#nonagency
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adcoanalytics.bsky.social
✅ The evolution and use of credit scores in the non-agency mortgage ecosystem
✅ How the new credit scores (VantageScore 4.0 and FICO 10T) vs. classic FICO are viewed
✅ The requirements for broad adoption of these credit scores by the non-agency mortgage market

#creditscores #GSE #nonagency #RMBS
September 15, 2026 at 4:41 PM
businessbriefly.bsky.social
Jumbo loan rates rise as investors reassess nonagency risk, default rates climb, and servicing profitability compresses, widening spreads despite Treasury efforts to lower yields.
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Curate Feeds | Make Collections | Customize Email Briefs
briefly.co
August 25, 2026 at 6:37 PM
caljones.com
This is definitely the goal - has been low key a struggle to get in anywhere though since all of my marketing background is nontraditional/nonagency. Need someone to give me a chance & then I’m locked
February 10, 2025 at 8:47 PM
capitalgrowthlab.bsky.social
Mortgage servicers supporting non QM at traditional lenders

The wide-ranging nonagency mortgage market is giving traditional lenders more reasons to consider branching out into it, according to servicers supporting these strategies. Processing Content "Certain types of nonowner-occupied GSE loans…
Mortgage servicers supporting non QM at traditional lenders
The wide-ranging nonagency mortgage market is giving traditional lenders more reasons to consider branching out into it, according to servicers supporting these strategies. Processing Content "Certain types of nonowner-occupied GSE loans that are agency deliverable now trade better in the nonagency space," said Michael Yanniello, chief operating officer, head of portfolio oversight and operations, Onity Group, told attendees at the Mortgage Bankers Association event.
capitalgrowthlab.com
February 24, 2026 at 8:54 AM
kansasblueblood.bsky.social
Can you even file a FOIA for a nonagency?
February 4, 2025 at 9:30 PM
yogibearbull.bsky.social
WEEKLY BUSINESS DIGEST 2
1/3 INCOME INVESTING/FUNDS. With rates headed lower, don’t overstay in money-market funds. Consider intermediate-term Treasuries (SPTI), private-credit (PRIV, PCMM), corporates, nonagency MBS, munis (including HY)...
August 9, 2025 at 2:37 PM
epsteinweb.bsky.social
Parts 1-2/2 — EFTA01206745.jpg
#epsteinweb #efta01206745
https://epsteinweb.org
Available in the iOS app store now!
https://apps.apple.com/us/app/epstein-web/id6758880661
EFTA01206737 | EFTA01206745 Boothbay Fund Management. LLC Form ADV Part 2A Futures Boothbay, or the Portfolio Managers, may engage in futures transactions. Futures contracts are usually made on a futures exchange which call for the future delivery of a specified "commodity" at a specified time and place. These contractual obligations, depending on whether one is a buyer or a seller, may be satisfied either by taking or making physical delivery of the "commodity" or by making an offsetting sale or purchase of an equivalent futures contract on the same exchange prior to the end of trading in the contract month. Futures prices may be highly volatile. Financial instrument and foreign currency futures prices are influenced by, among other things, interest rates, changes in balances of payments and trade, domestic and international rates of inflation, international trade restrictions and currency devaluations and revaluations. Profitability will depend on Boothbay's or the Portfolio Managers' ability to analyze price movements in those markets. Because low margin deposits are normally required, an extremely high degree of leverage is obtainable in futures trading. A relatively small price movement in a futures contract, consequently, may result in large losses. Thus, like other highly leveraged investments, any purchase or sale of a futures contract may result in losses which exceed the amount invested. Additional Risk Factors The Portfolio Managers may trade in Mortgage-Backed Securities ("MBS"). The principal risks of investing in this asset class include the following: Interest Rate Risk The value of MBS can fall if the owners of the underlying mortgages pay off their mortgages sooner than expected, which could happen when interest rates fall, or later than expected, which could happen when interest rates rise. If the underlying mortgages are paid off sooner than expected, the Firm's strategies may require reinvesting this money in mortgage-backed or other securities that have lower yields. Agency and Non-Agency MBS MBS are most commonly issued or guaranteed by U.S. government agencies or instrumentalities ("Agency MESS"), but may also be issued or guaranteed by other private issuers ("NonAgency MBS"). Although obligations of Agency MBS are not debts of the U.S. Treasury, in some cases, payment of interest and principal on such obligations is guaranteed by the U.S. government. There is no guarantee that the U.S. government will support securities not backed by its full faith and credit. Accordingly, although these securities historically have involved little risk of loss of principal if held to maturity, they may involve more risk than securities backed by the U.S. government's full faith and credit. Non-Agency MBS, whether or not such obligations are subject to guarantees by the private issuer, may entail greater risk than Agency MBS. Distressed Securities The Portfolio Managers may trade in "distressed securities" which involve a substantial degree of risk. The Boothbay Underlying Funds may lose a substantial portion or all of the investment in a distressed position or may be required to accept cash or securities with a value less than the Boothbay Underlying Funds' investment. Among the risks inherent in positions in entities experiencing significant financial or 9 EFTA01206745
May 13, 2026 at 9:58 AM
epsteinweb.bsky.social
Parts 1-2/2 — EFTA00317335.jpg
#epsteinweb #efta00317335
https://epsteinweb.org
Available in the iOS app store now!
https://apps.apple.com/us/app/epstein-web/id6758880661
EFTA00317331 | EFTA00317335 Maury L. Carter & Associates, Inc. xn O. ATTORNEY'S FEES; COSTS: In any litigation, including breach, enforcement or interpretation, arising out of this Contract, 2449 the prevailing party in such litigation, which, for purposes of this Standard, shall Include Seller, Buyer and any brokers 210 acting in agency or nonagency relationships authorized by Chapter 475, F.S., as amended, shall be entitled to recover from 211 the non-prevailing party reasonable attorney's fees, costs and expenses. 212 P. FAILURE OF PERFORMANCE: If Buyer fails to perform this Contract within the time specified, Including payment of all 213 deposits, the deposit(s) paid by Buyer and deposit(s) agreed to be paid, may be recovered and retained by and for the 214 account of Seller as agreed upon liquidated damages, consideration for the execution of this Contract and in full settlement 21$ of any claim whereupon, Buyer and Seller shall be relieved of all obligations under this Contract; or Seller, at Seller's 210 option, may proceed in equity to enforce Seller's rights under this Contract. If for any reason other than failure of Seller to 217 make Seller's title marketable after diligent effort, Seller falls, neglects or refuses to perform this Contract, Buyer may seek 218 specific performance or elect to receive the return of Buyer deposit(s) without thereby waiving any action for damages }19 resulting from Seller's breach. 210 Q. CONTRACT NOT RECORDABLE; PERSONS BOUND; NOTICE: Neither this Contract nor any notice of it shall be recorded in 221 any public records. This Contract shall bind and inure to the benefit of the parties and their successors in interest. 223 Whenever the context permits, singular shall include plural and one gender shall include all. Notice given by or to the 221 attorney for any party shall be as effective as if given by or to that party. Special 224 R. CONVEYANCE: Seller shall convey title to the real property by statutory warranty, trustee's, personal representative's or 229 guardian's deed, as appropriate to the status of the Seller, subject only to matter contained In Paragraph VII and those 226 othenvlse accepted by Buyer. Personal property shall, at the request of Buyer, be transferred by an absolute bill of sale 227 with warranty of title, subject only to such matters as may be otherwise provided for herein. 229 S. OTHER ARRANGEMENTS: No prior or present agreements or representations shall be binding up Buyer or Seller unless 229 included in this Contract. No modification to or change In this Contract shall be valid or binding upon the parties unless in }30 writing and executed by the party or parties intended to be bound by it. 231 TrWARRAffTW-Selleewarrants-thatthere are no facts known to-Seller materially affecting the value-of-the.Propeity which mare-not-readilyobservable byBuyeror-whichhavenotbeen disclosed-to Buyer. Buyer ( )( ) and Seller ( ) ) acknowledge receipt of a copy of this page. 5 EFTA00317335 Epstein Web iOS app on the App Store.
April 27, 2026 at 7:57 AM
epsteinweb.bsky.social
EFTA01465665.jpg
#epsteinweb #efta01465665
https://epsteinweb.org
EFTA01465665 | EFTA01465665 Subject: Epstein - NonAgency MBS From: Kevin Quinn < Date: Mon, 25 Nov 2013 12:00:34 To: Paul Morris Cc: Vahe Stepanian < Classification: For internal use only Paul, We can book and trade NonAgency MBS. Vahe, Please call Paul once you're back at the desk regarding Epstein. Thanks. (Embedded image moved to file: pic03862.gif) Kevin Quinn Associate I Key Client Partners - US DB Securities Inc Deutsche Asset & Wealth Management 345 Park Avenue, 26th Floor New York NY USA 10154 Tel. Mobile EFTA01465665
February 21, 2026 at 10:02 PM
hopejasen.bsky.social
Also I imagine a useful application would be for an mindfulness tool to monitor user inputs and give prompts like "do you feel tension in your body?" if it detects stress, or "is there fear and anger arising?" if user is doomscrolling.

Privacy and encouraging passive nonagency would be my concerns.
March 24, 2025 at 6:02 PM
nexthomeres.bsky.social
CrossCountry Mortgage doubles down on non-QM loans with $1B funding
CrossCountry HoldCo, the parent company of retail lender CrossCountry Mortgage (CCM), has partnered with a fund from Ares Alternative Credit and Hildene Capital Management to expand its nonagency mortgage asset management arm.
dlvr.it
September 18, 2025 at 3:07 PM
markoliias.bsky.social
We will not be erased. 🏳️‍🌈🏳️‍⚧️
Pride flag taken down from Stonewall Monument in New York City
The move was in response to a Department of the Interior guideline banning display of “nonagency” flags in the National Park System.
www.seattletimes.com
February 10, 2026 at 6:52 PM
rafchomsky.bsky.social
Serious content is brewing at @nonagency
February 22, 2025 at 11:31 AM
rafchomsky.bsky.social
Serious content is brewing at @nonagency
February 22, 2025 at 11:31 AM
wolvesatthewall.bsky.social
DOGE: The agency (so they can have access to all that data) but also the nonagency so they don't have to comply with the Freedom of Information Act.
February 20, 2025 at 2:50 AM
federicoholm.bsky.social
"Dude, how does this connect to the move to SLC?"

I'm getting there! Ok??? Yeesh...

Controlled burns (and any large risk mitigation or post-fire recovery work) requires USFS staff to coordinate with an extensive network of federal/state/tribal/local partners 7/n

academic.oup.com/jof/article-...
New Hands in US Public Lands Management: The Role and Influence of Nonagency Partners in Forest Service Stewardship Agreements
Abstract. The USDA Forest Service (USFS) is increasingly turning to partnership tools such as stewardship agreements (SAs) to accomplish land management ob
academic.oup.com
April 2, 2026 at 9:00 AM
john-kinnear.bsky.social
ELON is undermining the Congress' authority. Congress has oversight by law. What authority guards have? DOGE? A made up nonagency with an illegal budget? If ELON does CONGRESS things, CONGRESS isn't needed. CONGRESS may be the next federal body DOGE'd. Maybe GOP won't like this.
ninaturner.bsky.social Nina Turner @ninaturner.bsky.social · Feb 7
It should alarm us all that sitting U.S. Congress members are being denied entry to the Department of Education.

These are our government representatives, they should be able to walk into a department of our government.
February 7, 2025 at 5:48 PM
john-kinnear.bsky.social
We need to show Republicans how ELON is undermining the Congress' authority. Congress has oversight of the DoED by law. What authority guards have? DOGE? A made up nonagency with an illegal budget? CONGRESS may be the next federal body locked out. ELON doing CONGRESS things, CONGRESS is not needed.
maxwellfrost.bsky.social Maxwell Frost @maxwellfrost.bsky.social · Feb 7
ELON IS ALLOWED IN THE DEPARTMENT OF EDUCATION. NOT YOUR ELECTED REPRESENTATIVES OR STUDENTS & PARENTS. I WILL BE BACK.
February 7, 2025 at 5:17 PM
librariancapital.bsky.social
Turncoat

"Leland Dudek ... was largely unknown to senior executives at the agency ... Now Dudek is the acting commissioner of the Social Security Administration"

"He was helping DOGE personnel .... sharing information with nonagency personnel beginning in December, before Trump’s inauguration"
The Newly Elevated Acting Head of Social Security Covertly Helped DOGE
Some Democrats have raised concerns about Leland Dudek’s leadership of the agency.
www.wsj.com
April 2, 2025 at 5:56 PM
amerecona.bsky.social
Rapid Mortgage-Backed Securities (MBS) growth since the 1980s was traced. The 2008 crisis was linked to subprime defaults and lax standards. Postcrisis reforms were enacted. Agency MBS regained strength, while nonagency volumes stayed weak.
www.philadelphiafed....
A Guide to Understanding Mortgage-Backed Securities
Research in Focus — James Vickery of the Philadelphia Fed and his coauthors discuss the mortgage-backed securities (MBS) market in detail, with a special focus on government-backed residential MBS.
www.philadelphiafed.org
June 19, 2025 at 2:23 PM
clancyny.bsky.social
WSJ: Acting Head of Social Security Covertly Helped DOGE

"Social Security’s leadership team grew concerned about the manner in which he was helping DOGE personnel ... Dudek had been sharing information with nonagency personnel beginning in December, before Trump’s inauguration." Gift link!
The Newly Elevated Acting Head of Social Security Covertly Helped DOGE
Some Democrats have raised concerns about Leland Dudek’s leadership of the agency.
www.wsj.com
February 20, 2025 at 9:37 PM