As extreme weather becomes more common, many insurers are raising premiums or pulling cover entirely - as shown in FloodRe report earlier this year.
I have asked the Government what immediate support is being put in place for people who are left without insurance and need help now.
I have asked the Government what immediate support is being put in place for people who are left without insurance and need help now.
November 19, 2025 at 3:36 PM
As extreme weather becomes more common, many insurers are raising premiums or pulling cover entirely - as shown in FloodRe report earlier this year.
I have asked the Government what immediate support is being put in place for people who are left without insurance and need help now.
I have asked the Government what immediate support is being put in place for people who are left without insurance and need help now.
Residents affected can contact me if they have issues with their insurers paying out, and should look into eligibility for the FloodRe and BuildBackBetter schemes when re-insuring at www.floodre.co.uk
January 15, 2025 at 2:57 PM
Residents affected can contact me if they have issues with their insurers paying out, and should look into eligibility for the FloodRe and BuildBackBetter schemes when re-insuring at www.floodre.co.uk
Yet more evidence climate impacts could get very real, very quickly. The FloodRe scheme only runs until 2039, but plenty of mortgages last longer. A new report reckons 500,000 homes could become uninsurable, creating many thousands of mortgage prisoners
www.businessgreen.com/news-analysi...
www.businessgreen.com/news-analysi...
Could rising flood risk leave half a million UK homes 'unsellable' by 2050?
Report warns 430,000 homes in England could become 'unsellable' by 2050 as flood risk continues to rise across the UK
www.businessgreen.com
March 25, 2026 at 11:55 AM
Yet more evidence climate impacts could get very real, very quickly. The FloodRe scheme only runs until 2039, but plenty of mortgages last longer. A new report reckons 500,000 homes could become uninsurable, creating many thousands of mortgage prisoners
www.businessgreen.com/news-analysi...
www.businessgreen.com/news-analysi...
It was suggested this topic might come up at the treasury select committee on Tuesday when they had a hearing with insurance companies. Sadly beyond a short back and forth on FloodRe, it didn’t really, which is a real shame given what a big issue it is!
July 13, 2025 at 9:11 AM
It was suggested this topic might come up at the treasury select committee on Tuesday when they had a hearing with insurance companies. Sadly beyond a short back and forth on FloodRe, it didn’t really, which is a real shame given what a big issue it is!
💧As part of Flood Action Week, I joined FloodRE to see their Floodmobile & learn how they’re helping communities prepare for flooding.
🌊Flooding has affected our area, and many are still feeling its impact.
👂Listen below to hear how we’re working behind the scenes to tackle these challenges.
🌊Flooding has affected our area, and many are still feeling its impact.
👂Listen below to hear how we’re working behind the scenes to tackle these challenges.
October 14, 2025 at 10:03 AM
💧As part of Flood Action Week, I joined FloodRE to see their Floodmobile & learn how they’re helping communities prepare for flooding.
🌊Flooding has affected our area, and many are still feeling its impact.
👂Listen below to hear how we’re working behind the scenes to tackle these challenges.
🌊Flooding has affected our area, and many are still feeling its impact.
👂Listen below to hear how we’re working behind the scenes to tackle these challenges.
It might even be cheaper in the long run than beefing up FloodRe
March 10, 2026 at 8:03 AM
It might even be cheaper in the long run than beefing up FloodRe
The interesting thing about CCC's report is how acheiveable the policies are. Installing air con in hospitals/care homes is easy! Especially if we're putting solar on them.
Flooding investment is tricky but ~£2bn a year is not impossible. Clarifying the future of FloodRe needs to be done by 2039!
Flooding investment is tricky but ~£2bn a year is not impossible. Clarifying the future of FloodRe needs to be done by 2039!
May 20, 2026 at 10:18 AM
The interesting thing about CCC's report is how acheiveable the policies are. Installing air con in hospitals/care homes is easy! Especially if we're putting solar on them.
Flooding investment is tricky but ~£2bn a year is not impossible. Clarifying the future of FloodRe needs to be done by 2039!
Flooding investment is tricky but ~£2bn a year is not impossible. Clarifying the future of FloodRe needs to be done by 2039!
Fun fact: if developers build in flood zones and the inevitable happens, the government will eventually start underwriting the home insurance under a scheme called floodre
www.floodre.co.uk
www.floodre.co.uk
Britain needs affordable housing in the right places not a free hand for developers to build what they like, where they like, regardless of environmental consequences. www.theguardian.com/environment/...
Ministers tell Environment Agency to wave planning applications through
Exclusive: Officials say they have been told to do as little as legally possible to prevent approvals for housebuilding
www.theguardian.com
September 21, 2025 at 7:47 AM
Fun fact: if developers build in flood zones and the inevitable happens, the government will eventually start underwriting the home insurance under a scheme called floodre
www.floodre.co.uk
www.floodre.co.uk
Gold medal winning, flood-resilient RHS Malvern Spring Festival Rain Garden has been permanently relocated to Coppermill Primary School in Walthamstow, London....read more on thedirt.news #ClimateChange #FloodRe #gardens #Raingarden #RHSMalvernSpringFestival
thedirt.news/a-garden-for...
thedirt.news/a-garden-for...
A Garden For Learning, Play, And Flood Resilience
Nestled near the Walthamstow Wetlands, the garden showcases how smart design can protect communities while enriching lives. It offers a hands-on learning
thedirt.news
September 26, 2025 at 8:44 AM
Gold medal winning, flood-resilient RHS Malvern Spring Festival Rain Garden has been permanently relocated to Coppermill Primary School in Walthamstow, London....read more on thedirt.news #ClimateChange #FloodRe #gardens #Raingarden #RHSMalvernSpringFestival
thedirt.news/a-garden-for...
thedirt.news/a-garden-for...
Maybe not.
As has already happened, with FloodRe scheme I used when living in Hebden Bridge, after the floods of Christmas 2015, the government merely steps in and covers the risk.
As has already happened, with FloodRe scheme I used when living in Hebden Bridge, after the floods of Christmas 2015, the government merely steps in and covers the risk.
October 14, 2025 at 6:00 PM
Maybe not.
As has already happened, with FloodRe scheme I used when living in Hebden Bridge, after the floods of Christmas 2015, the government merely steps in and covers the risk.
As has already happened, with FloodRe scheme I used when living in Hebden Bridge, after the floods of Christmas 2015, the government merely steps in and covers the risk.
Blueprint for flood resilience: Flood Re launches the permanent, flood resilient garden at Howbery Park in Oxfordshire, helping to develop resilient approaches to flooding....read more on thedirt.news #EdBarnsley #FloodRe #FloodResistantGarden #Flooding #GardenDesign
thedirt.news/blueprint-fo...
thedirt.news/blueprint-fo...
Blueprint For Flood Resilience: Flood Re Opens Howbery Park Garden
Flood Re launches their permanent, free public access, flood resilient garden at Howbery Park in Oxfordshire, helping to develop resilient approaches to
thedirt.news
August 4, 2025 at 9:00 AM
Blueprint for flood resilience: Flood Re launches the permanent, flood resilient garden at Howbery Park in Oxfordshire, helping to develop resilient approaches to flooding....read more on thedirt.news #EdBarnsley #FloodRe #FloodResistantGarden #Flooding #GardenDesign
thedirt.news/blueprint-fo...
thedirt.news/blueprint-fo...
Already counting down to 2039 for #FloodRe www.floodre.co.uk/our-future/
Our Future - Flood Re
Flood Re is a re-insurance scheme that makes flood cover more widely available and affordable as part of your home insurance.
www.floodre.co.uk
June 3, 2025 at 8:08 AM
Already counting down to 2039 for #FloodRe www.floodre.co.uk/our-future/
It's #floodactionweek & I'm kicking it off in Westminster tomorrow working alongside @floodre helping to launch the brand new #floodmobile. It's packed full of #PFR & will travel into newly #flooded areas to help people during their recovery.
Photos tomorrow!
Photos tomorrow!
October 12, 2025 at 10:08 AM
It's #floodactionweek & I'm kicking it off in Westminster tomorrow working alongside @floodre helping to launch the brand new #floodmobile. It's packed full of #PFR & will travel into newly #flooded areas to help people during their recovery.
Photos tomorrow!
Photos tomorrow!
This is already happening - in California, several insurers have stopped writing policies for wildlife prone areas. In the UK, FloodRE only covers pre-2009 domestic properties - small businesses and newer developments have to front up for higher insurance costs, that could be removed at any time.
July 30, 2026 at 8:02 AM
This is already happening - in California, several insurers have stopped writing policies for wildlife prone areas. In the UK, FloodRE only covers pre-2009 domestic properties - small businesses and newer developments have to front up for higher insurance costs, that could be removed at any time.
📢 Flood Re Premium Update
From 1st October 2025, Flood Re premium caps have been updated.
💷 Flood claim excess remains capped at £250.
🏠 Flood premium cost is set by Council Tax band.
👉 Find out more on our Flood Insurance resource: thefloodhub.co.uk/wp-content/u...
#FloodRe #FloodInsurance
From 1st October 2025, Flood Re premium caps have been updated.
💷 Flood claim excess remains capped at £250.
🏠 Flood premium cost is set by Council Tax band.
👉 Find out more on our Flood Insurance resource: thefloodhub.co.uk/wp-content/u...
#FloodRe #FloodInsurance
October 2, 2025 at 1:58 PM
📢 Flood Re Premium Update
From 1st October 2025, Flood Re premium caps have been updated.
💷 Flood claim excess remains capped at £250.
🏠 Flood premium cost is set by Council Tax band.
👉 Find out more on our Flood Insurance resource: thefloodhub.co.uk/wp-content/u...
#FloodRe #FloodInsurance
From 1st October 2025, Flood Re premium caps have been updated.
💷 Flood claim excess remains capped at £250.
🏠 Flood premium cost is set by Council Tax band.
👉 Find out more on our Flood Insurance resource: thefloodhub.co.uk/wp-content/u...
#FloodRe #FloodInsurance
I just donated to the Evergreen Brick Works Flood Recovery fund: evergreen.donorsupport.co/page/floodre... #TOpoli
Support Flood Recovery at Evergreen Brick Works
Support clean-up at Evergreen Brick Works by donating to our flood recovery fund today.On July 16th, as the result of heavy rainfall from multiple consecutive storms, Evergreen Brick Works and the sur...
evergreen.donorsupport.co
July 19, 2024 at 1:21 AM
I just donated to the Evergreen Brick Works Flood Recovery fund: evergreen.donorsupport.co/page/floodre... #TOpoli
I'm not sure how accurate some of this in the link is, but i know there is a type of govt backed cover (like FloodRe in UK).
But insurance is about risk, not guarantee, so increasingly areas won't get certain covers
Link will open.
www.instagram.com/share/reel/_...
But insurance is about risk, not guarantee, so increasingly areas won't get certain covers
Link will open.
www.instagram.com/share/reel/_...
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January 9, 2025 at 7:32 PM
I'm not sure how accurate some of this in the link is, but i know there is a type of govt backed cover (like FloodRe in UK).
But insurance is about risk, not guarantee, so increasingly areas won't get certain covers
Link will open.
www.instagram.com/share/reel/_...
But insurance is about risk, not guarantee, so increasingly areas won't get certain covers
Link will open.
www.instagram.com/share/reel/_...
A question on #FloodRe tabled by John Milne on 06-07-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-07-06/16325
July 10, 2026 at 12:10 PM
A question on #FloodRe tabled by John Milne on 06-07-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-07-06/16325
A question on #FloodRe #HomeInsurance tabled by John Milne on 06-07-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-07-06/16327
July 10, 2026 at 12:10 PM
A question on #FloodRe #HomeInsurance tabled by John Milne on 06-07-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-07-06/16327
So if insurers can’t recover losses and extreme weather events continue to escalate destruction, pretty soon insurers will either charge unaffordable premiums or refuse to take on risks altogether. Even government subsidies (example - UK’s FloodRE) won’t last. Not long for the insurance industry!
January 10, 2025 at 9:02 AM
So if insurers can’t recover losses and extreme weather events continue to escalate destruction, pretty soon insurers will either charge unaffordable premiums or refuse to take on risks altogether. Even government subsidies (example - UK’s FloodRE) won’t last. Not long for the insurance industry!
Flooding and geo-tecnics is a major task for the UK, recognised by successive governments and all parties. The issues affect communities across the land. Affects people irrespective of background.
The limited coverage leads to a situation where flood insurance, floodRe (unsure if the correct term)
The limited coverage leads to a situation where flood insurance, floodRe (unsure if the correct term)
January 5, 2025 at 11:41 PM
Flooding and geo-tecnics is a major task for the UK, recognised by successive governments and all parties. The issues affect communities across the land. Affects people irrespective of background.
The limited coverage leads to a situation where flood insurance, floodRe (unsure if the correct term)
The limited coverage leads to a situation where flood insurance, floodRe (unsure if the correct term)
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11120
June 25, 2026 at 1:10 PM
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11120
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11121
June 25, 2026 at 1:10 PM
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11121
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11122
June 25, 2026 at 1:10 PM
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11122
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11123
June 25, 2026 at 1:10 PM
A question on #FloodRe tabled by Mr Toby Perkins on 18-06-2026 has been answered by Emma Hardy. https://questions-statements.parliament.uk/written-questions/detail/2026-06-18/11123