining FEMA's Community Rating System (CRS) to reward stronger floodplain practices with potential insurance discounts; staff cautioned CRS requires extra reporting and staffing and offered to return with cost/benefit examples.
citizenportal.ai
November 3, 2026 at 3:34 PM
West Hartford just made crucial updates to its flood hazard ordinance, ensuring residents maintain their flood insurance discounts while adapting to new federal guidelines.

Click to read more!

#WestHartfordCapitolPlanningRegion #CT #CitizenPortal #FloodInsurance #WestHartfordFloodplain
West Hartford council adopts floodplain ordinance updates to preserve insurance discounts
After a public hearing, the West Hartford Town Council unanimously adopted amendments to the special flood hazard area ordinance to comply with revised FEMA requirements and keep the town's CRS Class 7 rating that yields a 15% flood-insurance discount for eligible property owners.
citizenportal.ai
October 30, 2026 at 3:33 AM
Bluffton is exploring a game-changing opportunity to reduce flood insurance premiums for residents while enhancing community floodplain practices—could this be the key to safer living?

Click to read more!

#BeaufortCounty #SC #CitizenPortal #FloodInsurance #BeaufortCountyFloodplain
Bluffton staff recommend studying FEMA CRS and expanding local rules to 500‑year floodplain
Staff recommended evaluating Community Rating System participation to pursue insurance premium discounts and exploring extending local elevation and compensatory-storage rules into the 500‑year floodplain; council asked for cost/benefit analyses and a standalone technical workshop.
citizenportal.ai
October 29, 2026 at 2:54 PM
Your hurricane deductible may be $20,000 before the policy pays a dollar. The premium is only half the story on a coastal house.

#homeownersinsurance #hurricanedeductible #floodinsurance #escrowaccounts #coastalproperty

https://homeandeconomy.com/east/article/coastal-homeowners-insurance-costs
October 27, 2026 at 5:31 PM
What does flood insurance really cost in Shorecrest, Miami?

78% of the neighborhood sits in FEMA high-risk flood zones, with 171 flood claims since 1981.

Check any Miami neighborhood: floodfirecheck.com/miami/shorecrest/

#Miami #FloodInsurance #RealEstate
October 25, 2026 at 4:04 PM
A hurricane can cause both wind and flood damage. Rising water that later recedes is different from damage caused by wind - the cause matters. Check the policy wording for the specifics. #theodonohoeagencygalveston #FloodInsurance
October 24, 2026 at 5:15 PM
Florida: all remaining Citizens home policies need flood insurance for policies effective on or after Jan. 1, 2027. Citizens doesn't sell it. Buying? No 30-day wait with your mortgage. https://nationalhousesearch.com/post/florida-flood-insurance-citizens-2027?utm_source=bluesky #FloodInsurance
October 24, 2026 at 4:03 PM
City Administrator Ryan Nolan is urging the council to pause decisions on the FEMA Biological Opinion issue until January 2027, as crucial federal legislation is in the works.

Get the details!

#RogueRiverJacksonCounty #OR #FloodInsurance #RogueRiverFEMA #LegislativeDevelopment
City memo asked council to continue FEMA BiOp issue to Jan. 28, 2027 as Congress considers H.R. 7862
City Administrator Ryan Nolan told the council the Mayor had sent letters supporting H.R. 7862 (the National Flood Insurance Program Clarification Act of 2026) and recommended the council continue local consideration of FEMA BiOp matters until Jan. 28, 2027 to see congressional and federal actions.
citizenportal.ai
October 24, 2026 at 11:48 PM
RiverCOG's updated Natural Hazard Mitigation Plan is nearing finalization with positive feedback from FEMA, paving the way for crucial municipal actions to enhance regional safety.

Click to read more!

#LowerConnecticutRiverValleyPlanningRegion #CT #CitizenPortal #FloodInsurance
RiverCOG: FEMA review mostly positive for updated Natural Hazard Mitigation Plan
RiverCOG staff presented a five‑year update to the regional Natural Hazard Mitigation Plan. FEMA returned mainly minor comments; the plan now requires municipal adoption of annexes and final regional adoption before FEMA finalization.
citizenportal.ai
October 19, 2026 at 12:34 AM
New London takes crucial steps to update floodplain regulations, ensuring residents keep access to vital flood insurance amid FEMA's mapping changes.

Click to read more!

#NewLondonMerrimackCounty #NH #CitizenPortal #FloodInsurance #NewLondonFloodplain #PublicSafety #RegulatoryCompliance
New London adopts floodplain language to remain in National Flood Insurance Program
After a brief public hearing, the planning board adopted amended site-plan review language provided by state and federal floodplain authorities so the town remains eligible for the National Flood Insurance Program as FEMA updates Contoocook watershed maps.
citizenportal.ai
October 16, 2026 at 12:38 AM
🌊 Just 14% of high-risk US properties carry flood insurance, the GAO warns, urging Congress to widen NFIP's mandatory coverage rules and make flood-risk data public. #FloodInsurance

www.climateproof.news/p/adaptation...
October 13, 2026 at 6:30 PM
insrfs.com
Standard home insurance excludes floods! 🌊 1 inch of water = $25K in damage. Get a free Flood insurance quote from the Insurance Rate Finders Agency LLC today! 📞 #FloodInsurance #HomeInsurance
October 10, 2026 at 9:29 PM
9 ft storm surge. But we still think the govt should offer flood insurance to houses continually being rebuilt there. #Isaias #FloodInsurance #Hurricanezones
October 9, 2026 at 5:39 PM