Californians have been facing this for years now. I have been dropped by my insurance and will have to rely on the FairPlan which is raising my rates by 200%. But I feel fortunate - my sister’s went up to $14000.
December 8, 2024 at 3:51 PM
Californians have been facing this for years now. I have been dropped by my insurance and will have to rely on the FairPlan which is raising my rates by 200%. But I feel fortunate - my sister’s went up to $14000.
Sadly the amount of insurance I am paying to Fairplan and wrap around precludes most home hardening work. Available funds have been sucked up.
December 12, 2025 at 5:24 PM
Sadly the amount of insurance I am paying to Fairplan and wrap around precludes most home hardening work. Available funds have been sucked up.
Farmers canceled our insurance in 2023. We spent $15K on mitigation work they requested and they did reinstate but doubled the premium! In 2024 they bailed and wouldn't budge. We now use Bamboo for liability and CAL Fairplan for fire. We're in Sonoma county and have never claimed in 70 years insured
January 10, 2025 at 3:46 PM
Farmers canceled our insurance in 2023. We spent $15K on mitigation work they requested and they did reinstate but doubled the premium! In 2024 they bailed and wouldn't budge. We now use Bamboo for liability and CAL Fairplan for fire. We're in Sonoma county and have never claimed in 70 years insured
Oh yes California here. Farmers would not cover me this year had to go to CA Fairplan 1/2 the coverage for double the money and had to pay another $1600 for a wraparound policy.
January 11, 2025 at 2:49 AM
Oh yes California here. Farmers would not cover me this year had to go to CA Fairplan 1/2 the coverage for double the money and had to pay another $1600 for a wraparound policy.
Will California’s FAIR Plan Have Enough Cash for Its Wildfire Claims?
www.insurancejournal.com/news/west/20... #insurance #fireinsurance #fairplan #cafairplan #palisadesfire #eatonfire
www.insurancejournal.com/news/west/20... #insurance #fireinsurance #fairplan #cafairplan #palisadesfire #eatonfire
Will California's FAIR Plan Have Enough Cash for Its Wildfire Claims?
There has been some question about whether California's insurer of last resort – the FAIR Plan – has enough cash on hand to pay for its share of wildfire
www.insurancejournal.com
January 17, 2025 at 9:10 PM
Will California’s FAIR Plan Have Enough Cash for Its Wildfire Claims?
www.insurancejournal.com/news/west/20... #insurance #fireinsurance #fairplan #cafairplan #palisadesfire #eatonfire
www.insurancejournal.com/news/west/20... #insurance #fireinsurance #fairplan #cafairplan #palisadesfire #eatonfire
A flyer from a Waterpistol show 27 years ago at the Old Store, which was literally an old store (pharmacy) that was turned into the raddest DIY club in Palmer, Mass. This show celebrated the release of our first recording "The Sticks and Stones Theory" 7 inch. Thanks Western Mass. Band Archive.
February 24, 2026 at 2:28 PM
A flyer from a Waterpistol show 27 years ago at the Old Store, which was literally an old store (pharmacy) that was turned into the raddest DIY club in Palmer, Mass. This show celebrated the release of our first recording "The Sticks and Stones Theory" 7 inch. Thanks Western Mass. Band Archive.
The exact increase depends on each homeowner’s situation. Those living in areas at a high risk of wildfire may pay significantly more. Some will see their wildfire premiums double. #California #FAIRPlan #HomeownersCoverage buff.ly/qkgSoEg
California FAIR Plan Announces 29.1% Rate Hike for Homeowners This Fall | KQED
Nearly 700,000 customers will see the largest rate increase in the insurer’s recent history.
www.kqed.org
August 14, 2026 at 1:00 AM
The exact increase depends on each homeowner’s situation. Those living in areas at a high risk of wildfire may pay significantly more. Some will see their wildfire premiums double. #California #FAIRPlan #HomeownersCoverage buff.ly/qkgSoEg
everyone has been *super cool* so far and it's especially nice not to be writing insurance in CA and dealing with Fairplan bs anymore. The only "real" stress is now I'm in sales, where I belonged, and have to meet quotas.
April 4, 2024 at 12:47 AM
everyone has been *super cool* so far and it's especially nice not to be writing insurance in CA and dealing with Fairplan bs anymore. The only "real" stress is now I'm in sales, where I belonged, and have to meet quotas.
Karl Susman talks about the California FAIR Plan and its claim payouts. With increased payouts, insurance rates will rise on a sliding scale based on risk. Residents in high wildfire zones will pay more than those in lower risk areas. #FAIRPlan #CaliforniaInsurance #InsuranceClaim #InsuranceHour
March 26, 2025 at 8:03 PM
Karl Susman talks about the California FAIR Plan and its claim payouts. With increased payouts, insurance rates will rise on a sliding scale based on risk. Residents in high wildfire zones will pay more than those in lower risk areas. #FAIRPlan #CaliforniaInsurance #InsuranceClaim #InsuranceHour
Can the California FAIR Plan pay all the claims? Will it have enough money? #FAIRplan #insurance #wildfire
February 1, 2025 at 3:12 PM
Can the California FAIR Plan pay all the claims? Will it have enough money? #FAIRplan #insurance #wildfire
June 1, 2026 at 2:40 AM
May 31, 2026 at 6:01 AM
May 31, 2026 at 5:31 AM
May 31, 2026 at 4:31 AM
California's FAIR Plan just got a 29% rate hike approved. 668K+ homeowners were already forced onto this plan when private insurers left. Now they're paying the price. Bay Area and San Jose, this hits your wallet directly.
#FAIRPlan #SanJoseRealEstate #CaliforniaInsurance
#FAIRPlan #SanJoseRealEstate #CaliforniaInsurance
May 22, 2026 at 7:28 PM
California's FAIR Plan just got a 29% rate hike approved. 668K+ homeowners were already forced onto this plan when private insurers left. Now they're paying the price. Bay Area and San Jose, this hits your wallet directly.
#FAIRPlan #SanJoseRealEstate #CaliforniaInsurance
#FAIRPlan #SanJoseRealEstate #CaliforniaInsurance
Forced onto the FAIR plan: Why are low-risk homes losing insurance? #insurance #housing #riskmanagement #homeowners #fairplan NoMagaNews.com
April 4, 2025 at 11:15 AM
Forced onto the FAIR plan: Why are low-risk homes losing insurance? #insurance #housing #riskmanagement #homeowners #fairplan NoMagaNews.com
How much do you see the fairplan raising its rates? My guess 33-60%, but you probably smarter than me
April 16, 2025 at 6:02 AM
How much do you see the fairplan raising its rates? My guess 33-60%, but you probably smarter than me
🧵4: Altadena residents fear rising costs & potential insurance gaps as the state grapples with billions in fire claims.
#FAIRPlan #Insurancecosts
#FAIRPlan #Insurancecosts
January 14, 2025 at 3:34 PM
🧵4: Altadena residents fear rising costs & potential insurance gaps as the state grapples with billions in fire claims.
#FAIRPlan #Insurancecosts
#FAIRPlan #Insurancecosts
CA’s insurance market is in crisis.
Wildfire risks push more homeowners to the FAIR Plan—but can it survive?
AB 226 may keep it stable with state-backed bonds.
With enrollments up 500%, action is urgent.
#FAIRPlan #Wildfires #Insurance #RiskManagement #California #ClimateResilience #HireyApp
Wildfire risks push more homeowners to the FAIR Plan—but can it survive?
AB 226 may keep it stable with state-backed bonds.
With enrollments up 500%, action is urgent.
#FAIRPlan #Wildfires #Insurance #RiskManagement #California #ClimateResilience #HireyApp
March 6, 2025 at 4:48 PM
CA’s insurance market is in crisis.
Wildfire risks push more homeowners to the FAIR Plan—but can it survive?
AB 226 may keep it stable with state-backed bonds.
With enrollments up 500%, action is urgent.
#FAIRPlan #Wildfires #Insurance #RiskManagement #California #ClimateResilience #HireyApp
Wildfire risks push more homeowners to the FAIR Plan—but can it survive?
AB 226 may keep it stable with state-backed bonds.
With enrollments up 500%, action is urgent.
#FAIRPlan #Wildfires #Insurance #RiskManagement #California #ClimateResilience #HireyApp
🧵Q: Should homeowners get credit on their policies for home hardening?
A: You get no credit for it in the decisions the insurance companies make when they write or renew your insurance. That’s really outrageous.
www.dailybreeze.com/2025/04/07/c...
#Fire #Wildfire #Insurance #FairPlan #CalFire #CA
A: You get no credit for it in the decisions the insurance companies make when they write or renew your insurance. That’s really outrageous.
www.dailybreeze.com/2025/04/07/c...
#Fire #Wildfire #Insurance #FairPlan #CalFire #CA
California’s former insurance commissioner sees grim future, more wildfires
“We’re marching toward an uninsurable future in this country,” says David Jones, California’s former insurance commissioner.
www.dailybreeze.com
April 7, 2025 at 8:16 PM
🧵Q: Should homeowners get credit on their policies for home hardening?
A: You get no credit for it in the decisions the insurance companies make when they write or renew your insurance. That’s really outrageous.
www.dailybreeze.com/2025/04/07/c...
#Fire #Wildfire #Insurance #FairPlan #CalFire #CA
A: You get no credit for it in the decisions the insurance companies make when they write or renew your insurance. That’s really outrageous.
www.dailybreeze.com/2025/04/07/c...
#Fire #Wildfire #Insurance #FairPlan #CalFire #CA
May 30, 2026 at 5:31 AM
In most cases here we get dropped from the insurance but what that means is they are not going to cover you for fire you have to get fairplan for that then they will charge you twice as much for the gap insurance that’s how it went from 3k to 14k in 2 years
January 9, 2025 at 3:18 AM
In most cases here we get dropped from the insurance but what that means is they are not going to cover you for fire you have to get fairplan for that then they will charge you twice as much for the gap insurance that’s how it went from 3k to 14k in 2 years
Judge Allows California Insurance Collusion Lawsuits Against State Farm and Others to Move Forward
www.pymnts.com/cpi-posts/ju...
#InsuranceCollusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
www.pymnts.com/cpi-posts/ju...
#InsuranceCollusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
Judge Allows California Insurance Collusion Lawsuits Against State Farm and Others to Move Forward | PYMNTS.com
A Los Angeles judge has denied an effort by State Farm and several other insurers to dismiss two lawsuits alleging they worked together to push homeowners
www.pymnts.com
May 30, 2026 at 6:45 PM
Judge Allows California Insurance Collusion Lawsuits Against State Farm and Others to Move Forward
www.pymnts.com/cpi-posts/ju...
#InsuranceCollusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
www.pymnts.com/cpi-posts/ju...
#InsuranceCollusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
Judge denies move to dismiss State Farm collusion lawsuit
www.latimes.com/business/sto...
#Collusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
www.latimes.com/business/sto...
#Collusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
Judge denies move to dismiss State Farm collusion lawsuit
A Los Angeles judge has denied a move by State Farm and other home insurers to dismiss a lawsuit accusing them of colluding to drive homeowners onto the rolls of California's insurer of last resort.
www.latimes.com
May 23, 2026 at 3:36 PM
Judge denies move to dismiss State Farm collusion lawsuit
www.latimes.com/business/sto...
#Collusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
www.latimes.com/business/sto...
#Collusion #StateFarm #FAIRPlan #Antitrust #UnfairCompetition
The issue in CA is actually Prop 103 passed in the 80's as a protection from rate increases. With climate change the homes can't be properly priced so companies have left the state, necessitating FairPlan insurance. MT won't do this because if nothing else, they have shown they don't care about us.
January 17, 2025 at 4:08 PM
The issue in CA is actually Prop 103 passed in the 80's as a protection from rate increases. With climate change the homes can't be properly priced so companies have left the state, necessitating FairPlan insurance. MT won't do this because if nothing else, they have shown they don't care about us.