nothing casually says bleak like klarna at the hospital gift shop
July 22, 2025 at 5:07 PM
nothing casually says bleak like klarna at the hospital gift shop
Early youth debt generator. You will klarna mcdonalds from the elites and you'll like it
February 10, 2026 at 12:17 AM
Early youth debt generator. You will klarna mcdonalds from the elites and you'll like it
Sell-out Chappell Roan be like My Kink is Klarna®
February 17, 2025 at 10:42 PM
Sell-out Chappell Roan be like My Kink is Klarna®
"we had layaways instead of klarna" oh wow that's so cool that you had paying in installments back then rather than paying in installments like we have today.
September 29, 2025 at 2:44 PM
"we had layaways instead of klarna" oh wow that's so cool that you had paying in installments back then rather than paying in installments like we have today.
like that's clearly not sustainable mr klarna
December 21, 2025 at 10:27 PM
like that's clearly not sustainable mr klarna
“can i pay in installments?” do i look like klarna?
April 17, 2025 at 12:17 AM
“can i pay in installments?” do i look like klarna?
For my last Buying Power of the year, I wrote about one way to think about the divergence in consumer sentiment (bad) and behavior (free-spending) this year: It’s the YOLO economy, typified by the expanding popularity of services like Klarna and Affirm. Gift link: www.bloomberg.com/news/article...
The United States of Klarna
Want to understand the state of the economy? Just look to all the shoppers flocking to “buy now, pay later” services.
www.bloomberg.com
December 22, 2025 at 2:50 PM
For my last Buying Power of the year, I wrote about one way to think about the divergence in consumer sentiment (bad) and behavior (free-spending) this year: It’s the YOLO economy, typified by the expanding popularity of services like Klarna and Affirm. Gift link: www.bloomberg.com/news/article...
🍂Cozy Pup🍂
"She smells like cinnamon apples and loves to bake lots of pastries! She dreams of opening up her own mini cafe/bakery combo one day!"
Flat of💲250
Dm or comment to claim her!
(Klarna/afterpay accepted!)
"She smells like cinnamon apples and loves to bake lots of pastries! She dreams of opening up her own mini cafe/bakery combo one day!"
Flat of💲250
Dm or comment to claim her!
(Klarna/afterpay accepted!)
September 3, 2026 at 1:54 AM
🍂Cozy Pup🍂
"She smells like cinnamon apples and loves to bake lots of pastries! She dreams of opening up her own mini cafe/bakery combo one day!"
Flat of💲250
Dm or comment to claim her!
(Klarna/afterpay accepted!)
"She smells like cinnamon apples and loves to bake lots of pastries! She dreams of opening up her own mini cafe/bakery combo one day!"
Flat of💲250
Dm or comment to claim her!
(Klarna/afterpay accepted!)
I like Denny’s because they let you pay in installments with Klarna
December 19, 2024 at 11:51 PM
I like Denny’s because they let you pay in installments with Klarna
Danna, you’re moving from a place of doubt. Who did this to you, an absent parent? Yeah, I can tell. I was once just like you, thinking I wasn’t good enough to klarna first class flights to the Texaspalooza Executive Circle Leadership Summit. I let doubt put a ceiling on my belief.
September 11, 2026 at 12:24 PM
Danna, you’re moving from a place of doubt. Who did this to you, an absent parent? Yeah, I can tell. I was once just like you, thinking I wasn’t good enough to klarna first class flights to the Texaspalooza Executive Circle Leadership Summit. I let doubt put a ceiling on my belief.
As I said in yesterday's post - some companies, like Klarna, that laid off a lot of people for AI are now rehiring them.
And that's customer service, which is a relatively routine administrative job compared to others.
And that's customer service, which is a relatively routine administrative job compared to others.
Basically most ‘AI will take your job’ stuff fundamentally misunderstand what ‘your job’ actually involves or where people add value. It’s the same as people who think a software engineer ‘generates code’ or a writer ‘generates lots of words’.
The copywriter brief for AI is hilarious. He wouldn’t ask it to create ‘good copy’ cause that’s too vague. But would ask it to create a ‘lead magnet’ and ‘complete landing page’.
This is someone who has no idea how much creativity goes into creating content for a website or marketing campaign.
This is someone who has no idea how much creativity goes into creating content for a website or marketing campaign.
June 7, 2025 at 11:12 AM
As I said in yesterday's post - some companies, like Klarna, that laid off a lot of people for AI are now rehiring them.
And that's customer service, which is a relatively routine administrative job compared to others.
And that's customer service, which is a relatively routine administrative job compared to others.
GenAI has never saved anyone any money, nor made them more productive. Companies like Klarna and Duolingo are hiring back the people they laid off in their AI fever; others are hiring expensive consultants to patch up AI botch jobs.
But sure, EA will be the first ever company to make it work.
But sure, EA will be the first ever company to make it work.
September 30, 2025 at 12:12 PM
GenAI has never saved anyone any money, nor made them more productive. Companies like Klarna and Duolingo are hiring back the people they laid off in their AI fever; others are hiring expensive consultants to patch up AI botch jobs.
But sure, EA will be the first ever company to make it work.
But sure, EA will be the first ever company to make it work.
Also Arby's: We accept Klarna or you can talk to one of our loan officers if you would like to finance the curly fries and jalapeno poppers.
October 4, 2026 at 5:30 PM
Also Arby's: We accept Klarna or you can talk to one of our loan officers if you would like to finance the curly fries and jalapeno poppers.
That and getting Klarna/Afterpay/etc. accounts with $5000 introductory spending limits, sending one another invoices for the full $5000, cashing it out, and then acting like they tricked somebody.
Wait... They're back on that again?!
August 17, 2025 at 7:20 PM
That and getting Klarna/Afterpay/etc. accounts with $5000 introductory spending limits, sending one another invoices for the full $5000, cashing it out, and then acting like they tricked somebody.
And if investors view Klarna as an "AI company" not a "buy now pay later company" the valuation will be like 10x higher
This is the game
Klarna is playing it brilliantly, all the while people think they figured out how to replace people with AI (which is not the case)
This is the game
Klarna is playing it brilliantly, all the while people think they figured out how to replace people with AI (which is not the case)
October 13, 2025 at 5:19 AM
And if investors view Klarna as an "AI company" not a "buy now pay later company" the valuation will be like 10x higher
This is the game
Klarna is playing it brilliantly, all the while people think they figured out how to replace people with AI (which is not the case)
This is the game
Klarna is playing it brilliantly, all the while people think they figured out how to replace people with AI (which is not the case)
Stock price surges like this are telling.
Klarna is a buy now pay later lender. These kind of loans are now being counted on your credit score as bad, risky use of credit.
Don’t use them. This is just another way to get the poor even further in debt. www.businessinsider.com/klarna-ipo-s...
Klarna is a buy now pay later lender. These kind of loans are now being counted on your credit score as bad, risky use of credit.
Don’t use them. This is just another way to get the poor even further in debt. www.businessinsider.com/klarna-ipo-s...
Klarna stock surges 30% as investors flock to another hot tech debut
Klarna is the latest in a line of hugely anticipated tech IPOs to surge in their first day of trading, jumping more than 30% Wednesday afternoon.
www.businessinsider.com
September 11, 2025 at 9:28 PM
Stock price surges like this are telling.
Klarna is a buy now pay later lender. These kind of loans are now being counted on your credit score as bad, risky use of credit.
Don’t use them. This is just another way to get the poor even further in debt. www.businessinsider.com/klarna-ipo-s...
Klarna is a buy now pay later lender. These kind of loans are now being counted on your credit score as bad, risky use of credit.
Don’t use them. This is just another way to get the poor even further in debt. www.businessinsider.com/klarna-ipo-s...
New polling shows that 1 in 7 Americans report using Buy Now, Pay Later service like Klarna, Affirm, and Afterpay to get groceries.
www.axios.com/2025/08/04/g...
www.axios.com/2025/08/04/g...
Most U.S. adults stressed by grocery costs: poll
Just 14% said the price of groceries was not a source of stress.
www.axios.com
August 5, 2025 at 3:34 PM
New polling shows that 1 in 7 Americans report using Buy Now, Pay Later service like Klarna, Affirm, and Afterpay to get groceries.
www.axios.com/2025/08/04/g...
www.axios.com/2025/08/04/g...
"Klarna" sounds like an ethereal X-Men character from the 90's
August 6, 2025 at 7:15 PM
"Klarna" sounds like an ethereal X-Men character from the 90's
Klarna admits AI isn’t as good as human workers, but this story suggests it’s “hiring” two types of human customer support now: freelancers or an “Uber type of setup.”
It sounds like the AI strategy served its purpose after all: to turn employees into contractors.
It sounds like the AI strategy served its purpose after all: to turn employees into contractors.
As Klarna flips from AI-first to hiring people again, a new landmark survey reveals most AI projects fail to deliver
Just 1 in 4 AI investments bring in the ROI they promise—but CEOs just can’t resist the technology.
fortune.com
May 13, 2025 at 3:06 AM
Klarna admits AI isn’t as good as human workers, but this story suggests it’s “hiring” two types of human customer support now: freelancers or an “Uber type of setup.”
It sounds like the AI strategy served its purpose after all: to turn employees into contractors.
It sounds like the AI strategy served its purpose after all: to turn employees into contractors.
Klarna? The "would you like to finance your lunch salad over 18 equal payments" guys?
February 19, 2025 at 5:02 PM
Klarna? The "would you like to finance your lunch salad over 18 equal payments" guys?
Look, there are real financial issues in Gen Z, like predatory new financial instruments Afterpay / Klarna. The once a week pastry is not it!! $6 for coffee once a week is not rent.
“At the same time, more than half of Gen Z members say they are struggling to make ends meet, yet a majority buy themselves a small treat, such as a pastry, coffee, or sweet, at least once a week. That can lead to overspending…”
archive.ph/2TI8J
archive.ph/2TI8J
November 1, 2025 at 12:58 AM
Look, there are real financial issues in Gen Z, like predatory new financial instruments Afterpay / Klarna. The once a week pastry is not it!! $6 for coffee once a week is not rent.
Apple is partnering with Klarna to launch a leasing program for its devices.
The program, which they're calling Apple Upgrade, will lease most iPhone, Mac, iPad and Apple Watches to people.
Apple Upgrade will work like a subscription model, and launches a week from today.
The program, which they're calling Apple Upgrade, will lease most iPhone, Mac, iPad and Apple Watches to people.
Apple Upgrade will work like a subscription model, and launches a week from today.
July 21, 2026 at 11:12 PM
Apple is partnering with Klarna to launch a leasing program for its devices.
The program, which they're calling Apple Upgrade, will lease most iPhone, Mac, iPad and Apple Watches to people.
Apple Upgrade will work like a subscription model, and launches a week from today.
The program, which they're calling Apple Upgrade, will lease most iPhone, Mac, iPad and Apple Watches to people.
Apple Upgrade will work like a subscription model, and launches a week from today.
Afterpay, Klarna, etc. are your enemies. Please pretend that these companies do not exist. Their entire business model is that they hope you’re late on your payments and the interest you have to pay is substantial (~35%). They make credit card companies look like saints in comparison.
August 15, 2025 at 12:02 PM
Afterpay, Klarna, etc. are your enemies. Please pretend that these companies do not exist. Their entire business model is that they hope you’re late on your payments and the interest you have to pay is substantial (~35%). They make credit card companies look like saints in comparison.
no buy ist so deprimierend wenn sachen abgebucht werden von klarna wo man "später bezahlen" vereinbart hatte 😭😭😭 like mein geld wird weniger und ich hab nicht mal was gekauft
May 7, 2026 at 7:36 AM
no buy ist so deprimierend wenn sachen abgebucht werden von klarna wo man "später bezahlen" vereinbart hatte 😭😭😭 like mein geld wird weniger und ich hab nicht mal was gekauft
Klarna shows the perils of running a bank like a tech company ft.trib.al/GZzhF1C | opinion
Klarna shows the perils of running a bank like a tech company
When the Swedish fintech grows rapidly, short-term income goes down — as have its shares
ft.trib.al
February 25, 2026 at 5:35 AM
Klarna shows the perils of running a bank like a tech company ft.trib.al/GZzhF1C | opinion