Your monthly payment will be more interest than principal until about half way through amortization.
September 22, 2026 at 2:09 AM
Your monthly payment will be more interest than principal until about half way through amortization.
an amortization schedule but for your exhales.
March 11, 2025 at 1:42 AM
an amortization schedule but for your exhales.
This will affect the amortization periods on new solar investments.
July 9, 2026 at 8:16 PM
This will affect the amortization periods on new solar investments.
(evilly) amortization
December 5, 2025 at 3:34 PM
(evilly) amortization
What's the amortization schedule for diarrhea forever?
August 22, 2026 at 3:58 PM
What's the amortization schedule for diarrhea forever?
me calculating loan amortization schedules
November 19, 2024 at 9:32 PM
me calculating loan amortization schedules
Since MLB is so interested in helping Trump stir the pot we should pay them back by eliminating their tax deductions such as the ridiculous 15 year amortization rule.
September 27, 2026 at 2:48 AM
Since MLB is so interested in helping Trump stir the pot we should pay them back by eliminating their tax deductions such as the ridiculous 15 year amortization rule.
Absolutely not. There are many reasons for this including:
- repossession of collateral
- amortization schedules
- relative size of borrowing
- risks and accounting of them for holders of loans
Losses? Sure. Replicating the cause of the GFC? Lol no not happening.
- repossession of collateral
- amortization schedules
- relative size of borrowing
- risks and accounting of them for holders of loans
Losses? Sure. Replicating the cause of the GFC? Lol no not happening.
One thing I'm starting to wonder is whether auto loans are in fact the next subprime crisis:
"Americans owe $1.68 trillion on car loans — more than credit card debt and as much as all federal student loans"
fortune.com/2026/05/07/a...
"Americans owe $1.68 trillion on car loans — more than credit card debt and as much as all federal student loans"
fortune.com/2026/05/07/a...
The average American car payment is now $680 a month — and millions can't keep up | Fortune
Car prices are up, monthly auto loan payment amounts are soaring, and delinquencies are rising. How America's car dependency became a debt trap.
fortune.com
May 8, 2026 at 6:50 PM
Absolutely not. There are many reasons for this including:
- repossession of collateral
- amortization schedules
- relative size of borrowing
- risks and accounting of them for holders of loans
Losses? Sure. Replicating the cause of the GFC? Lol no not happening.
- repossession of collateral
- amortization schedules
- relative size of borrowing
- risks and accounting of them for holders of loans
Losses? Sure. Replicating the cause of the GFC? Lol no not happening.
me when i don’t know what amortization is
To bomb Iran the US deployed 7 B2 bombers, each of which cost $2.1B to build. They used 14 huge “bunker busters,” a model that cost $500 million to develop.
The US invested ~ $15 billion in this attack—almost 50% more than it invested in affordable housing construction this year.
The US invested ~ $15 billion in this attack—almost 50% more than it invested in affordable housing construction this year.
June 24, 2025 at 4:48 AM
me when i don’t know what amortization is
Just wait until some “Amortization” joke comes out for the full horror.
September 8, 2025 at 9:40 PM
Just wait until some “Amortization” joke comes out for the full horror.
It’s called amortization.
September 22, 2026 at 1:30 PM
It’s called amortization.
In a law school class, I said something about an "amortization table," & the prof stopped me after a minute & asked the class who knew what an amortization table was, & NO HANDS WENT UP.
March 12, 2026 at 6:20 AM
In a law school class, I said something about an "amortization table," & the prof stopped me after a minute & asked the class who knew what an amortization table was, & NO HANDS WENT UP.
And still doesn't understand debt amortization.
July 26, 2026 at 11:29 PM
And still doesn't understand debt amortization.
Ex Mortgage broker here. Never EVER get a mortgage with a prepayment penalty. In fact, whenever possible, get one that gives you some cash back and immediately use that cash to prepay part of that mortgage. You'll be astounded at how much you'll save over time by jumping the amortization schedule.
Lmfao what an awesome proposal. One reason you need a 90% income tax rate at this level is these guys are too stupid to have the amount of power they do. Like giving a glock to a 4 year old
January 11, 2026 at 9:18 PM
Ex Mortgage broker here. Never EVER get a mortgage with a prepayment penalty. In fact, whenever possible, get one that gives you some cash back and immediately use that cash to prepay part of that mortgage. You'll be astounded at how much you'll save over time by jumping the amortization schedule.
turn your capex into opex, very amortization-brained
sort of reminiscent of www.reaktor.com/insights-and...
thinking about a t-shirt as like, 30 occasions of wear
very "turn your capex into opex", very amortization-brained
thinking about a t-shirt as like, 30 occasions of wear
very "turn your capex into opex", very amortization-brained
Why I’ve tracked every single piece of clothing I’ve worn for three years
Are expensive clothes really worth their price? I took a data-supported look at how to clean up and restock your closet.
www.reaktor.com
June 21, 2026 at 10:39 PM
turn your capex into opex, very amortization-brained
Amortization of basis difference?
Why is the CFO of OpenAI claiming that something disclosed in Microsoft’s earnings (was originally reported as $11.5bn) - that OpenAI lost $12bn in q3 CY2025 - was “way overestimated”? This is disputing the accounting of a $4tr public company!
HT @gerritd.bsky.social
www.wsj.com/livecoverage...
HT @gerritd.bsky.social
www.wsj.com/livecoverage...
November 6, 2025 at 1:07 AM
Amortization of basis difference?
What idiot called it earnings before interest, taxes, depreciation and amortization and not false profits
April 29, 2026 at 2:43 PM
What idiot called it earnings before interest, taxes, depreciation and amortization and not false profits
".. Its net debt is projected to equal roughly 6.5 times annual earnings before interest, taxes, depreciation and amortization .. Industry analysts at MoffettNathanson called the figure 'staggering'."
@wsj.com #$PSKY
www.wsj.com/business/med...
@wsj.com #$PSKY
www.wsj.com/business/med...
The $80 Billion Debt Cloud Hanging Over David Ellison’s Warner Deal
The Paramount CEO has promised not to sell off assets or cut content spending.
www.wsj.com
July 9, 2026 at 10:53 AM
".. Its net debt is projected to equal roughly 6.5 times annual earnings before interest, taxes, depreciation and amortization .. Industry analysts at MoffettNathanson called the figure 'staggering'."
@wsj.com #$PSKY
www.wsj.com/business/med...
@wsj.com #$PSKY
www.wsj.com/business/med...
Not even just the length, the amortization schedule is so much worse. You spend so much more on interest even compared to a 30-year (more than 2x at 6%).
November 11, 2025 at 2:21 PM
Not even just the length, the amortization schedule is so much worse. You spend so much more on interest even compared to a 30-year (more than 2x at 6%).
Welcome to the United States of Amortization.
November 11, 2025 at 5:44 PM
Welcome to the United States of Amortization.
Premature amortization
June 25, 2025 at 3:40 PM
Premature amortization
2. Amortization. Spices will be expensive the first time you buy them, but you can use them for months or years. Groceries may seem as expensive as eating out, but your veggies go into multiple meals. This may mean eating the same thing a few times, but you can recycle leftovers creatively too.
July 10, 2026 at 5:25 AM
2. Amortization. Spices will be expensive the first time you buy them, but you can use them for months or years. Groceries may seem as expensive as eating out, but your veggies go into multiple meals. This may mean eating the same thing a few times, but you can recycle leftovers creatively too.
Now now, we prefer words like kneecapitalisation.
See also rigor amortization.
See also rigor amortization.
September 12, 2025 at 12:55 PM
Now now, we prefer words like kneecapitalisation.
See also rigor amortization.
See also rigor amortization.
January 10, 2025 at 2:08 AM
they say the word ‘amortization’ comes from ‘mort,’ or death, and ‘zation,’ an old norman word whose original meaning was lost long ago
December 5, 2025 at 4:08 PM
they say the word ‘amortization’ comes from ‘mort,’ or death, and ‘zation,’ an old norman word whose original meaning was lost long ago