Profitable on paper, broke in the bank? Three reasons it happens, and the one-hour-a-week fix: a 13-week cash flow forecast. DM me "CFO" and I'll build yours. #CashFlow #SmallBusiness #CFO #FractionalCFO #Startups
November 8, 2026 at 1:31 PM
Profitable on paper, broke in the bank? Three reasons it happens, and the one-hour-a-week fix: a 13-week cash flow forecast. DM me "CFO" and I'll build yours. #CashFlow #SmallBusiness #CFO #FractionalCFO #Startups
Past $1M in revenue but still seeing your numbers a month late? That's sign #1. If two of these five sound familiar, DM me "CFO". #FractionalCFO #SmallBusiness #Founders #Finance #CFO
November 8, 2026 at 4:31 PM
Past $1M in revenue but still seeing your numbers a month late? That's sign #1. If two of these five sound familiar, DM me "CFO". #FractionalCFO #SmallBusiness #Founders #Finance #CFO
4 PM: "The investor wants a feasibility report by tomorrow." Old way: an all-nighter. With AI: done in an hour, home by 5. 👀 Need a part-time CFO who works like this? DM me "CFO". #CFO #AIforFinance #FractionalCFO #Startups
November 8, 2026 at 3:31 PM
4 PM: "The investor wants a feasibility report by tomorrow." Old way: an all-nighter. With AI: done in an hour, home by 5. 👀 Need a part-time CFO who works like this? DM me "CFO". #CFO #AIforFinance #FractionalCFO #Startups
Running a small business? Your numbers shouldn't run you. 📊 CFO-level clarity on cash flow, forecasts & monthly close, without the full-time cost. Free consultation: WhatsApp +1 443 248 0589 | mibfms.com
#FractionalCFO #SmallBusiness #CashFlow #Bookkeeping #MIBFinancials
#FractionalCFO #SmallBusiness #CashFlow #Bookkeeping #MIBFinancials
November 8, 2026 at 5:34 PM
Running a small business? Your numbers shouldn't run you. 📊 CFO-level clarity on cash flow, forecasts & monthly close, without the full-time cost. Free consultation: WhatsApp +1 443 248 0589 | mibfms.com
#FractionalCFO #SmallBusiness #CashFlow #Bookkeeping #MIBFinancials
#FractionalCFO #SmallBusiness #CashFlow #Bookkeeping #MIBFinancials
Print every recurring charge from the last 90 days. Small each; real together. Cancel what nobody opened this quarter.
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #SmallBusiness
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #SmallBusiness
November 7, 2026 at 7:50 PM
Print every recurring charge from the last 90 days. Small each; real together. Cancel what nobody opened this quarter.
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #SmallBusiness
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #SmallBusiness
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
November 8, 2026 at 11:30 PM
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
November 8, 2026 at 3:30 PM
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
Budget vs. actual, monthly. What came in different? Why? What changes this month? Twenty minutes turns a budget into a steering wheel.
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#FractionalCFO #KPI
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#FractionalCFO #KPI
November 8, 2026 at 9:30 PM
Budget vs. actual, monthly. What came in different? Why? What changes this month? Twenty minutes turns a budget into a steering wheel.
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#FractionalCFO #KPI
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#FractionalCFO #KPI
What share of your receivables is over 90 days old? Pull the aging, sort by payer, work the oldest first.
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#KPI #FractionalCFO
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#KPI #FractionalCFO
November 5, 2026 at 6:16 PM
What share of your receivables is over 90 days old? Pull the aging, sort by payer, work the oldest first.
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#KPI #FractionalCFO
https://medium.com/@jakemlatimer/whos-watching-the-money-27ef6270bb8d
#KPI #FractionalCFO
HVAC owners: busy techs aren't the KPI. Billable hours as a share of paid hours is. A few points often beat another truck.
https://medium.com/@jakemlatimer/maintenance-agreements-the-recurring-revenue-that-raises-an-hvac-companys-enterprise-value-112e1a154ad1
#HVAC #FractionalCFO
https://medium.com/@jakemlatimer/maintenance-agreements-the-recurring-revenue-that-raises-an-hvac-companys-enterprise-value-112e1a154ad1
#HVAC #FractionalCFO
November 8, 2026 at 10:14 PM
HVAC owners: busy techs aren't the KPI. Billable hours as a share of paid hours is. A few points often beat another truck.
https://medium.com/@jakemlatimer/maintenance-agreements-the-recurring-revenue-that-raises-an-hvac-companys-enterprise-value-112e1a154ad1
#HVAC #FractionalCFO
https://medium.com/@jakemlatimer/maintenance-agreements-the-recurring-revenue-that-raises-an-hvac-companys-enterprise-value-112e1a154ad1
#HVAC #FractionalCFO
Every month has a break-even day: when collections cover fixed costs. The 12th leaves margin. The 27th doesn't. Know yours.
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #KPI
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #KPI
November 8, 2026 at 5:14 PM
Every month has a break-even day: when collections cover fixed costs. The 12th leaves margin. The 27th doesn't. Know yours.
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #KPI
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#FractionalCFO #KPI
Overhead ratio = total practice expense ÷ collections. Track it monthly. Houston and The Woodlands owners: do you know yours?
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#KPI #FractionalCFO
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#KPI #FractionalCFO
November 6, 2026 at 5:46 PM
Overhead ratio = total practice expense ÷ collections. Track it monthly. Houston and The Woodlands owners: do you know yours?
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#KPI #FractionalCFO
https://medium.com/@jakemlatimer/your-overhead-ratio-the-cost-structure-every-doctor-dentist-and-vet-should-manage-like-a-cfo-0282e5912b14
#KPI #FractionalCFO
Before a new location or big equipment: cash available for debt ÷ annual loan payments. Lenders check it. Check it first.
https://medium.com/@jakemlatimer/borrow-refinance-or-pay-it-down-a-cfos-guide-to-practice-debt-for-doctors-dentists-and-vets-beafd3569471
#FractionalCFO #Doctors
https://medium.com/@jakemlatimer/borrow-refinance-or-pay-it-down-a-cfos-guide-to-practice-debt-for-doctors-dentists-and-vets-beafd3569471
#FractionalCFO #Doctors
November 5, 2026 at 7:03 PM
Before a new location or big equipment: cash available for debt ÷ annual loan payments. Lenders check it. Check it first.
https://medium.com/@jakemlatimer/borrow-refinance-or-pay-it-down-a-cfos-guide-to-practice-debt-for-doctors-dentists-and-vets-beafd3569471
#FractionalCFO #Doctors
https://medium.com/@jakemlatimer/borrow-refinance-or-pay-it-down-a-cfos-guide-to-practice-debt-for-doctors-dentists-and-vets-beafd3569471
#FractionalCFO #Doctors
Build your 2027 budget in November: visits, collection per visit, fixed costs by month. Decide where cash goes before it arrives.
https://medium.com/@jakemlatimer/take-it-home-or-put-it-to-work-a-capital-allocation-plan-for-doctors-dentists-and-vets-41c36a3e0933
#Budgeting #FractionalCFO
https://medium.com/@jakemlatimer/take-it-home-or-put-it-to-work-a-capital-allocation-plan-for-doctors-dentists-and-vets-41c36a3e0933
#Budgeting #FractionalCFO
November 6, 2026 at 12:53 AM
Build your 2027 budget in November: visits, collection per visit, fixed costs by month. Decide where cash goes before it arrives.
https://medium.com/@jakemlatimer/take-it-home-or-put-it-to-work-a-capital-allocation-plan-for-doctors-dentists-and-vets-41c36a3e0933
#Budgeting #FractionalCFO
https://medium.com/@jakemlatimer/take-it-home-or-put-it-to-work-a-capital-allocation-plan-for-doctors-dentists-and-vets-41c36a3e0933
#Budgeting #FractionalCFO
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
October 29, 2026 at 10:30 PM
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
October 29, 2026 at 1:45 PM
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
#FractionalCFO #VirtualCFO #FractionalCFOservicesinJaipur #HireVirtualCFOforSmallBusinessJaipur #PartTimeCFOCostinJaipur #StartupFinancialAdvisorJaipur #OutsourcedCFOservicesRajasthan #CashFlowManagementConsultantJaipur #AlteviusPartners
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Hire Fractional CFO in Jaipur | Scale Profits & Control Cash
Hire a Fractional CFO in Jaipur to scale profits and control cash flow. Get expert financial leadership and strategic planning without full-time costs.
altevius.com
October 26, 2026 at 8:18 AM
Want high-level financial expertise without the full-time cost? A Fractional CFO offers part-time, strategic financial management tailored to your needs. #FractionalCFO
Want high-level financial expertise without the full-time cost? A Fractional CFO offers part-time, strategic financial management tailored to your needs. #FractionalCFO
Want high-level financial expertise without the full-time cost? A Fractional CFO offers part-time, strategic financial management tailored to your needs. #FractionalCFO
boardroomadvisors.co
October 24, 2026 at 12:24 PM
Want high-level financial expertise without the full-time cost? A Fractional CFO offers part-time, strategic financial management tailored to your needs. #FractionalCFO
I'm joining Kim Speed on The Seen Live to talk about why knowing your numbers isn't the same as knowing what to do with them. If you're an SME owner stuck between today's operations and tomorrow's growth/exit, this one's for you. Watch live October 27. Link in bio. #FractionalCFO #BusinessStrategy
October 23, 2026 at 11:08 AM
I'm joining Kim Speed on The Seen Live to talk about why knowing your numbers isn't the same as knowing what to do with them. If you're an SME owner stuck between today's operations and tomorrow's growth/exit, this one's for you. Watch live October 27. Link in bio. #FractionalCFO #BusinessStrategy
October 21, 2026 at 7:26 AM
A budget you never compare to is a wish. Monthly: actual vs. budget, dig into big misses, update the forecast.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Budgeting
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Budgeting
October 21, 2026 at 9:34 PM
A budget you never compare to is a wish. Monthly: actual vs. budget, dig into big misses, update the forecast.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Budgeting
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Budgeting
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
October 19, 2026 at 1:45 PM
Your cash balance is not a cash-flow plan. It's a photograph.
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A rolling 13-week cash forecast shows when payroll, taxes, and debt service actually clear — and gives the CEO time to act while choices still exist.
#CashFlow #FractionalCFO
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
October 19, 2026 at 10:30 PM
A forecast is not a plan.
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A forecast says what may happen. A plan says what you'll do if it does: base case, downside case, and the decision each threshold triggers.
#Forecasting #FractionalCFO
A P&L that arrives six weeks late is a history book. Aim to close in 10 business days.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Houston
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Houston
October 19, 2026 at 8:57 PM
A P&L that arrives six weeks late is a history book. Aim to close in 10 business days.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Houston
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#FractionalCFO #Houston
"What you measure is what you get." (Kaplan & Norton, HBR 1992) Pair financials with customer, process and learning measures.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#KPIs #FractionalCFO
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#KPIs #FractionalCFO
October 17, 2026 at 6:57 PM
"What you measure is what you get." (Kaplan & Norton, HBR 1992) Pair financials with customer, process and learning measures.
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#KPIs #FractionalCFO
https://medium.com/@jakemlatimer/your-2027-operating-plan-the-budget-and-rolling-forecast-every-houston-business-owner-needs-e53375b83cad
#KPIs #FractionalCFO